ACA plans available
40
Plan year 2026
CMS Marketplace county · plan year 2026
Sussex, Delaware ACA premiums
County-level marketplace aggregates from CMS Public Use Files. Listed rates are age-27 premiums unless noted.
Data updated 2026-08-30
- $622
- Silver avg/mo
- 40
- ACA plans
- 3
- Issuers
- +29.2%
- YoY premium
Silver avg $622/mo
Sussex, Delaware has 40 ACA marketplace plans from 3 issuers (plan year 2026). Average Silver premium is $622/mo; Bronze averages $485/mo and Gold $634/mo. Figures are CMS Marketplace Public Use File county aggregates for age-27 rates.
- County Silver corpus place #1160 of 2055 (highest = #1)
- Benchmark (2nd-lowest Silver) $567/mo
- Plan year 2026 CMS PUF
Silver rank is not plan-count rank
According to CMS Marketplace Public Use Files, Sussex, Delaware ranks #1,160 of 2,055 counties by listed Silver average ($622/mo) and #1,211 of 2,055 by plan count (40 plans).
- #1,160 of 2,055
- Silver average among 2,055 counties
- $622
- Listed Silver average /mo
- #1,211 of 2,055
- Plan count among 2,055 counties
- 40
- Listed ACA plans in this county
Highest listed Silver average = #1. Most listed plans = #1. County of residence still governs which plans CMS files for that FIPS.
Sussex, Delaware offers 40 ACA marketplace plans from 3 issuers for plan year 2026. Bronze plans start at $445/mo and Silver plans start at $562/mo (age 27 listed rates). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.
$622
Avg Silver Premium/mo
$567
Benchmark Premium/mo
+29.2%
Year-over-Year Change
$4,819
Avg Deductible
Mid-pack marketplace
Sussex marketplace standing
40 plans from 3 issuers for plan year 2026. Corpus place #1160 of 2055 (highest Silver = #1).
Mid-pack Silver avg $622/mo with 40 plans . YoY average shift: +29.2%. Network types split fairly evenly here between EPO and PPO, so comparing referral rules and out-of-network coverage across those two matters as much as comparing metal tiers.
Source: CMS Marketplace Public Use Files, plan year 2026. Informational only; confirm options at HealthCare.gov. How we place counties.
Premiums by Metal Level
Bronze-tier cards fold CMS Expanded Bronze into Bronze (same population as county_trends and methodology). Plan rows and the premium-vs-deductible chart below keep the CMS source label.
Bronze
13 plans$485/mo avg
$445 - $535
Silver
10 plans$622/mo avg
$562 - $732
Gold
14 plans$634/mo avg
$596 - $683
Platinum
2 plans$835/mo avg
$832 - $837
Catastrophic plan available: avg $384/mo (1 plan) - only for individuals under 30 or with a hardship exemption.
Benchmark premium & subsidies
The benchmark (second-lowest Silver) premium in Sussex is $567/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference.
Issuers in market
3
Some competition
Benchmark Silver
$567 /mo
Sets your subsidy ceiling
Avg deductible
$4,819
Across all metal tiers
C-
Marketplace Access Score
51/100
Sussex
Based on benchmark premium, plan and issuer counts, and average deductible across 2,055 tracked ACA marketplace counties, not plan quality, network adequacy, or provider access.
Affordability C
$567/mo
Benchmark Silver premium; rank #1160 of 2055 tracked counties (cheapest first)
Plan Choice D
40 plans
ACA marketplace plan count; rank #1211 of 2055 tracked counties (most first)
Issuer Competition F
3 issuers
Distinct marketplace issuers; rank #1555 of 2055 tracked counties (most first)
Cost Predictability B
$4,819
Average deductible across tracked plans; rank #1512 of 2055 tracked counties (lowest first)
Sussex ACA plans by premium and deductible
Each marker is the Sussex average for one metal tier, monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.
Sussex ACA marketplace plans: premium vs deductible
How Sussex's Silver premium compares nationwide
2,055 federal-marketplace counties with a tracked Silver average, banded by monthly premium.
