CMS Marketplace state · 82 counties

Mississippi ACA marketplace premiums

Statewide aggregates from CMS Public Use Files. Listed rates are age-27 premiums unless a row notes another age band.

Data updated 2026-08-30

$641
Avg premium (age 27)

Top quartile, highest

82
Counties
5
Issuers
#7 of 30
Premium rank (30 states)
Subscribe (RSS)
Avg premium $641/mo (age 27)

Mississippi lists 48 ACA marketplace plans across 82 counties from 5 issuers. Average age-27 premium is $641/mo (age 40: $781/mo; age 60: $1,659/mo), ranging $462 to $910/mo. Source: CMS Marketplace Public Use Files.

  • State premium corpus place #7 of 30 (highest = #1)
  • Costliest county Silver: Copiah at $650/mo
  • Cheapest county Silver: Lafayette at $561/mo

Premium rank is not plan-count rank

According to CMS Marketplace Public Use Files, Mississippi ranks #7 of 30 federal-marketplace states by average age-27 premium ($641/mo) and #24 of 30 by plan count (48 plans).

#7 of 30
Age-27 premium among 30 states
$641
Average listed premium /mo (age 27)
#24 of 30
Plan count among 30 states
48
Listed ACA plans in this state

Highest listed average premium = #1. Most listed plans = #1. Federal-marketplace states only; state-based exchanges are outside this corpus.

Network inventory · plans

How 48 listed Mississippi plans split by CMS network type

Exclusive HMO / EPO / PPO / POS counts by distinct CMS plan_id for this state (same basis as the statewide plan total) - orthogonal to the average-premium and plan-count ranks above.

High-premium band

Mississippi in the high-premium third

$641/mo age-27 avg sits in the top third of tracked federal-marketplace states. Corpus place #7 of 30 (highest premium = #1).

Age-40 / age-60 averages are $781 and $1,659/mo. Costliest county Silver: Copiah at $650/mo.

Source: CMS Marketplace Public Use Files. Informational only; confirm options at HealthCare.gov. How we place states.

Where Mississippi sits by plan inventory

Mississippi lists 48 ACA marketplace plans among 30 federal-marketplace states (inventory signal, not a quality ranking).

Mississippi vs all states by ACA plan count

Where this state's disclosed CMS Marketplace plan inventory sits among every tracked federal-marketplace state

48 24th of 30 higher than 6 of 30 states

States, banded by ACA marketplace plan count

Each bar is a band; taller bars hold more states. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source CMS Marketplace Public Use Files · 2026-08-30

Nationwide similar states

Similar issuer count

Top 5 most-expensive counties - Mississippi (Silver avg) Horizontal bar chart of the top 5 items by value (USD/mo). Top 5 most-expensive counties - Mississippi (Silver avg) 1. Copiah $650 2. Simpson $650 3. Attala $637 4. Bolivar $637 5. Carroll $637 Top 5 Mississippi counties ranked by average Silver-tierACA premium (Plan Year 2026). Source: CMS MarketplacePublic Use Files.

Source: CMS Health Insurance Marketplace Public Use Files (Plan Year 2026) Mississippi ACA marketplace premiums by county and metal tier (Plan Year 2026) · 2026 CMS publishes the Marketplace Public Use Files annually, covering the federal exchange and participating state-based exchanges. Premiums shown are pre-subsidy and reflect age-27 Silver averages.

Most Expensive Counties

# County Silver Avg Plans Issuers
1 Copiah $650/mo 41 4
2 Simpson $650/mo 41 4
3 Attala $637/mo 31 3
4 Bolivar $637/mo 31 3
5 Carroll $637/mo 31 3

Most Affordable Counties

# County Silver Avg Plans Issuers
1 Lafayette $561/mo 23 3
2 Alcorn $584/mo 26 3
3 Calhoun $584/mo 26 3
4 Lowndes $584/mo 26 3
5 Prentiss $584/mo 26 3

Reading high-premium markets: see how APTC subsidies offset list rates.

