ACA plans available
98
Plan year
Open-data reference.
98 ACA plans from 6 issuers — Plan year 2026
Leon, Florida offers 98 ACA marketplace plans from 6 issuers for plan year 2026. Bronze plans start at $376/mo and Silver plans start at $492/mo (age 27, before subsidies). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.
Leon, Florida has 98 ACA marketplace plans offered by 6 issuers for plan year 2026. The average Silver-tier premium comes in at $644/mo for a 27-year-old non-tobacco user, with the lowest Silver at $492 and the highest at $1,130. Bronze plans start at $376/mo — useful for healthy enrollees who want catastrophic protection with the lowest monthly outlay.
The benchmark (second-lowest Silver) premium is $495/mo, the figure the IRS uses to calculate your Advance Premium Tax Credit. Enrollees whose expected income-based contribution falls below this amount receive a subsidy for the difference. Across all plans, the average annual deductible is $5,377 and the average out-of-pocket maximum is $8,878 — numbers that matter more than the sticker premium once you actually use care. Year-over-year, average premiums in Leon shifted by +46.5%, a signal of how local issuer pricing and risk-pool dynamics are trending.
Issuer count is one of the strongest predictors of affordability: with 6 issuers active in Leon, consumers have meaningful competition to pressure premiums lower. This page is informational only and is not insurance, medical, or tax advice — verify your eligibility, network coverage, and final pricing at HealthCare.gov before enrolling. Source: CMS Marketplace PUF, plan year 2026.
The benchmark premium (2nd-lowest Silver plan) in Leon is $495/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference. The higher the benchmark, the larger the potential subsidy.
ACA plans available
98
Plan year
Issuers in market
6
Competitive market
Benchmark Silver
$495 /mo
Sets your subsidy ceiling
Avg deductible
$5,377
Across all metal tiers
Each marker is the Leon average for one metal tier (and the local Bronze low / Silver high extremes where data is available). The dashed line marks the federal out-of-pocket-maximum ceiling.
| Issuer | Plans | Avg Premium (Age 27) |
|---|---|---|
| Florida Blue HMO (a BlueCross BlueShield FL company) | 25 | $618/mo |
| Ambetter Health | 19 | $497/mo |
| UnitedHealthcare | 17 | $666/mo |
| Oscar Health Maintenance Organization of Florida | 15 | $587/mo |
| Florida Blue (BlueCross BlueShield FL) | 14 | $1,042/mo |
| Capital Health Plan | 8 | $515/mo |
| Plan Name | Metal | Type | Premium (27) | Premium (40) | Deductible | OOP Max |
|---|---|---|---|---|---|---|
| Capital Health Plan HMO Bronze 1100 Capital Health Plan | Bronze | HMO | $375.86 | $458.35 | $8,000 | $10,150 |
| myBlue Bronze 26M01-23 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Bronze | HMO | $436.60 | $532.41 | $10,125 | $10,150 |
| UHC Bronze Essential- ($0 Virtual Urgent Care) UnitedHealthcare | Bronze | HMO | $508.45 | $620.03 | $10,600 | $10,600 |
| UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare | Bronze | HMO | $508.51 | $620.11 | $10,600 | $10,600 |
| BlueOptions Bronze 24J01-06 (Rewards) Florida Blue (BlueCross BlueShield FL) | Bronze | PPO | $647.14 | $789.17 | $6,150 | $10,150 |
| Everyday Bronze Ambetter Health | Expanded Bronze | HMO | $389.56 | $475.05 | $8,450 | $10,150 |
| Standard Expanded Bronze Ambetter Health | Expanded Bronze | HMO | $390.75 | $476.51 | $7,500 | $10,000 |
| Capital Health Plan HMO Bronze 1000 Capital Health Plan | Expanded Bronze | HMO | $392.19 | $478.26 | $7,500 | $10,000 |
| Everyday Bronze + Vision + Adult Dental Ambetter Health | Expanded Bronze | HMO | $400.10 | $487.90 | $8,450 | $10,150 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter Health | Expanded Bronze | HMO | $401.32 | $489.40 | $7,500 | $10,000 |
