CMS Marketplace ranking · Avg Bronze Premium

States with the Cheapest Bronze ACA Premiums

All federal-marketplace states ranked by their plan-weighted average Bronze-tier monthly premium for a 27-year-old.

Data updated 2026-08-30

$335
#1 New Hampshire
30
States ranked
$465
Median value
$714
Last: Wyoming

What This Ranking Tells Us

This board is a registry view of CMS Marketplace Public Use File records. It groups current-vintage plan rows by state and ranks the resulting average age-27 Bronze premium from low to high. CMS labels Expanded Bronze separately in some records; this calculation includes it with Bronze so the published tier matches the complete Bronze offering.

How this avg bronze premium ranking is computed across 30 states

This ranking covers 30 states and jurisdictions in the ACA marketplace. New Hampshire tops the list at $335, while Wyoming sits at the opposite end with $714. The median value across all ranked states is $465, giving a rough sense of where a typical state lands relative to the extremes. The spread between top and bottom - $379 - illustrates how unevenly this particular metric is distributed across the country.

Each row is a plan-weighted age-27 rate from the current CMS Marketplace Public Use File vintage. The board is a reproducible comparison of listed rates, not a personalized premium estimate, a measure of coverage quality, or enrollment advice. The linked state pages retain the underlying marketplace inventory context.

Top 12 states - avg bronze premium

All federal-marketplace states ranked by their plan-weighted average Bronze-tier monthly premium for a 27-year-old.

States with the Cheapest Bronze ACA Premiums

Source: CMS Health Insurance Marketplace Public Use Files, Plan Year 2026

  1. 1
  2. 2
    Iowa $370
  3. 3
    Indiana $372
  4. 4
    Hawaii $383
  5. 5
  6. 6
  7. 7
    Alabama $409
  8. 8
    Ohio $412
  9. 9
    Michigan $419
  10. 10
    Arkansas $421
  11. 11
    Texas $438
  12. 12
    Montana $448

Source CMS Health Insurance Marketplace Public Use Files, Plan Year 2026

The Bar to Make This List

Where the top-12 cutoff sits among all 30 ranked states

Every ranked state's avg bronze premium, bucketed by $90

$448 12th of 30 higher than 11 of 30 states

all 30 ranked states, bucketed by value

Each bar is a $90-wide band; taller bars hold more states. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source CMS Health Insurance Marketplace Public Use Files, Plan Year 2026

#StateAvg Bronze Premium
1New HampshireNH$335
2IowaIA$370
3IndianaIN$372
4HawaiiHI$383
5North DakotaND$398
6South CarolinaSC$400
7AlabamaAL$409
8OhioOH$412
9MichiganMI$419
10ArkansasAR$421
11TexasTX$438
12MontanaMT$448
13OregonOR$451
14WisconsinWI$458
15ArizonaAZ$464
16South DakotaSD$465
17OklahomaOK$468
18MissouriMO$471
19LouisianaLA$483
20DelawareDE$485
21TennesseeTN$487
22KansasKS$510
23North CarolinaNC$514
24MississippiMS$531
25FloridaFL$567
26UtahUT$590
27AlaskaAK$592
28NebraskaNE$596
29West VirginiaWV$670
30WyomingWY$714

Source: CMS Health Insurance Marketplace Public Use Files, Plan Year 2026.

Frequently Asked Questions

Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan

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