All Counties in Mississippi

County Silver Avg Bronze Avg Gold Avg Plans Issuers YoY
Adams $602 $545 $742 16 2 +48.9%
Alcorn $584 $524 $751 26 3 +40.2%
Amite $602 $545 $742 16 2 +48.9%
Attala $637 $535 $769 31 3 +45.5%
Benton $613 $530 $785 48 5 +32.8%
Bolivar $637 $535 $769 31 3 +45.5%
Calhoun $584 $524 $751 26 3 +40.2%
Carroll $637 $535 $769 31 3 +45.5%
Chickasaw $613 $524 $773 41 4 +40.4%
Choctaw $637 $535 $769 31 3 +45.5%
Claiborne $637 $535 $769 31 3 +45.5%
Clarke $637 $535 $769 31 3 +45.5%
Clay $613 $524 $773 41 4 +40.4%
Coahoma $637 $535 $769 31 3 +45.5%
Copiah $650 $563 $836 41 4 +43.6%
Covington $613 $524 $773 41 4 +40.4%
DeSoto $613 $531 $797 48 5 +38.7%
Forrest $613 $517 $764 41 4 +37.6%
Franklin $637 $535 $769 31 3 +45.5%
George $591 $507 $755 41 4 +39.0%
Greene $613 $517 $764 41 4 +37.6%
Grenada $602 $545 $742 16 2 +48.9%
Hancock $591 $507 $755 41 4 +39.0%
Harrison $591 $507 $755 41 4 +39.0%
Hinds $626 $556 $827 48 5 +39.7%
Holmes $637 $535 $769 31 3 +45.5%
Humphreys $637 $535 $769 31 3 +45.5%
Issaquena $637 $535 $769 31 3 +45.5%
Itawamba $633 $531 $790 41 4 +35.6%
Jackson $591 $507 $755 41 4 +39.0%
Jasper $637 $535 $769 31 3 +45.5%
Jefferson $637 $535 $769 31 3 +45.5%
Jefferson Davis $613 $524 $773 41 4 +40.4%
Jones $613 $517 $764 41 4 +37.6%
Kemper $637 $535 $769 31 3 +45.5%
Lafayette $561 $535 $738 23 3 +42.0%
Lamar $613 $517 $764 41 4 +37.6%
Lauderdale $637 $535 $769 31 3 +45.5%
Lawrence $613 $524 $773 41 4 +40.4%
Leake $637 $535 $769 31 3 +45.5%
Lee $633 $531 $790 41 4 +35.6%
Leflore $637 $535 $769 31 3 +45.5%
Lincoln $637 $535 $769 31 3 +45.5%
Lowndes $584 $524 $751 26 3 +40.2%
Madison $626 $556 $827 48 5 +39.7%
Marion $613 $524 $773 41 4 +40.4%
Marshall $613 $531 $797 48 5 +38.7%
Monroe $613 $524 $773 41 4 +40.4%
Montgomery $637 $535 $769 31 3 +45.5%
Neshoba $637 $535 $769 31 3 +45.5%
Newton $637 $535 $769 31 3 +45.5%
Noxubee $602 $545 $742 16 2 +48.9%
Oktibbeha $602 $545 $742 16 2 +48.9%
Panola $605 $531 $765 38 4 +41.1%
Pearl River $613 $517 $764 41 4 +37.6%
Perry $613 $517 $764 41 4 +37.6%
Pike $637 $535 $769 31 3 +45.5%
Pontotoc $633 $531 $790 41 4 +35.6%
Prentiss $584 $524 $751 26 3 +40.2%
Quitman $637 $535 $769 31 3 +45.5%
Rankin $626 $556 $827 48 5 +39.7%
Scott $637 $535 $769 31 3 +45.5%
Sharkey $637 $535 $769 31 3 +45.5%
Simpson $650 $563 $836 41 4 +43.6%
Smith $637 $535 $769 31 3 +45.5%
Stone $591 $507 $755 41 4 +39.0%
Sunflower $637 $535 $769 31 3 +45.5%
Tallahatchie $637 $535 $769 31 3 +45.5%
Tate $613 $531 $797 48 5 +38.7%
Tippah $633 $531 $790 41 4 +35.6%
Tishomingo $584 $524 $751 26 3 +40.2%
Tunica $613 $531 $797 48 5 +38.7%
Union $633 $531 $790 41 4 +35.6%
Walthall $613 $524 $773 41 4 +40.4%
Warren $626 $556 $827 48 5 +39.7%
Washington $637 $535 $769 31 3 +45.5%
Wayne $637 $535 $769 31 3 +45.5%
Webster $613 $524 $773 41 4 +40.4%
Wilkinson $602 $545 $742 16 2 +48.9%
Winston $637 $535 $769 31 3 +45.5%
Yalobusha $637 $535 $769 31 3 +45.5%
Yazoo $602 $545 $742 16 2 +48.9%

Frequently Asked Questions

Why is Mississippi's average ACA premium in the high band?
Mississippi ranks #7 of 30 federal-marketplace states by average age-27 premium (highest = #1; CMS PUF sort). Statewide avg is $641/mo. See /methodology#corpus-placement.
What is the cheapest Silver county in Mississippi?
Lafayette is the lowest Silver average at $561/mo; Copiah is highest at $650/mo.
How many issuers sell ACA plans in Mississippi?
5 issuers list 48 marketplace plans across 82 counties.

Disclaimer: This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are base rates for a 27-year-old non-tobacco user unless otherwise noted. Actual premiums vary by age, location, tobacco use, and subsidy eligibility. Source: CMS Marketplace PUF.

PlainHealthPlan is rendered directly from CMS Health Insurance Marketplace Public Use Files, no number is typed in by an editor. County premiums and issuer counts are aggregated live from the CMS PUF records for each marketplace year. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of August 2026.