ACA plans available
26
Plan year 2026
CMS Marketplace county · plan year 2026
Lowndes, Mississippi ACA premiums
County-level marketplace aggregates from CMS Public Use Files. Listed rates are age-27 premiums unless noted.
Data updated 2026-08-30
- $584
- Silver avg/mo
- 26
- ACA plans
- 3
- Issuers
- +40.2%
- YoY premium
Silver avg $584/mo
Lowndes, Mississippi has 26 ACA marketplace plans from 3 issuers (plan year 2026). Average Silver premium is $584/mo; Bronze averages $524/mo and Gold $751/mo. Figures are CMS Marketplace Public Use File county aggregates for age-27 rates.
- County Silver corpus place #1442 of 2055 (highest = #1)
- Benchmark (2nd-lowest Silver) $568/mo
- Plan year 2026 CMS PUF
Silver rank is not plan-count rank
According to CMS Marketplace Public Use Files, Lowndes, Mississippi ranks #1,442 of 2,055 counties by listed Silver average ($584/mo) and #1,779 of 2,055 by plan count (26 plans).
- #1,442 of 2,055
- Silver average among 2,055 counties
- $584
- Listed Silver average /mo
- #1,779 of 2,055
- Plan count among 2,055 counties
- 26
- Listed ACA plans in this county
Highest listed Silver average = #1. Most listed plans = #1. County of residence still governs which plans CMS files for that FIPS.
Lowndes, Mississippi offers 26 ACA marketplace plans from 3 issuers for plan year 2026. Bronze plans start at $490/mo and Silver plans start at $561/mo (age 27 listed rates). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.
$584
Avg Silver Premium/mo
$568
Benchmark Premium/mo
+40.2%
Year-over-Year Change
$4,988
Avg Deductible
Lower-premium band
Lowndes in the lower-premium third
$584/mo Silver avg sits in the bottom third of tracked federal-marketplace counties. Corpus place #1442 of 2055 (highest Silver = #1).
Floor-to-ceiling Silver runs $561–$663/mo. Plan book is thin (26 plans) relative to other tracked counties. HMO is the most common network type in Lowndes, with EPO rounding out the alternatives.
Source: CMS Marketplace Public Use Files, plan year 2026. Informational only; confirm options at HealthCare.gov. How we place counties.
Premiums by Metal Level
Bronze-tier cards fold CMS Expanded Bronze into Bronze (same population as county_trends and methodology). Plan rows and the premium-vs-deductible chart below keep the CMS source label.
Bronze
10 plans$524/mo avg
$490 - $584
Silver
8 plans$584/mo avg
$561 - $663
Gold
8 plans$751/mo avg
$697 - $852
Benchmark premium & subsidies
The benchmark (second-lowest Silver) premium in Lowndes is $568/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference.
Issuers in market
3
Some competition
Benchmark Silver
$568 /mo
Sets your subsidy ceiling
Avg deductible
$4,988
Across all metal tiers
D
Marketplace Access Score
47/100
Lowndes
Based on benchmark premium, plan and issuer counts, and average deductible across 2,055 tracked ACA marketplace counties, not plan quality, network adequacy, or provider access.
Affordability B
$568/mo
Benchmark Silver premium; rank #1442 of 2055 tracked counties (cheapest first)
Plan Choice F
26 plans
ACA marketplace plan count; rank #1779 of 2055 tracked counties (most first)
Issuer Competition F
3 issuers
Distinct marketplace issuers; rank #1330 of 2055 tracked counties (most first)
Cost Predictability C-
$4,988
Average deductible across tracked plans; rank #1045 of 2055 tracked counties (lowest first)
Lowndes ACA plans by premium and deductible
Each marker is the Lowndes average for one metal tier, monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.
Lowndes ACA marketplace plans: premium vs deductible
How Lowndes's Silver premium compares nationwide
2,055 federal-marketplace counties with a tracked Silver average, banded by monthly premium.