Sussex vs 2,055 tracked counties
Average Silver premium (age 27), CMS Marketplace Public Use Files
$622 1160th of 2055 higher than 895 of 2,055 counties
Counties, banded by average Silver premium
Each bar is a $1-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source CMS Marketplace Public Use Files · 2026-08-30
Issuers in Sussex
| Issuer | Plans | Avg Premium (Age 27) |
|---|---|---|
| Ambetter Health of Delaware | 17 | $564/mo |
| Highmark Blue Cross Blue Shield Delaware | 15 | $624/mo |
| AmeriHealth Caritas Next | 8 | $564/mo |
All Plans in Sussex
| Plan Name | Metal | Type | Premium (27) | Premium (40) | Deductible | OOP Max |
|---|---|---|---|---|---|---|
| my Blue Access Major Events Select PPO Catastrophic 10600 - 3 Free PCP Visits Highmark Blue Cross Blue Shield Delaware | Catastrophic | PPO | $383.66 | $467.86 | $10,600 | $10,600 |
| AmeriHealth Caritas Next Bronze Essential + No Referrals AmeriHealth Caritas Next | Bronze | HMO | $444.73 | $542.33 | $10,600 | $10,600 |
| Everyday Bronze Ambetter Health of Delaware | Expanded Bronze | EPO | $458.11 | $558.65 | $8,450 | $10,150 |
| Standard Expanded Bronze Ambetter Health of Delaware | Expanded Bronze | EPO | $459.85 | $560.77 | $7,500 | $10,000 |
| AmeriHealth Caritas Next Bronze Signature + No Referrals AmeriHealth Caritas Next | Expanded Bronze | HMO | $472.04 | $575.64 | $7,500 | $10,000 |
| my Blue Access Select PPO Bronze 9200 Highmark Blue Cross Blue Shield Delaware | Expanded Bronze | PPO | $474.15 | $578.21 | $9,200 | $9,200 |
| Everyday Bronze + Vision + Adult Dental Ambetter Health of Delaware | Expanded Bronze | EPO | $475.63 | $580.01 | $8,450 | $10,150 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter Health of Delaware | Expanded Bronze | EPO | $477.43 | $582.21 | $7,500 | $10,000 |
| AmeriHealth Caritas Next Bronze Premier + No Referrals AmeriHealth Caritas Next | Expanded Bronze | HMO | $481.52 | $587.19 | $3,850 | $10,600 |
| Principal Bronze HSA Ambetter Health of Delaware | Expanded Bronze | EPO | $487.80 | $594.86 | $5,200 | $8,050 |
| Principal Bronze HSA + Vision + Adult Dental Ambetter Health of Delaware | Expanded Bronze | EPO | $506.45 | $617.60 | $5,200 | $8,050 |
| my Blue Access Select PPO Standard Bronze 7500 Highmark Blue Cross Blue Shield Delaware | Expanded Bronze | PPO | $512.20 | $624.61 | $7,500 | $10,000 |
| my Blue Access Select PPO Bronze 3800 Highmark Blue Cross Blue Shield Delaware | Expanded Bronze | PPO | $517.59 | $631.18 | $3,800 | $9,900 |
| my Blue Access Select PPO Bronze 3800 + Adult Dental and Vision Highmark Blue Cross Blue Shield Delaware | Expanded Bronze | PPO | $534.55 | $651.87 | $3,800 | $9,900 |
| Standard Silver Ambetter Health of Delaware | Silver | EPO | $561.91 | $685.23 | $6,000 | $8,900 |
| Focused Silver Ambetter Health of Delaware | Silver | EPO | $567.22 | $691.70 | $6,300 | $8,400 |
| Focused Silver + Vision + Adult Dental Ambetter Health of Delaware | Silver | EPO | $588.91 | $718.15 | $6,300 | $8,400 |
| Elite Silver Ambetter Health of Delaware | Silver | EPO | $603.78 | $736.29 | $0 | $8,350 |
| AmeriHealth Caritas Next Silver Signature + No Referrals AmeriHealth Caritas Next | Silver | HMO | $623.65 | $760.52 | $6,000 | $8,900 |
| Elite Silver + Vision + Adult Dental Ambetter Health of Delaware | Silver | EPO | $626.86 | $764.44 | $0 | $8,350 |
| AmeriHealth Caritas Next Silver Essential + No Referrals AmeriHealth Caritas Next | Silver | HMO | $627.87 | $765.66 | $6,100 | $9,000 |
| AmeriHealth Caritas Next Silver Premier + No Referrals AmeriHealth Caritas Next | Silver | HMO | $628.53 | $766.47 | $400 | $10,200 |
| my Blue Access Select PPO Standard Silver 6000 Highmark Blue Cross Blue Shield Delaware | Silver | PPO | $660.24 | $805.14 | $6,000 | $8,900 |
| my Blue Access Select PPO Premier Silver 0 + Adult Dental and Vision Highmark Blue Cross Blue Shield Delaware | Silver | PPO | $732.48 | $893.23 | $0 | $9,700 |
| Clear Gold Ambetter Health of Delaware | Gold | EPO | $596.34 | $727.21 | $1,200 | $9,150 |
| AmeriHealth Caritas Next Gold Signature + No Referrals AmeriHealth Caritas Next | Gold | HMO | $605.54 | $738.43 | $2,000 | $8,300 |
| Standard Gold Ambetter Health of Delaware | Gold | EPO | $611.42 | $745.60 | $2,000 | $8,300 |
| my Blue Access Select PPO Standard Gold 2000 Highmark Blue Cross Blue Shield Delaware | Gold | PPO | $613.32 | $747.92 | $2,000 | $8,300 |
| Clear Gold + Vision + Adult Dental Ambetter Health of Delaware | Gold | EPO | $619.14 | $755.02 | $1,200 | $9,150 |
| my Blue Access Select PPO Gold 1700 HSA Highmark Blue Cross Blue Shield Delaware | Gold | PPO | $623.26 | $760.04 | $1,700 | $7,100 |
| AmeriHealth Caritas Next Gold Premier + No Referrals AmeriHealth Caritas Next | Gold | HMO | $627.31 | $764.98 | $950 | $8,500 |