| Elite Bronze Ambetter Health | Expanded Bronze | HMO | $444.97 | $542.62 | $0 | $10,500 |
| Elite Bronze + Vision + Adult Dental Ambetter Health | Expanded Bronze | HMO | $457.00 | $557.30 | $0 | $10,500 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida | Expanded Bronze | HMO | $473.43 | $577.33 | $9,000 | $10,600 |
| myBlue Bronze 2219 ($75 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | HMO | $497.37 | $606.53 | $2,625 | $10,150 |
| myBlue Bronze 2312S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | HMO | $498.10 | $607.42 | $7,500 | $10,000 |
| Bronze Classic Standard Oscar Health Maintenance Organization of Florida | Expanded Bronze | HMO | $499.27 | $608.84 | $7,500 | $10,000 |
| Bronze Classic 4700 Oscar Health Maintenance Organization of Florida | Expanded Bronze | HMO | $503.38 | $613.86 | $4,700 | $10,150 |
| myBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | HMO | $503.68 | $614.22 | $6,000 | $10,150 |
| Bronze Simple Diabetes Oscar Health Maintenance Organization of Florida | Expanded Bronze | HMO | $505.46 | $616.39 | $5,500 | $10,150 |
| Bronze Simple Chronic Care CKM Oscar Health Maintenance Organization of Florida | Expanded Bronze | HMO | $511.63 | $623.92 | $5,500 | $10,150 |
| UHC Bronze Standard UnitedHealthcare | Expanded Bronze | HMO | $532.75 | $649.67 | $7,500 | $10,000 |
| myBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | HMO | $537.85 | $655.90 | $0 | $10,150 |
| myBlue Bronze 2129V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | HMO | $541.19 | $659.96 | $0 | $10,150 |
| Bronze Elite + PCP Saver Plus Oscar Health Maintenance Organization of Florida | Expanded Bronze | HMO | $542.91 | $662.06 | $0 | $10,600 |
| myBlue Bronze 2129E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | HMO | $548.02 | $668.29 | $0 | $10,150 |
| UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare | Expanded Bronze | HMO | $551.51 | $672.55 | $7,500 | $10,000 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare | Expanded Bronze | HMO | $551.98 | $673.12 | $0 | $10,600 |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare | Expanded Bronze | HMO | $570.73 | $695.99 | $0 | $10,600 |
| BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | PPO | $671.46 | $818.83 | $7,500 | $10,000 |
| BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | PPO | $677.41 | $826.07 | $6,650 | $7,400 |
| BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | PPO | $682.30 | $832.04 | $6,500 | $10,000 |
| BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | PPO | $712.66 | $869.07 | $0 | $9,900 |
| Capital Health Plan HMO Silver 2400 Capital Health Plan | Silver | HMO | $491.51 | $599.37 | $7,000 | $8,900 |
| Clarity Silver Ambetter Health | Silver | HMO | $494.70 | $603.27 | $8,000 | $8,400 |
| Capital Health Plan HMO Silver 2300 Capital Health Plan | Silver | HMO | $519.07 | $632.98 | $6,000 | $8,900 |
| Standard Silver Ambetter Health | Silver | HMO | $527.67 | $643.47 | $6,000 | $8,900 |
| Focused Silver Ambetter Health | Silver | HMO | $534.03 | $651.23 | $6,300 | $8,400 |
| Standard Silver + Vision + Adult Dental Ambetter Health | Silver | HMO | $541.94 | $660.88 | $6,000 | $8,900 |
| Enhanced Diabetes Care Silver with $0 Drug Options Ambetter Health | Silver | HMO | $542.87 | $662.01 | $5,000 | $8,650 |
| Capital Health Plan HMO Silver 2100 Capital Health Plan | Silver | HMO | $543.05 | $662.24 | $5,800 | $8,500 |
| Focused Silver + Vision + Adult Dental Ambetter Health | Silver | HMO | $548.48 | $668.85 | $6,300 | $8,400 |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter Health | Silver | HMO | $557.56 | $679.92 | $5,000 | $8,650 |
| myBlue Silver 26M03-02 ($0 Primary Care Visits with Select Providers / $5 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $564.55 | $688.45 | $9,500 | $10,025 |
| myBlue Silver 26M03-02V ($0 Primary Care Visits with Select Providers / $5 Labs / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $568.01 | $692.66 | $9,500 | $10,025 |
| myBlue Silver 26M03-02E ($0 Primary Care Visits with Select Providers / $5 Labs / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $574.84 | $701.00 | $9,500 | $10,025 |
| myBlue Silver 25M03-01 ($0 Primary Care Visits with Select Providers / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $575.11 | $701.33 | $8,250 | $8,650 |
| myBlue Silver 25M03-01V ($0 Primary Care Visits with Select Providers / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $578.45 | $705.40 | $8,250 | $8,650 |
| myBlue Connected Care Silver 24M03-70 ($0 Primary Care Visits with Select Providers / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $581.40 | $709.00 | $6,375 | $8,825 |
| myBlue Silver 24M03-70V ($0 Primary Care Visits with Select Providers / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $584.71 | $713.03 | $6,375 | $8,825 |
| myBlue Silver 25M03-01E ($0 Primary Care Visits with Select Providers / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $585.29 | $713.74 | $8,250 | $8,650 |
| myBlue Silver 24M03-70E ($0 Primary Care Visits with Select Providers / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $591.58 | $721.41 | $6,375 | $8,825 |
| myBlue Silver 2237 ($60 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $600.69 | $732.52 | $3,150 | $8,675 |
| myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $603.99 | $736.55 | $3,150 | $8,675 |
| myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $610.84 | $744.90 | $3,150 | $8,675 |
| myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $611.11 | $745.23 | $6,000 | $8,900 |
| Silver Simple PCP Saver Oscar Health Maintenance Organization of Florida | Silver | HMO | $645.79 | $787.52 | $5,000 | $9,250 |
| Silver Classic Standard Oscar Health Maintenance Organization of Florida | Silver | HMO | $651.56 | $794.56 | $6,000 | $8,900 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida | Silver | HMO | $651.70 | $794.72 | $6,200 | $9,600 |
| Silver Simple Diabetes Oscar Health Maintenance Organization of Florida | Silver | HMO | $651.93 | $795.01 | $6,500 | $10,000 |
| Silver Simple Women's Health with Menopause Benefits Oscar Health Maintenance Organization of Florida | Silver | HMO | $652.58 | $795.80 | $6,000 | $10,150 |
| Silver Simple Chronic Care CKM Oscar Health Maintenance Organization of Florida | Silver | HMO | $653.20 | $796.56 | $5,900 | $10,150 |
| Silver Elite Oscar Health Maintenance Organization of Florida | Silver | HMO | $660.29 | $805.20 | $5,000 | $9,750 |
| UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare | Silver | HMO | $672.92 | $820.61 | $4,500 | $9,900 |
| UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare | Silver | HMO | $691.68 | $843.48 | $4,500 | $9,900 |
| UHC Silver Standard- UnitedHealthcare | Silver | HMO | $706.86 | $861.99 | $6,000 | $8,900 |
| UHC Silver Standard UnitedHealthcare | Silver | HMO | $706.93 | $862.08 | $6,000 | $8,900 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare | Silver | HMO | $716.32 | $873.53 | $2,700 | $10,350 |
| UHC Silver Standard+ (Dental + Vision) UnitedHealthcare | Silver | HMO | $725.69 | $884.95 | $6,000 | $8,900 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare | Silver | HMO | $735.08 | $896.40 | $2,700 | $10,350 |
| BlueOptions Silver 24J01-03 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | PPO | $1,046.23 | $1,275.84 | $4,000 | $8,100 |
| BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | PPO | $1,117.47 | $1,362.72 | $6,000 | $8,900 |
| BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | PPO | $1,130.44 | $1,378.53 | $3,125 | $8,100 |
| Capital Health Plan HMO Gold 3100 Capital Health Plan | Gold | HMO | $506.40 | $617.54 | $2,000 | $8,200 |
| Standard Gold Ambetter Health | Gold | HMO | $516.40 | $629.73 | $2,000 | $8,200 |
| Everyday Gold Ambetter Health | Gold | HMO | $527.58 | $643.36 | $800 | $7,250 |