Lowndes vs 2,055 tracked counties
Average Silver premium (age 27), CMS Marketplace Public Use Files
$584 1442nd of 2055 higher than 611 of 2,055 counties
Counties, banded by average Silver premium
Each bar is a $1-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source CMS Marketplace Public Use Files · 2026-08-30
Issuers in Lowndes
| Issuer | Plans | Avg Premium (Age 27) |
|---|---|---|
| Ambetter Health | 14 | $625/mo |
| Cigna Healthcare | 10 | $565/mo |
| Molina Healthcare | 2 | $758/mo |
All Plans in Lowndes
| Plan Name | Metal | Type | Premium (27) | Premium (40) | Deductible | OOP Max |
|---|---|---|---|---|---|---|
| Connect Bronze 8500 Indiv Med Deductible Cigna Healthcare | Expanded Bronze | EPO | $489.95 | $597.48 | $8,500 | $10,600 |
| Connect Bronze 6500 Indiv Med Deductible Cigna Healthcare | Expanded Bronze | EPO | $490.97 | $598.72 | $6,500 | $10,600 |
| Connect Bronze CMS Standard Cigna Healthcare | Expanded Bronze | EPO | $496.14 | $605.03 | $7,500 | $10,000 |
| Connect myDiabetesCare Bronze Cigna Healthcare | Expanded Bronze | EPO | $497.61 | $606.82 | $5,500 | $10,150 |
| Everyday Bronze Ambetter Health | Expanded Bronze | HMO | $519.44 | $633.44 | $8,450 | $10,150 |
| Standard Expanded Bronze Ambetter Health | Expanded Bronze | HMO | $521.15 | $635.52 | $7,500 | $10,000 |
| Everyday Bronze + Vision + Adult Dental Ambetter Health | Expanded Bronze | HMO | $538.14 | $656.24 | $8,450 | $10,150 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter Health | Expanded Bronze | HMO | $539.91 | $658.40 | $7,500 | $10,000 |
| Choice Bronze HSA Ambetter Health | Expanded Bronze | HMO | $564.12 | $687.92 | $7,250 | $7,250 |
| Choice Bronze HSA + Vision + Adult Dental Ambetter Health | Expanded Bronze | HMO | $584.43 | $712.69 | $7,250 | $7,250 |
| Standard Silver Ambetter Health | Silver | HMO | $560.88 | $683.97 | $6,000 | $8,900 |
| Connect Silver 4000 Indiv Med Deductible Cigna Healthcare | Silver | EPO | $567.79 | $692.39 | $4,000 | $10,000 |
| Connect Silver 6500 Indiv Med Deductible Cigna Healthcare | Silver | EPO | $569.95 | $695.04 | $6,500 | $9,300 |
| Connect Silver CMS Standard Cigna Healthcare | Silver | EPO | $573.66 | $699.56 | $6,000 | $8,900 |
| Connect myHeartCare Silver Cigna Healthcare | Silver | EPO | $574.56 | $700.65 | $4,500 | $9,900 |
| Connect myDiabetesCare Silver Cigna Healthcare | Silver | EPO | $580.95 | $708.45 | $3,800 | $9,900 |
| Standard Silver + Vision + Adult Dental Ambetter Health | Silver | HMO | $581.07 | $708.60 | $6,000 | $8,900 |
| Molina Silver Standard Molina Healthcare | Silver | HMO | $663.08 | $808.61 | $6,000 | $8,900 |
| Standard Gold Ambetter Health | Gold | HMO | $697.23 | $850.24 | $2,000 | $8,200 |
| Everyday Gold Ambetter Health | Gold | HMO | $705.63 | $860.49 | $800 | $7,250 |
| Standard Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $722.33 | $880.85 | $2,000 | $8,200 |
| Complete Gold Ambetter Health | Gold | HMO | $730.21 | $890.47 | $1,450 | $7,500 |
| Everyday Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $731.04 | $891.47 | $800 | $7,250 |
| Complete Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $756.50 | $922.53 | $1,450 | $7,500 |
| Connect Gold CMS Standard Cigna Healthcare | Gold | EPO | $810.87 | $988.83 | $2,000 | $8,200 |
| Molina Gold Standard Molina Healthcare | Gold | HMO | $852.09 | $1,039.10 | $2,000 | $8,200 |
Silver Premium Trend (2022-2026)
| Year | Avg Premium | Min | Max | Plans | Issuers |
|---|---|---|---|---|---|
| 2022 | $397/mo | $370 | $451 | 23 | 3 |
| 2023 | $405/mo | $378 | $453 | 22 | 4 |
| 2024 | $411/mo | $395 | $427 | 20 | 4 |
| 2025 | $420/mo | $388 | $448 | 15 | 4 |
| 2026 | $584/mo | $561 | $663 | 8 | 3 |
What this means for Lowndes
Use Lowndes's own numbers here, not a national average, before you enroll.
