2026 data Public-data reference. official source

Dodge, Wisconsin Health Insurance

Open-data reference.

46 ACA plans from 4 issuers — Plan year 2026

Dodge, Wisconsin offers 46 ACA marketplace plans from 4 issuers for plan year 2026. Bronze plans start at $439/mo and Silver plans start at $519/mo (age 27, before subsidies). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.

$595
Avg Silver Premium/mo
$524
Benchmark Premium/mo
+32.9%
Year-over-Year Change
$5,681
Avg Deductible

What the Numbers Say About Dodge

Dodge, Wisconsin has 46 ACA marketplace plans offered by 4 issuers for plan year 2026. The average Silver-tier premium comes in at $595/mo for a 27-year-old non-tobacco user, with the lowest Silver at $519 and the highest at $653. Bronze plans start at $439/mo — useful for healthy enrollees who want catastrophic protection with the lowest monthly outlay.

The benchmark (second-lowest Silver) premium is $524/mo, the figure the IRS uses to calculate your Advance Premium Tax Credit. Enrollees whose expected income-based contribution falls below this amount receive a subsidy for the difference. Across all plans, the average annual deductible is $5,681 and the average out-of-pocket maximum is $9,150 — numbers that matter more than the sticker premium once you actually use care. Year-over-year, average premiums in Dodge shifted by +32.9%, a signal of how local issuer pricing and risk-pool dynamics are trending.

Issuer count is one of the strongest predictors of affordability: with 4 issuers active in Dodge, consumers have meaningful competition to pressure premiums lower. This page is informational only and is not insurance, medical, or tax advice — verify your eligibility, network coverage, and final pricing at HealthCare.gov before enrolling. Source: CMS Marketplace PUF, plan year 2026.

Premiums by Metal Level

Bronze

1 plan
$439/mo avg
$439 — $439

Silver

15 plans
$595/mo avg
$519 — $653

Gold

13 plans
$635/mo avg
$523 — $749

Catastrophic plan available: avg $435/mo (2 plans) — only for individuals under 30 or with a hardship exemption.

Benchmark Premium & Subsidies

The benchmark premium (2nd-lowest Silver plan) in Dodge is $524/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference. The higher the benchmark, the larger the potential subsidy.

ACA plans available

46

Plan year

Issuers in market

4

Competitive market

Benchmark Silver

$524 /mo

Sets your subsidy ceiling

Avg deductible

$5,681

Across all metal tiers

Dodge ACA plans by premium and deductible

Each marker is the Dodge average for one metal tier (and the local Bronze low / Silver high extremes where data is available). The dashed line marks the federal out-of-pocket-maximum ceiling.

Source: CMS Marketplace PUF for Dodge, plan year 2026. Bronze = catastrophic-only zone (high deductible). Gold/Platinum = premium-heavy zone (low deductible).

No data to plot
Source: CMS Marketplace PUF for Dodge, plan year 2026. Bronze = catastrophic-only zone (high deductible). Gold/Platinum = premium-heavy zone (low deductible).

Issuers in Dodge

Issuer Plans Avg Premium (Age 27)
Quartz 19 $579/mo
Security Health Plan 9 $509/mo
Dean Health Plan 9 $476/mo
Anthem Blue Cross and Blue Shield 9 $604/mo

