ACA plans available
48
Plan year 2026
CMS Marketplace county · plan year 2026
Marshall, Mississippi ACA premiums
County-level marketplace aggregates from CMS Public Use Files. Listed rates are age-27 premiums unless noted.
Data updated 2026-08-30
- $613
- Silver avg/mo
- 48
- ACA plans
- 5
- Issuers
- +38.7%
- YoY premium
Silver avg $613/mo
Marshall, Mississippi has 48 ACA marketplace plans from 5 issuers (plan year 2026). Average Silver premium is $613/mo; Bronze averages $531/mo and Gold $797/mo. Figures are CMS Marketplace Public Use File county aggregates for age-27 rates.
- County Silver corpus place #1209 of 2055 (highest = #1)
- Benchmark (2nd-lowest Silver) $494/mo
- Plan year 2026 CMS PUF
Silver rank is not plan-count rank
According to CMS Marketplace Public Use Files, Marshall, Mississippi ranks #1,209 of 2,055 counties by listed Silver average ($613/mo) and #783 of 2,055 by plan count (48 plans).
- #1,209 of 2,055
- Silver average among 2,055 counties
- $613
- Listed Silver average /mo
- #783 of 2,055
- Plan count among 2,055 counties
- 48
- Listed ACA plans in this county
Highest listed Silver average = #1. Most listed plans = #1. County of residence still governs which plans CMS files for that FIPS.
Marshall, Mississippi offers 48 ACA marketplace plans from 5 issuers for plan year 2026. Bronze plans start at $473/mo and Silver plans start at $490/mo (age 27 listed rates). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.
$613
Avg Silver Premium/mo
$494
Benchmark Premium/mo
+38.7%
Year-over-Year Change
$5,061
Avg Deductible
Mid-pack marketplace
Marshall marketplace standing
48 plans from 5 issuers for plan year 2026. Corpus place #1209 of 2055 (highest Silver = #1).
Mid-pack Silver avg $613/mo with 48 plans . YoY average shift: +38.7%. The local market is heavily HMO-dominated -- shoppers who specifically want a EPO network have only a handful of plans to choose from here.
Source: CMS Marketplace Public Use Files, plan year 2026. Informational only; confirm options at HealthCare.gov. How we place counties.
Premiums by Metal Level
Bronze-tier cards fold CMS Expanded Bronze into Bronze (same population as county_trends and methodology). Plan rows and the premium-vs-deductible chart below keep the CMS source label.
Bronze
18 plans$531/mo avg
$473 - $615
Silver
16 plans$613/mo avg
$490 - $749
Gold
14 plans$797/mo avg
$671 - $910
Benchmark premium & subsidies
The benchmark (second-lowest Silver) premium in Marshall is $494/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference.
Issuers in market
5
Competitive market
Benchmark Silver
$494 /mo
Sets your subsidy ceiling
Avg deductible
$5,061
Across all metal tiers
C+
Marketplace Access Score
60/100
Marshall
Based on benchmark premium, plan and issuer counts, and average deductible across 2,055 tracked ACA marketplace counties, not plan quality, network adequacy, or provider access.
Affordability C
$494/mo
Benchmark Silver premium; rank #1209 of 2055 tracked counties (cheapest first)
Plan Choice C+
48 plans
ACA marketplace plan count; rank #783 of 2055 tracked counties (most first)
Issuer Competition B+
5 issuers
Distinct marketplace issuers; rank #415 of 2055 tracked counties (most first)
Cost Predictability D
$5,061
Average deductible across tracked plans; rank #913 of 2055 tracked counties (lowest first)
Marshall ACA plans by premium and deductible
Each marker is the Marshall average for one metal tier, monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.
Marshall ACA marketplace plans: premium vs deductible
How Marshall's Silver premium compares nationwide
2,055 federal-marketplace counties with a tracked Silver average, banded by monthly premium.