- $584/mo Silver average sits in the bottom third of tracked counties nationally -- a subsidized Silver plan can already beat Bronze on total cost here. See how subsidies work
- 26 plans from 3 issuers puts Lowndes in the thinnest third of tracked counties -- check the rest of Mississippi for more options. All of Mississippi
Averages and tercile bands are CMS Marketplace Public Use File aggregates for this county; your actual premium depends on your age, household income, and chosen plan.
Frequently Asked Questions
Why is Lowndes's Silver premium in the lower band?
Lowndes ranks #1442 of 2055 tracked federal-marketplace counties by average Silver premium (highest = #1; CMS PUF sort). Local Silver avg is $584/mo. See /methodology#corpus-placement.
Why does Lowndes carry a thin ACA plan book?
Lowndes lists 26 marketplace plans from 3 issuers - a bottom-third inventory vs other tracked counties (plan year 2026).
What is the cheapest health insurance plan in Lowndes?
The lowest-premium plan in Lowndes starts at $490/mo (Bronze tier, age 27). Silver plans start at $561/mo. Actual premiums vary by age and may be reduced by premium tax credits.
What is the benchmark premium for Lowndes?
The benchmark (second-lowest Silver) premium in Lowndes is $568/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.
Why did Lowndes premiums rise +40.2% year-over-year?
The average age-27 premium in Lowndes changed by +40.2% between plan years 2025 and 2026, measured across Bronze, Silver, Gold, Platinum and Catastrophic plans. Premium trends are tracked from 2022 to 2026.
What is the average deductible and out-of-pocket maximum in Lowndes?
The average annual deductible across all plans in Lowndes is $4,988, and the average out-of-pocket maximum is $8,967. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.
Which insurance companies offer plans in Lowndes?
There are 3 insurance issuers offering ACA marketplace plans in Lowndes, including Ambetter Health, Cigna Healthcare, Molina Healthcare. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.
Disclaimer
This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.
Read our methodology - how this data is sourced, computed, and verified.
Counties With a Similar Benchmark Premium
The closest counties nationwide to Lowndes, MS's $568/mo benchmark premium.
One of 2,054 counties nationwide with a tracked benchmark premium, 5 are shown here.
Nationwide counties with similar marketplace profiles
Two CMS Marketplace peer sets for Lowndes, MS, both outside MS so the neighborhoods are not state containment (the similar-premium list above may still include same-state rating-area siblings). Peers are drawn from counties with ≥20 plans, the rankings-scale corpus.
Similar benchmark premium
Nearest other-state counties by benchmark premium ($568/mo here).
Similar issuer competition
Nearest other-state counties by issuer count (3 here).
Data sources
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan
PlainHealthPlan is rendered directly from CMS Health Insurance Marketplace Public Use Files, no number is typed in by an editor. Plan and premium figures for this county come from the live CMS Marketplace PUF aggregates. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of August 2026.