All Plans in Dodge

Plan Name Metal Type Premium (27) Premium (40) Deductible OOP Max
Enrich Protection
Security Health Plan
Catastrophic HMO $412.04 $502.46 $10,600 $10,600
QUARTZ ONE ACHIEVE W/UW HEALTH CATASTROPHIC $10,600 DED
Quartz
Catastrophic HMO $458.47 $559.09 $10,600 $10,600
Enrich $9,500
Security Health Plan
Bronze HMO $439.05 $535.41 $9,500 $9,500
Dean Bronze Share
Dean Health Plan
Expanded Bronze HMO $326.78 $398.50 $8,000 $10,600
Dean Bronze $0 Copay PCP Visits
Dean Health Plan
Expanded Bronze HMO $359.27 $438.11 $7,500 $10,600
Dean Expanded Bronze Standard
Dean Health Plan
Expanded Bronze HMO $384.41 $468.77 $7,500 $10,000
QUARTZ ONE ACHIEVE W/UW HEALTH BRONZE $10,150 DED
Quartz
Expanded Bronze HMO $436.78 $532.64 $10,150 $10,600
Enrich $7,500
Security Health Plan
Expanded Bronze HMO $439.17 $535.55 $7,500 $10,000
QUARTZ ONE ACHIEVE W/UW HEALTH BRONZE (DENTAL & VISION) $10,150 DED
Quartz
Expanded Bronze HMO $451.49 $550.58 $10,150 $10,600
Enrich $7,500 HDHP
Security Health Plan
Expanded Bronze HMO $461.87 $563.24 $7,500 $8,500
QUARTZ ONE ACHIEVE W/UW HEALTH BRONZE STANDARD EASY PRICING
Quartz
Expanded Bronze HMO $476.21 $580.72 $7,500 $10,000
Anthem Bronze Preferred/Broad 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives)
Anthem Blue Cross and Blue Shield
Expanded Bronze POS $484.11 $590.36 $5,000 $10,600
Anthem Bronze Preferred/Broad HSA (+ Incentives)
Anthem Blue Cross and Blue Shield
Expanded Bronze POS $489.49 $596.92 $8,450 $8,450
Anthem Bronze Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
Anthem Blue Cross and Blue Shield
Expanded Bronze POS $490.28 $597.87 $7,500 $10,000
QUARTZ ONE ACHIEVE W/UW HEALTH BRONZE $0 MEDICAL DED
Quartz
Expanded Bronze HMO $491.80 $599.74 $0 $10,400
QUARTZ ONE ACHIEVE W/UW HEALTH BRONZE (DENTAL & VISION) STANDARD EASY PRICING
Quartz
Expanded Bronze HMO $492.25 $600.29 $7,500 $10,000
QUARTZ ONE ACHIEVE W/UW HEALTH BRONZE (DENTAL & VISION) $0 MEDICAL DED
Quartz
Expanded Bronze HMO $508.37 $619.94 $0 $10,400
Anthem Heart Healthy Bronze Preferred/Broad 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives)
Anthem Blue Cross and Blue Shield
Expanded Bronze POS $519.07 $632.99 $0 $10,600
Dean Silver $0 Copay PCP Visits
Dean Health Plan
Silver HMO $519.10 $633.03 $3,500 $10,450
Enrich $6,000 - 40%
Security Health Plan
Silver HMO $524.19 $639.23 $6,000 $8,900
Dean Silver Share
Dean Health Plan
Silver HMO $530.74 $647.23 $3,525 $8,850
Enrich $4,000 - 50%
Security Health Plan
Silver HMO $535.45 $652.97 $4,000 $8,650
Dean Silver Standard
Dean Health Plan
Silver HMO $543.06 $662.24 $6,000 $8,900
Enrich $5,000 HDHP
Security Health Plan
Silver HMO $567.84 $692.46 $5,000 $6,500
QUARTZ ONE ACHIEVE W/UW HEALTH SILVER $8,000 DED
Quartz
Silver HMO $609.17 $742.87 $8,000 $9,900
QUARTZ ONE ACHIEVE W/UW HEALTH SILVER $9,000 DED
Quartz
Silver HMO $610.37 $744.33 $9,000 $10,250
QUARTZ ONE ACHIEVE W/UW HEALTH SILVER STANDARD EASY PRICING
Quartz
Silver HMO $624.61 $761.70 $6,000 $8,900
QUARTZ ONE ACHIEVE W/UW HEALTH SILVER (DENTAL & VISION) $8,000 DED
Quartz
Silver HMO $629.69 $767.89 $8,000 $9,900
QUARTZ ONE ACHIEVE W/UW HEALTH SILVER (DENTAL & VISION) $9,000 DED
Quartz
Silver HMO $630.94 $769.40 $9,000 $10,250
QUARTZ ONE ACHIEVE W/UW HEALTH SILVER (DENTAL & VISION) STANDARD EASY PRICING
Quartz
Silver HMO $645.65 $787.35 $6,000 $8,900
Anthem Silver Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
Anthem Blue Cross and Blue Shield
Silver POS $652.24 $795.39 $6,000 $8,900
Anthem Silver Preferred/Broad 4000 ($0 PCP Visits + $0 Select Drugs + Incentives)
Anthem Blue Cross and Blue Shield
Silver POS $652.38 $795.56 $4,000 $9,400
Anthem Silver Preferred/Broad 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Anthem Blue Cross and Blue Shield
Silver POS $652.75 $796.00 $5,500 $9,200
Dean Gold Share
Dean Health Plan
Gold HMO $523.43 $638.30 $2,500 $5,900
Dean Gold Standard
Dean Health Plan
Gold HMO $542.71 $661.81 $2,000 $8,200
Dean Gold HSA
Dean Health Plan
Gold HMO $554.92 $676.71 $3,400 $4,400
Enrich $3,500 - 30%
Security Health Plan
Gold HMO $576.36 $702.85 $3,500 $7,900
QUARTZ ONE ACHIEVE W/UW HEALTH GOLD $4,000 DED
Quartz
Gold HMO $613.82 $748.53 $4,000 $8,000
Enrich $2,000 - 25%
Security Health Plan
Gold HMO $626.31 $763.77 $2,000 $8,200
QUARTZ ONE ACHIEVE W/UW HEALTH GOLD (DENTAL & VISION) $4,000 DED
Quartz
Gold HMO $634.49 $773.74 $4,000 $8,000
QUARTZ ONE ACHIEVE W/UW HEALTH GOLD MAINTENANCE $700 DED
Quartz
Gold HMO $654.90 $798.62 $700 $9,300
QUARTZ ONE ACHIEVE W/UW HEALTH GOLD STANDARD EASY PRICING
Quartz
Gold HMO $663.93 $809.64 $2,000 $8,200
QUARTZ ONE ACHIEVE W/UW HEALTH GOLD MAINTENANCE (DENTAL & VISION) $700 DED
Quartz
Gold HMO $676.96 $825.53 $700 $9,300
QUARTZ ONE ACHIEVE W/UW HEALTH GOLD (DENTAL & VISION) STANDARD EASY PRICING
Quartz
Gold HMO $686.29 $836.91 $2,000 $8,200
Anthem Gold Preferred/Broad 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Anthem Blue Cross and Blue Shield
Gold POS $749.30 $913.74 $1,000 $7,200
Anthem Gold Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
Anthem Blue Cross and Blue Shield
Gold POS $749.35 $913.81 $2,000 $8,200