| Standard Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $530.37 | $646.77 | $2,000 | $8,200 |
| Everyday Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $541.85 | $660.77 | $800 | $7,250 |
| Complete Gold Ambetter Health | Gold | HMO | $545.21 | $664.86 | $1,450 | $7,500 |
| Capital Health Plan HMO Gold 3000 Capital Health Plan | Gold | HMO | $554.00 | $675.59 | $0 | $8,500 |
| Complete Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $559.96 | $682.85 | $1,450 | $7,500 |
| Gold Simple Oscar Health Maintenance Organization of Florida | Gold | HMO | $588.92 | $718.17 | $3,000 | $9,950 |
| Gold Classic Standard Oscar Health Maintenance Organization of Florida | Gold | HMO | $618.65 | $754.42 | $2,000 | $8,200 |
| myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Gold | HMO | $724.69 | $883.74 | $2,000 | $8,200 |
| myBlue Gold 1605 ($0 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Gold | HMO | $737.05 | $898.80 | $940 | $4,500 |
| myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Gold | HMO | $763.23 | $930.73 | $0 | $6,550 |
| UHC Gold Standard UnitedHealthcare | Gold | HMO | $769.33 | $938.17 | $2,000 | $8,200 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) UnitedHealthcare | Gold | HMO | $775.96 | $946.26 | $0 | $10,600 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) UnitedHealthcare | Gold | HMO | $790.08 | $963.47 | $500 | $9,000 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) UnitedHealthcare | Gold | HMO | $808.83 | $986.34 | $500 | $9,000 |
| BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | PPO | $1,099.53 | $1,340.84 | $2,000 | $8,200 |
| BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | PPO | $1,125.65 | $1,372.69 | $1,500 | $6,450 |
| BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | PPO | $1,156.24 | $1,409.99 | $0 | $6,250 |
| Capital Health Plan HMO Platinum 4000 Capital Health Plan | Platinum | HMO | $738.16 | $900.16 | $0 | $5,200 |
| myBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Platinum | HMO | $987.57 | $1,204.31 | $0 | $2,250 |
| myBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Platinum | HMO | $1,034.52 | $1,261.56 | $0 | $5,200 |
| BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Platinum | PPO | $1,460.26 | $1,780.74 | $1,000 | $4,000 |
| BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Platinum | PPO | $1,502.33 | $1,832.04 | $0 | $2,525 |
| BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Platinum | PPO | $1,565.41 | $1,908.96 | $0 | $5,200 |
| Year | Avg Premium | Min | Max | Plans | Issuers |
|---|---|---|---|---|---|
| 2022 | $449/mo | $350 | $603 | 42 | 6 |
| 2023 | $460/mo | $359 | $640 | 43 | 7 |
| 2024 | $461/mo | $362 | $681 | 39 | 8 |
| 2025 | $462/mo | $373 | $773 | 38 | 7 |
| 2026 | $644/mo | $492 | $1,130 | 40 | 6 |
There are 98 ACA marketplace plans available in Leon from 6 insurance issuers for plan year 2026.
The lowest-premium plan in Leon starts at $376/mo (Bronze tier, age 27). Silver plans start at $492/mo. Actual premiums vary by age and may be reduced by premium tax credits.
The benchmark (second-lowest Silver) premium in Leon is $495/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.
Average premiums in Leon changed by +46.5% year-over-year. Premium trends are tracked from 2022 to 2026 across all metal levels.
The average annual deductible across all plans in Leon is $5,377, and the average out-of-pocket maximum is $8,878. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.
There are 6 insurance issuers offering ACA marketplace plans in Leon, including Florida Blue HMO (a BlueCross BlueShield FL company), Ambetter Health, UnitedHealthcare, and others. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.
Disclaimer: This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.
Read our methodology — how this data is sourced, computed, and verified.