CMS Marketplace state · 115 counties

Missouri ACA marketplace premiums

Statewide aggregates from CMS Public Use Files. Listed rates are age-27 premiums unless a row notes another age band.

Data updated 2026-08-30

$548
Avg premium (age 27)

Below median

115
Counties
8
Issuers
#19 of 30
Premium rank (30 states)
Subscribe (RSS)
Avg premium $548/mo (age 27)

Missouri lists 117 ACA marketplace plans across 115 counties from 8 issuers. Average age-27 premium is $548/mo (age 40: $669/mo; age 60: $1,420/mo), ranging $299 to $813/mo. Source: CMS Marketplace Public Use Files.

  • State premium corpus place #19 of 30 (highest = #1)
  • Costliest county Silver: Clark at $704/mo
  • Cheapest county Silver: Sainte Genevieve at $471/mo

Premium rank is not plan-count rank

According to CMS Marketplace Public Use Files, Missouri ranks #19 of 30 federal-marketplace states by average age-27 premium ($548/mo) and #12 of 30 by plan count (117 plans).

#19 of 30
Age-27 premium among 30 states
$548
Average listed premium /mo (age 27)
#12 of 30
Plan count among 30 states
117
Listed ACA plans in this state

Highest listed average premium = #1. Most listed plans = #1. Federal-marketplace states only; state-based exchanges are outside this corpus.

Crowded issuer book

Missouri marketplace standing

8 issuers put Missouri in the densest third of state issuer books. Corpus place #19 of 30 (highest premium = #1).

Mid-pack age-27 avg $548/mo with 117 plans and a crowded 8-issuer book. YoY average shift: +20.1%.

Source: CMS Marketplace Public Use Files. Informational only; confirm options at HealthCare.gov. How we place states.

Where Missouri sits by plan inventory

Missouri lists 117 ACA marketplace plans among 30 federal-marketplace states (inventory signal, not a quality ranking).

Missouri vs all states by ACA plan count

Where this state's disclosed CMS Marketplace plan inventory sits among every tracked federal-marketplace state

117 12th of 30 higher than 18 of 30 states

States, banded by ACA marketplace plan count

Each bar is a band; taller bars hold more states. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source CMS Marketplace Public Use Files · 2026-08-30

Nationwide similar states

Similar issuer count

Top 5 most-expensive counties - Missouri (Silver avg) Horizontal bar chart of the top 5 items by value (USD/mo). Top 5 most-expensive counties - Missouri (Silver avg) 1. Clark $704 2. Lewis $704 3. Marion $704 4. Schuyler $704 5. Scotland $704 Top 5 Missouri counties ranked by average Silver-tier ACApremium (Plan Year 2026). Source: CMS Marketplace PublicUse Files.

Source: CMS Health Insurance Marketplace Public Use Files (Plan Year 2026) Missouri ACA marketplace premiums by county and metal tier (Plan Year 2026) · 2026 CMS publishes the Marketplace Public Use Files annually, covering the federal exchange and participating state-based exchanges. Premiums shown are pre-subsidy and reflect age-27 Silver averages.

Most Expensive Counties

# County Silver Avg Plans Issuers
1 Clark $704/mo 23 2
2 Lewis $704/mo 23 2
3 Marion $704/mo 23 2
4 Schuyler $704/mo 23 2
5 Scotland $704/mo 23 2

Most Affordable Counties

# County Silver Avg Plans Issuers
1 Sainte Genevieve $471/mo 39 3
2 Washington $471/mo 39 3
3 Lincoln $474/mo 59 5
4 Franklin $478/mo 48 4
5 Jefferson $478/mo 48 4

Next: choosing a metal level or estimating subsidies.