| my Blue Access Select PPO Standard Gold 2000 + Adult Dental and Vision Highmark Blue Cross Blue Shield Delaware | Gold | PPO | $630.29 | $768.61 | $2,000 | $8,300 |
| Standard Gold + Vision + Adult Dental Ambetter Health of Delaware | Gold | EPO | $634.79 | $774.11 | $2,000 | $8,300 |
| Complete Gold Ambetter Health of Delaware | Gold | EPO | $640.34 | $780.87 | $1,450 | $7,500 |
| my Blue Access Select PPO Gold 0 Highmark Blue Cross Blue Shield Delaware | Gold | PPO | $655.97 | $799.94 | $0 | $7,500 |
| Complete Gold + Vision + Adult Dental Ambetter Health of Delaware | Gold | EPO | $664.82 | $810.72 | $1,450 | $7,500 |
| my Blue Access Select PPO Gold 0 + Adult Dental and Vision Highmark Blue Cross Blue Shield Delaware | Gold | PPO | $672.95 | $820.64 | $0 | $7,500 |
| my Blue Access Select PPO Premier Gold 0 + Adult Dental and Vision Highmark Blue Cross Blue Shield Delaware | Gold | PPO | $683.33 | $833.29 | $0 | $7,000 |
| my Blue Access Select PPO Standard Platinum 0 Highmark Blue Cross Blue Shield Delaware | Platinum | PPO | $832.30 | $1,014.96 | $0 | $5,300 |
| my Blue Access Select PPO Premier Platinum 0 + Adult Dental and Vision Highmark Blue Cross Blue Shield Delaware | Platinum | PPO | $836.81 | $1,020.46 | $0 | $5,000 |
Silver Premium Trend (2022-2026)
| Year | Avg Premium | Min | Max | Plans | Issuers |
|---|---|---|---|---|---|
| 2022 | $455/mo | $441 | $474 | 3 | 1 |
| 2023 | $463/mo | $444 | $482 | 8 | 3 |
| 2024 | $468/mo | $433 | $498 | 17 | 4 |
| 2025 | $474/mo | $435 | $542 | 12 | 4 |
| 2026 | $622/mo | $562 | $732 | 10 | 3 |
What this means for Sussex
Use Sussex's own numbers here, not a national average, before you enroll.
- $622/mo Silver average is mid-pack nationally -- estimate your own subsidy before comparing tiers. Estimate your subsidy
- 40 plans from 3 issuers here -- see how that stacks up against the cheapest counties nationwide. See cheapest counties
Averages and tercile bands are CMS Marketplace Public Use File aggregates for this county; your actual premium depends on your age, household income, and chosen plan.
Frequently Asked Questions
Where does Sussex sit on Silver premiums vs other counties?
Sussex ranks #1160 of 2055 tracked federal-marketplace counties by average Silver premium (highest = #1; CMS PUF sort). Local Silver avg is $622/mo. See /methodology#corpus-placement.
How many ACA plans are available in Sussex, DE?
There are 40 ACA marketplace plans available in Sussex from 3 insurance issuers for plan year 2026.
What is the cheapest health insurance plan in Sussex?
The lowest-premium plan in Sussex starts at $445/mo (Bronze tier, age 27). Silver plans start at $562/mo. Actual premiums vary by age and may be reduced by premium tax credits.
What is the benchmark premium for Sussex?
The benchmark (second-lowest Silver) premium in Sussex is $567/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.
Why did Sussex premiums rise +29.2% year-over-year?
The average age-27 premium in Sussex changed by +29.2% between plan years 2025 and 2026, measured across Bronze, Silver, Gold, Platinum and Catastrophic plans. Premium trends are tracked from 2022 to 2026.
What is the average deductible and out-of-pocket maximum in Sussex?
The average annual deductible across all plans in Sussex is $4,819, and the average out-of-pocket maximum is $8,725. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.
Which insurance companies offer plans in Sussex?
There are 3 insurance issuers offering ACA marketplace plans in Sussex, including Ambetter Health of Delaware, Highmark Blue Cross Blue Shield Delaware, AmeriHealth Caritas Next. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.
Disclaimer
This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.
Read our methodology - how this data is sourced, computed, and verified.
Counties With a Similar Benchmark Premium
The closest counties nationwide to Sussex, DE's $567/mo benchmark premium.
One of 2,054 counties nationwide with a tracked benchmark premium, 5 are shown here.
Nationwide counties with similar marketplace profiles
Two CMS Marketplace peer sets for Sussex, DE, both outside DE so the neighborhoods are not state containment (the similar-premium list above may still include same-state rating-area siblings). Peers are drawn from counties with ≥20 plans, the rankings-scale corpus.
Similar benchmark premium
Nearest other-state counties by benchmark premium ($567/mo here).
Similar issuer competition
Nearest other-state counties by issuer count (3 here).
Data sources
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan
PlainHealthPlan is rendered directly from CMS Health Insurance Marketplace Public Use Files, no number is typed in by an editor. Plan and premium figures for this county come from the live CMS Marketplace PUF aggregates. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of August 2026.