Silver Premium Trend (2022-2026)

Year Avg Premium Min Max Plans Issuers
2022 $403/mo $317 $488 42 7
2023 $457/mo $331 $610 48 7
2024 $450/mo $360 $569 33 6
2025 $481/mo $395 $601 24 6
2026 $595/mo $519 $653 15 4

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Frequently Asked Questions

How many ACA plans are available in Dodge, WI?

There are 46 ACA marketplace plans available in Dodge from 4 insurance issuers for plan year 2026.

What is the cheapest health insurance plan in Dodge?

The lowest-premium plan in Dodge starts at $439/mo (Bronze tier, age 27). Silver plans start at $519/mo. Actual premiums vary by age and may be reduced by premium tax credits.

What is the benchmark premium for Dodge?

The benchmark (second-lowest Silver) premium in Dodge is $524/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.

How have premiums changed in Dodge?

Average premiums in Dodge changed by +32.9% year-over-year. Premium trends are tracked from 2022 to 2026 across all metal levels.

What is the average deductible and out-of-pocket maximum in Dodge?

The average annual deductible across all plans in Dodge is $5,681, and the average out-of-pocket maximum is $9,150. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.

Which insurance companies offer plans in Dodge?

There are 4 insurance issuers offering ACA marketplace plans in Dodge, including Quartz, Security Health Plan, Dean Health Plan, and others. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.

Disclaimer: This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.

All federal data sources used on this page

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