ACA plans available
48
Plan year 2026
2026 data Public-data reference. official source
Hinds, Mississippi Health Insurance
Open-data reference.
48 ACA plans from 5 issuers - Plan year 2026
Hinds, Mississippi offers 48 ACA marketplace plans from 5 issuers for plan year 2026. Bronze plans start at $528/mo and Silver plans start at $520/mo (age 27, before subsidies). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.
$626
Avg Silver Premium/mo
$524
Benchmark Premium/mo
+51.4%
Year-over-Year Change
$5,061
Avg Deductible
What the Numbers Say About Hinds
Hinds, Mississippi has 48 ACA marketplace plans offered by 5 issuers for plan year 2026. The average Silver-tier premium comes in at $626/mo for a 27-year-old non-tobacco user, with the lowest Silver at $520 and the highest at $739. Bronze plans start at $528/mo, useful for healthy enrollees who want catastrophic protection with the lowest monthly outlay.
The benchmark (second-lowest Silver) premium is $524/mo, the figure used to calculate your Advance Premium Tax Credit (the federal subsidy). Enrollees whose expected income-based contribution falls below this amount receive a subsidy for the difference. Across all plans, the average annual deductible is $5,061 and the average out-of-pocket maximum is $9,326 - numbers that matter more than the sticker premium once you actually use care. Year-over-year, average premiums in Hinds shifted by +51.4%, a signal of how local issuer pricing and risk-pool dynamics are trending.
Issuer count is one of the strongest predictors of affordability: with 5 issuers active in Hinds, consumers have meaningful competition to pressure premiums lower. The local market is heavily HMO-dominated -- shoppers who specifically want a EPO network have only a handful of plans to choose from here. This page is informational only and is not insurance, medical, or tax advice, verify your eligibility, network coverage, and final pricing at HealthCare.gov before enrolling. Source: CMS Marketplace PUF, plan year 2026.
Premiums by Metal Level
Bronze
1 plan$528/mo avg
$528 - $528
Silver
16 plans$626/mo avg
$520 - $739
Gold
14 plans$827/mo avg
$711 - $897
Benchmark Premium & Subsidies
The benchmark premium (2nd-lowest Silver plan) in Hinds is $524/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference. The higher the benchmark, the larger the potential subsidy.
Issuers in market
5
Competitive market
Benchmark Silver
$524 /mo
Sets your subsidy ceiling
Avg deductible
$5,061
Across all metal tiers
Hinds ACA plans by premium and deductible
Each marker is the Hinds average for one metal tier, monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.
Source: CMS Marketplace Public Use Files for Hinds, plan year 2026. Each point is the county average for one metal tier (premium age 27 vs average annual deductible).
Issuers in Hinds
| Issuer | Plans | Avg Premium (Age 27) |
|---|---|---|
| UnitedHealthcare | 15 | $729/mo |
| Ambetter from Magnolia Health | 14 | $682/mo |
| Cigna Healthcare | 10 | $575/mo |
| Oscar Health Plan, Inc. | 7 | $548/mo |
| Molina Healthcare | 2 | $768/mo |
All Plans in Hinds
| Plan Name | Metal | Type | Premium (27) | Premium (40) | Deductible | OOP Max |
|---|---|---|---|---|---|---|
| UHC Bronze Essential (No Referrals) UnitedHealthcare | Bronze | HMO | $528.15 | $644.06 | $10,600 | $10,600 |
| Connect Bronze 8500 Indiv Med Deductible Cigna Healthcare | Expanded Bronze | EPO | $498.22 | $607.56 | $8,500 | $10,600 |
| Connect Bronze 6500 Indiv Med Deductible Cigna Healthcare | Expanded Bronze | EPO | $499.26 | $608.83 | $6,500 | $10,600 |