Marshall vs 2,055 tracked counties
Average Silver premium (age 27), CMS Marketplace Public Use Files
$613 1209th of 2055 higher than 844 of 2,055 counties
Counties, banded by average Silver premium
Each bar is a $1-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source CMS Marketplace Public Use Files · 2026-08-30
Issuers in Marshall
| Issuer | Plans | Avg Premium (Age 27) |
|---|---|---|
| UnitedHealthcare | 15 | $739/mo |
| Ambetter Health | 14 | $617/mo |
| Cigna Healthcare | 10 | $557/mo |
| Oscar Health Plan, Inc. | 7 | $517/mo |
| Molina Healthcare | 2 | $802/mo |
All Plans in Marshall
| Plan Name | Metal | Type | Premium (27) | Premium (40) | Deductible | OOP Max |
|---|---|---|---|---|---|---|
| UHC Bronze Essential (No Referrals) UnitedHealthcare | Bronze | HMO | $535.39 | $652.89 | $10,600 | $10,600 |
| Bronze Classic Standard Oscar Health Plan, Inc. | Expanded Bronze | HMO | $473.05 | $576.87 | $7,500 | $10,000 |
| Connect Bronze 8500 Indiv Med Deductible Cigna Healthcare | Expanded Bronze | EPO | $483.12 | $589.15 | $8,500 | $10,600 |
| Connect Bronze 6500 Indiv Med Deductible Cigna Healthcare | Expanded Bronze | EPO | $484.12 | $590.37 | $6,500 | $10,600 |
| Connect Bronze CMS Standard Cigna Healthcare | Expanded Bronze | EPO | $489.23 | $596.60 | $7,500 | $10,000 |
| Bronze Simple Chronic Care CKM Oscar Health Plan, Inc. | Expanded Bronze | HMO | $489.59 | $597.04 | $5,500 | $10,150 |
| Connect myDiabetesCare Bronze Cigna Healthcare | Expanded Bronze | EPO | $490.67 | $598.36 | $5,500 | $10,150 |
| Bronze Elite + PCP Saver Plus Oscar Health Plan, Inc. | Expanded Bronze | HMO | $506.98 | $618.25 | $0 | $10,600 |
| Everyday Bronze Ambetter Health | Expanded Bronze | HMO | $512.48 | $624.95 | $8,450 | $10,150 |
| Standard Expanded Bronze Ambetter Health | Expanded Bronze | HMO | $514.16 | $627.01 | $7,500 | $10,000 |
| Everyday Bronze + Vision + Adult Dental Ambetter Health | Expanded Bronze | HMO | $530.93 | $647.45 | $8,450 | $10,150 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter Health | Expanded Bronze | HMO | $532.68 | $649.58 | $7,500 | $10,000 |
| Choice Bronze HSA Ambetter Health | Expanded Bronze | HMO | $556.56 | $678.70 | $7,250 | $7,250 |
| UHC Bronze Standard (No Referrals) UnitedHealthcare | Expanded Bronze | HMO | $574.45 | $700.53 | $7,500 | $10,000 |
| Choice Bronze HSA + Vision + Adult Dental Ambetter Health | Expanded Bronze | HMO | $576.60 | $703.14 | $7,250 | $7,250 |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) UnitedHealthcare | Expanded Bronze | HMO | $591.66 | $721.51 | $7,500 | $10,000 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare | Expanded Bronze | HMO | $598.12 | $729.39 | $0 | $10,600 |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare | Expanded Bronze | HMO | $615.33 | $750.37 | $0 | $10,600 |
| Silver Simple Oscar Health Plan, Inc. | Silver | HMO | $490.49 | $598.14 | $6,300 | $9,300 |
| Silver Classic Standard Oscar Health Plan, Inc. | Silver | HMO | $493.92 | $602.32 | $6,000 | $8,900 |
| Silver Simple Chronic Care CKM Oscar Health Plan, Inc. | Silver | HMO | $496.93 | $605.98 | $5,900 | $10,150 |
| Standard Silver Ambetter Health | Silver | HMO | $553.37 | $674.81 | $6,000 | $8,900 |
| Connect Silver 4000 Indiv Med Deductible Cigna Healthcare | Silver | EPO | $559.86 | $682.73 | $4,000 | $10,000 |
| Connect Silver 6500 Indiv Med Deductible Cigna Healthcare | Silver | EPO | $562.00 | $685.34 | $6,500 | $9,300 |
| Connect Silver CMS Standard Cigna Healthcare | Silver | EPO | $565.66 | $689.80 | $6,000 | $8,900 |
| Connect myHeartCare Silver Cigna Healthcare | Silver | EPO | $566.54 | $690.87 | $4,500 | $9,900 |
| Connect myDiabetesCare Silver Cigna Healthcare | Silver | EPO | $572.85 | $698.57 | $3,800 | $9,900 |
| Standard Silver + Vision + Adult Dental Ambetter Health | Silver | HMO | $573.29 | $699.11 | $6,000 | $8,900 |
| Molina Silver Standard Molina Healthcare | Silver | HMO | $701.98 | $856.04 | $6,000 | $8,900 |
| UHC Silver Advantage ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare | Silver | HMO | $719.48 | $877.38 | $3,500 | $10,400 |
| UHC Silver Standard (No Referrals) UnitedHealthcare | Silver | HMO | $731.02 | $891.45 | $6,000 | $8,900 |
| UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare | Silver | HMO | $731.48 | $892.01 | $0 | $10,150 |
| UHC Silver Advantage + ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare | Silver | HMO | $736.69 | $898.37 | $3,500 | $10,400 |
| UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare | Silver | HMO | $748.69 | $913.00 | $0 | $10,150 |
| Gold Classic Standard Oscar Health Plan, Inc. | Gold | HMO | $671.01 | $818.27 | $2,000 | $8,200 |
| Standard Gold Ambetter Health | Gold | HMO | $687.88 | $838.85 | $2,000 | $8,200 |
| Everyday Gold Ambetter Health | Gold | HMO | $696.18 | $848.97 | $800 | $7,250 |
| Standard Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $712.65 | $869.05 | $2,000 | $8,200 |
| Complete Gold Ambetter Health | Gold | HMO | $720.43 | $878.54 | $1,450 | $7,500 |
| Everyday Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $721.24 | $879.53 | $800 | $7,250 |
| Complete Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $746.37 | $910.17 | $1,450 | $7,500 |
| Connect Gold CMS Standard Cigna Healthcare | Gold | EPO | $799.56 | $975.04 | $2,000 | $8,200 |
| UHC Gold Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare | Gold | HMO | $884.63 | $1,078.77 | $2,000 | $9,300 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) UnitedHealthcare | Gold | HMO | $892.36 | $1,088.21 | $0 | $9,300 |
| UHC Gold Value + ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare | Gold | HMO | $901.84 | $1,099.76 | $2,000 | $9,300 |
| Molina Gold Standard Molina Healthcare | Gold | HMO | $902.08 | $1,100.05 | $2,000 | $8,200 |
| UHC Gold Standard (No Referrals) UnitedHealthcare | Gold | HMO | $908.83 | $1,108.28 | $2,000 | $8,200 |
| UHC Gold Copay Focus + $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare | Gold | HMO | $909.57 | $1,109.19 | $0 | $9,300 |
Silver Premium Trend (2022-2026)
| Year | Avg Premium | Min | Max | Plans | Issuers |
|---|---|---|---|---|---|
| 2022 | $399/mo | $359 | $438 | 17 | 2 |
| 2023 | $427/mo | $378 | $512 | 29 | 5 |
| 2024 | $425/mo | $379 | $476 | 25 | 5 |
| 2025 | $444/mo | $397 | $543 | 20 | 5 |
| 2026 | $613/mo | $490 | $749 | 16 | 5 |
What this means for Marshall
Use Marshall's own numbers here, not a national average, before you enroll.
- $613/mo Silver average is mid-pack nationally -- estimate your own subsidy before comparing tiers. Estimate your subsidy
- 48 plans from 5 issuers here -- see how that stacks up against the cheapest counties nationwide. See cheapest counties
Averages and tercile bands are CMS Marketplace Public Use File aggregates for this county; your actual premium depends on your age, household income, and chosen plan.
Frequently Asked Questions
Where does Marshall sit on Silver premiums vs other counties?
Marshall ranks #1209 of 2055 tracked federal-marketplace counties by average Silver premium (highest = #1; CMS PUF sort). Local Silver avg is $613/mo. See /methodology#corpus-placement.
How many ACA plans are available in Marshall, MS?
There are 48 ACA marketplace plans available in Marshall from 5 insurance issuers for plan year 2026.
What is the cheapest health insurance plan in Marshall?
The lowest-premium plan in Marshall starts at $473/mo (Bronze tier, age 27). Silver plans start at $490/mo. Actual premiums vary by age and may be reduced by premium tax credits.
What is the benchmark premium for Marshall?
The benchmark (second-lowest Silver) premium in Marshall is $494/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.
Why did Marshall premiums rise +38.7% year-over-year?
The average age-27 premium in Marshall changed by +38.7% between plan years 2025 and 2026, measured across Bronze, Silver, Gold, Platinum and Catastrophic plans. Premium trends are tracked from 2022 to 2026.
What is the average deductible and out-of-pocket maximum in Marshall?
The average annual deductible across all plans in Marshall is $5,061, and the average out-of-pocket maximum is $9,326. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.
Which issuers compete in Marshall's crowded market?
There are 5 insurance issuers offering ACA marketplace plans in Marshall, including UnitedHealthcare, Ambetter Health, Cigna Healthcare, and others. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.
Disclaimer
This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.
Read our methodology - how this data is sourced, computed, and verified.
Counties With a Similar Benchmark Premium
The closest counties nationwide to Marshall, MS's $494/mo benchmark premium.
One of 2,054 counties nationwide with a tracked benchmark premium, 5 are shown here.
Nationwide counties with similar marketplace profiles
Two CMS Marketplace peer sets for Marshall, MS, both outside MS so the neighborhoods are not state containment (the similar-premium list above may still include same-state rating-area siblings). Peers are drawn from counties with ≥20 plans, the rankings-scale corpus.
Similar benchmark premium
Nearest other-state counties by benchmark premium ($494/mo here).
Similar issuer competition
Nearest other-state counties by issuer count (5 here).
Data sources
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan
PlainHealthPlan is rendered directly from CMS Health Insurance Marketplace Public Use Files, no number is typed in by an editor. Plan and premium figures for this county come from the live CMS Marketplace PUF aggregates. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of August 2026.