All Counties in Missouri

County Silver Avg Bronze Avg Gold Avg Plans Issuers YoY
Adair $689 $535 $649 39 3 +20.3%
Andrew $666 $518 $645 34 3 +18.3%
Atchison $666 $518 $645 34 3 +18.3%
Audrain $624 $484 $596 39 3 +17.0%
Barry $568 $433 $536 55 5 +24.4%
Barton $557 $434 $541 48 4 +22.5%
Bates $596 $466 $576 45 4 +13.6%
Benton $611 $475 $587 34 3 +13.6%
Bollinger $657 $509 $626 39 3 +20.6%
Boone $617 $480 $586 48 4 +19.7%
Buchanan $666 $518 $645 34 3 +18.3%
Butler $657 $509 $626 39 3 +20.6%
Caldwell $696 $538 $667 43 4 +23.3%
Callaway $617 $480 $586 48 4 +19.7%
Camden $617 $480 $586 48 4 +19.7%
Cape Girardeau $657 $509 $626 39 3 +20.6%
Carroll $666 $518 $645 34 3 +18.3%
Carter $631 $484 $581 39 3 +20.0%
Cass $585 $452 $561 54 5 +20.2%
Cedar $567 $437 $534 48 4 +24.8%
Chariton $624 $484 $596 39 3 +17.0%
Christian $568 $433 $536 55 5 +24.4%
Clark $704 $548 $652 23 2 +20.1%
Clay $568 $438 $551 55 5 +18.3%
Clinton $652 $512 $645 54 5 +20.5%
Cole $617 $480 $586 48 4 +19.7%
Cooper $617 $480 $586 48 4 +19.7%
Crawford $631 $484 $581 39 3 +16.1%
Dade $567 $437 $534 48 4 +23.6%
Dallas $567 $437 $534 48 4 +23.6%
Daviess $696 $538 $667 43 4 +23.3%
DeKalb $696 $538 $667 43 4 +23.3%
Dent $631 $484 $581 39 3 +20.0%
Douglas $567 $437 $534 48 4 +23.6%
Dunklin $657 $509 $626 39 3 +20.6%
Franklin $478 $368 $459 48 4 +17.6%
Gasconade $624 $484 $596 39 3 +17.0%
Gentry $666 $518 $645 34 3 +18.3%
Greene $567 $437 $534 48 4 +24.0%
Grundy $696 $538 $667 43 4 +23.3%
Harrison $666 $518 $645 34 3 +18.3%
Henry $626 $488 $605 54 5 +19.6%
Hickory $567 $437 $534 48 4 +23.6%
Holt $666 $518 $645 34 3 +18.3%
Howard $617 $480 $586 48 4 +19.7%
Howell $622 $479 $572 48 4 +23.4%
Iron $631 $484 $581 39 3 +20.0%
Jackson $565 $435 $550 58 5 +17.8%
Jasper $557 $434 $541 48 4 +19.0%
Jefferson $478 $368 $459 48 4 +17.6%
Johnson $609 $474 $595 55 5 +17.9%
Knox $689 $535 $649 39 3 +20.3%
Laclede $567 $437 $534 48 4 +23.6%
Lafayette $609 $474 $595 55 5 +17.9%
Lawrence $568 $433 $536 55 5 +24.4%
Lewis $704 $548 $652 23 2 +20.1%
Lincoln $474 $366 $454 59 5 +18.2%
Linn $689 $535 $649 39 3 +20.3%
Livingston $696 $538 $667 43 4 +23.3%
Macon $689 $535 $649 39 3 +20.3%
Madison $657 $509 $626 39 3 +20.6%
Maries $624 $484 $596 39 3 +17.0%
Marion $704 $548 $652 23 2 +20.1%
McDonald $557 $434 $541 48 4 +19.0%
Mercer $666 $518 $645 34 3 +18.3%
Miller $617 $480 $586 48 4 +19.7%
Mississippi $657 $509 $626 39 3 +20.6%
Moniteau $617 $480 $586 48 4 +19.7%
Monroe $624 $484 $596 39 3 +17.0%
Montgomery $624 $484 $596 39 3 +17.0%
Morgan $617 $480 $586 48 4 +19.7%
New Madrid $657 $509 $626 39 3 +20.6%
Newton $557 $434 $541 48 4 +19.0%
Nodaway $666 $518 $645 34 3 +18.3%
Oregon $631 $484 $581 39 3 +20.0%
Osage $617 $480 $586 48 4 +19.7%
Ozark $567 $437 $534 48 4 +23.6%
Pemiscot $657 $509 $626 39 3 +20.6%
Perry $657 $509 $626 39 3 +20.6%
Pettis $611 $475 $587 34 3 +13.6%
Phelps $631 $484 $581 39 3 +20.0%
Pike $689 $535 $649 39 3 +20.3%
Platte $568 $438 $551 55 5 +18.3%
Polk $567 $437 $534 48 4 +23.6%
Pulaski $631 $484 $581 39 3 +20.0%
Putnam $689 $535 $649 39 3 +20.3%
Ralls $689 $535 $649 39 3 +20.3%
Randolph $624 $484 $596 39 3 +17.0%
Ray $603 $476 $609 46 4 +14.0%
Reynolds $631 $484 $581 39 3 +20.0%
Ripley $631 $484 $581 39 3 +20.0%
Saint Charles $479 $370 $458 68 6 +17.0%
Saint Clair $629 $488 $599 43 4 +20.9%
Saint Francois $485 $372 $479 23 2 +10.2%
Saint Louis $479 $370 $458 68 6 +17.0%
Saint Louis City $479 $370 $458 68 6 +17.0%
Sainte Genevieve $471 $361 $455 39 3 +13.5%
Saline $611 $475 $587 34 3 +13.6%
Schuyler $704 $548 $652 23 2 +20.1%
Scotland $704 $548 $652 23 2 +20.1%
Scott $657 $509 $626 39 3 +20.6%
Shannon $631 $484 $581 39 3 +20.0%
Shelby $689 $535 $649 39 3 +20.3%
Stoddard $657 $509 $626 39 3 +20.6%
Stone $568 $433 $536 55 5 +24.4%
Sullivan $689 $535 $649 39 3 +20.3%
Taney $568 $433 $536 55 5 +24.4%
Texas $622 $479 $572 48 4 +23.4%
Vernon $629 $488 $599 43 4 +20.9%
Warren $479 $370 $458 68 6 +17.0%
Washington $471 $361 $455 39 3 +13.5%
Wayne $657 $509 $626 39 3 +20.6%
Webster $567 $437 $534 48 4 +24.0%
Worth $666 $518 $645 34 3 +18.3%
Wright $567 $437 $534 48 4 +23.6%

Frequently Asked Questions

Where does Missouri sit on ACA premiums vs other states?
Missouri ranks #19 of 30 federal-marketplace states by average age-27 premium (highest = #1; CMS PUF sort). Statewide avg is $548/mo. See /methodology#corpus-placement.
How wide is the county Silver gap inside Missouri?
Sainte Genevieve averages $471/mo Silver vs Clark at $704/mo ($234 within-state spread).
How crowded is the Missouri issuer book?
8 issuers list 117 marketplace plans across 115 counties (top-third issuer density among tracked states).

Disclaimer: This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are base rates for a 27-year-old non-tobacco user unless otherwise noted. Actual premiums vary by age, location, tobacco use, and subsidy eligibility. Source: CMS Marketplace PUF.

PlainHealthPlan is rendered directly from CMS Health Insurance Marketplace Public Use Files, no number is typed in by an editor. County premiums and issuer counts are aggregated live from the CMS PUF records for each marketplace year. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of August 2026.