| Bronze Classic Standard Oscar Health Plan, Inc. | Expanded Bronze | HMO | $501.40 | $611.44 | $7,500 | $10,000 |
| Connect Bronze CMS Standard Cigna Healthcare | Expanded Bronze | EPO | $504.52 | $615.24 | $7,500 | $10,000 |
| Connect myDiabetesCare Bronze Cigna Healthcare | Expanded Bronze | EPO | $506.02 | $617.07 | $5,500 | $10,150 |
| Bronze Simple Chronic Care CKM Oscar Health Plan, Inc. | Expanded Bronze | HMO | $518.93 | $632.82 | $5,500 | $10,150 |
| Bronze Elite + PCP Saver Plus Oscar Health Plan, Inc. | Expanded Bronze | HMO | $537.36 | $655.29 | $0 | $10,600 |
| UHC Bronze Standard (No Referrals) UnitedHealthcare | Expanded Bronze | HMO | $566.69 | $691.05 | $7,500 | $10,000 |
| Everyday Bronze Ambetter from Magnolia Health | Expanded Bronze | HMO | $566.95 | $691.37 | $8,450 | $10,150 |
| Standard Expanded Bronze Ambetter from Magnolia Health | Expanded Bronze | HMO | $568.81 | $693.64 | $7,500 | $10,000 |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) UnitedHealthcare | Expanded Bronze | HMO | $583.66 | $711.76 | $7,500 | $10,000 |
| Everyday Bronze + Vision + Adult Dental Ambetter from Magnolia Health | Expanded Bronze | HMO | $587.36 | $716.26 | $8,450 | $10,150 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter from Magnolia Health | Expanded Bronze | HMO | $589.29 | $718.62 | $7,500 | $10,000 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare | Expanded Bronze | HMO | $590.03 | $719.53 | $0 | $10,600 |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare | Expanded Bronze | HMO | $607.01 | $740.23 | $0 | $10,600 |
| Choice Bronze HSA Ambetter from Magnolia Health | Expanded Bronze | HMO | $615.71 | $750.84 | $7,250 | $7,250 |
| Choice Bronze HSA + Vision + Adult Dental Ambetter from Magnolia Health | Expanded Bronze | HMO | $637.88 | $777.87 | $7,250 | $7,250 |
| Silver Simple Oscar Health Plan, Inc. | Silver | HMO | $519.88 | $633.98 | $6,300 | $9,300 |
| Silver Classic Standard Oscar Health Plan, Inc. | Silver | HMO | $523.52 | $638.41 | $6,000 | $8,900 |
| Silver Simple Chronic Care CKM Oscar Health Plan, Inc. | Silver | HMO | $526.70 | $642.29 | $5,900 | $10,150 |
| Connect Silver 4000 Indiv Med Deductible Cigna Healthcare | Silver | EPO | $577.36 | $704.08 | $4,000 | $10,000 |
| Connect Silver 6500 Indiv Med Deductible Cigna Healthcare | Silver | EPO | $579.58 | $706.77 | $6,500 | $9,300 |
| Connect Silver CMS Standard Cigna Healthcare | Silver | EPO | $583.34 | $711.36 | $6,000 | $8,900 |
| Connect myHeartCare Silver Cigna Healthcare | Silver | EPO | $584.25 | $712.47 | $4,500 | $9,900 |
| Connect myDiabetesCare Silver Cigna Healthcare | Silver | EPO | $590.75 | $720.40 | $3,800 | $9,900 |
| Standard Silver Ambetter from Magnolia Health | Silver | HMO | $612.18 | $746.53 | $6,000 | $8,900 |
| Standard Silver + Vision + Adult Dental Ambetter from Magnolia Health | Silver | HMO | $634.22 | $773.41 | $6,000 | $8,900 |
| Molina Silver Standard Molina Healthcare | Silver | HMO | $671.97 | $819.45 | $6,000 | $8,900 |
| UHC Silver Advantage ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare | Silver | HMO | $709.75 | $865.52 | $3,500 | $10,400 |
| UHC Silver Standard (No Referrals) UnitedHealthcare | Silver | HMO | $721.13 | $879.40 | $6,000 | $8,900 |
| UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare | Silver | HMO | $721.59 | $879.95 | $0 | $10,150 |
| UHC Silver Advantage + ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare | Silver | HMO | $726.73 | $886.22 | $3,500 | $10,400 |
| UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare | Silver | HMO | $738.57 | $900.65 | $0 | $10,150 |
| Gold Classic Standard Oscar Health Plan, Inc. | Gold | HMO | $711.21 | $867.30 | $2,000 | $8,200 |
| Standard Gold Ambetter from Magnolia Health | Gold | HMO | $760.99 | $928.00 | $2,000 | $8,200 |
| Everyday Gold Ambetter from Magnolia Health | Gold | HMO | $770.17 | $939.19 | $800 | $7,250 |
| Standard Gold + Vision + Adult Dental Ambetter from Magnolia Health | Gold | HMO | $788.39 | $961.41 | $2,000 | $8,200 |
| Complete Gold Ambetter from Magnolia Health | Gold | HMO | $797.00 | $971.91 | $1,450 | $7,500 |
| Everyday Gold + Vision + Adult Dental Ambetter from Magnolia Health | Gold | HMO | $797.90 | $973.01 | $800 | $7,250 |
| Connect Gold CMS Standard Cigna Healthcare | Gold | EPO | $824.56 | $1,005.52 | $2,000 | $8,200 |
| Complete Gold + Vision + Adult Dental Ambetter from Magnolia Health | Gold | HMO | $825.69 | $1,006.90 | $1,450 | $7,500 |
| Molina Gold Standard Molina Healthcare | Gold | HMO | $863.51 | $1,053.03 | $2,000 | $8,200 |
| UHC Gold Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare | Gold | HMO | $872.67 | $1,064.19 | $2,000 | $9,300 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) UnitedHealthcare | Gold | HMO | $880.30 | $1,073.49 | $0 | $9,300 |
| UHC Gold Value + ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare | Gold | HMO | $889.64 | $1,084.89 | $2,000 | $9,300 |
| UHC Gold Standard (No Referrals) UnitedHealthcare | Gold | HMO | $896.54 | $1,093.30 | $2,000 | $8,200 |
| UHC Gold Copay Focus + $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare | Gold | HMO | $897.27 | $1,094.20 | $0 | $9,300 |
Silver Premium Trend (2022-2026)
| Year | Avg Premium | Min | Max | Plans | Issuers |
|---|---|---|---|---|---|
| 2022 | $395/mo | $364 | $444 | 18 | 3 |
| 2023 | $432/mo | $381 | $476 | 22 | 4 |
| 2024 | $434/mo | $406 | $482 | 20 | 4 |
| 2025 | $458/mo | $393 | $545 | 16 | 4 |
| 2026 | $626/mo | $520 | $739 | 16 | 5 |
Frequently Asked Questions
How many ACA plans are available in Hinds, MS?
There are 48 ACA marketplace plans available in Hinds from 5 insurance issuers for plan year 2026.
What is the cheapest health insurance plan in Hinds?
The lowest-premium plan in Hinds starts at $528/mo (Bronze tier, age 27). Silver plans start at $520/mo. Actual premiums vary by age and may be reduced by premium tax credits.
What is the benchmark premium for Hinds?
The benchmark (second-lowest Silver) premium in Hinds is $524/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.
How have premiums changed in Hinds?
Average premiums in Hinds changed by +51.4% year-over-year. Premium trends are tracked from 2022 to 2026 across all metal levels.
What is the average deductible and out-of-pocket maximum in Hinds?
The average annual deductible across all plans in Hinds is $5,061, and the average out-of-pocket maximum is $9,326. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.
Which insurance companies offer plans in Hinds?
There are 5 insurance issuers offering ACA marketplace plans in Hinds, including UnitedHealthcare, Ambetter from Magnolia Health, Cigna Healthcare, and others. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.
Disclaimer
This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.
Read our methodology - how this data is sourced, computed, and verified.
Counties With a Similar Benchmark Premium
The closest counties nationwide to Hinds, MS's $524/mo benchmark premium.
Data sources
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial
