CMS Marketplace state · 36 counties

Oregon ACA marketplace premiums

Statewide aggregates from CMS Public Use Files. Listed rates are age-27 premiums unless a row notes another age band.

Data updated 2026-08-30

$529
Avg premium (age 27)

Below median

36
Counties
6
Issuers
#22 of 30
Premium rank (30 states)
Subscribe (RSS)
Avg premium $529/mo (age 27)

Oregon lists 59 ACA marketplace plans across 36 counties from 6 issuers. Average age-27 premium is $529/mo (age 40: $645/mo; age 60: $1,369/mo), ranging $350 to $803/mo. Source: CMS Marketplace Public Use Files.

  • State premium corpus place #22 of 30 (highest = #1)
  • Costliest county Silver: Crook at $565/mo
  • Cheapest county Silver: Clackamas at $457/mo

Premium rank is not plan-count rank

According to CMS Marketplace Public Use Files, Oregon ranks #22 of 30 federal-marketplace states by average age-27 premium ($529/mo) and #20 of 30 by plan count (59 plans).

#22 of 30
Age-27 premium among 30 states
$529
Average listed premium /mo (age 27)
#20 of 30
Plan count among 30 states
59
Listed ACA plans in this state

Highest listed average premium = #1. Most listed plans = #1. Federal-marketplace states only; state-based exchanges are outside this corpus.

Lower-premium band

Oregon in the lower-premium third

$529/mo age-27 avg sits in the bottom third of tracked federal-marketplace states. Corpus place #22 of 30 (highest premium = #1).

Floor-to-ceiling plan rates run $350–$803/mo (age 27). Cheapest published county Silver is Clackamas at $457/mo.

Source: CMS Marketplace Public Use Files. Informational only; confirm options at HealthCare.gov. How we place states.

Where Oregon sits by plan inventory

Oregon lists 59 ACA marketplace plans among 30 federal-marketplace states (inventory signal, not a quality ranking).

Oregon vs all states by ACA plan count

Where this state's disclosed CMS Marketplace plan inventory sits among every tracked federal-marketplace state

59 20th of 30 higher than 10 of 30 states

States, banded by ACA marketplace plan count

Each bar is a band; taller bars hold more states. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source CMS Marketplace Public Use Files · 2026-08-30

Nationwide similar states

Similar issuer count

Top 5 most-expensive counties - Oregon (Silver avg) Horizontal bar chart of the top 5 items by value (USD/mo). Top 5 most-expensive counties - Oregon (Silver avg) 1. Crook $565 2. Jefferson $565 3. Baker $560 4. Gilliam $560 5. Grant $560 Top 5 Oregon counties ranked by average Silver-tier ACApremium (Plan Year 2026). Source: CMS Marketplace PublicUse Files.

Source: CMS Health Insurance Marketplace Public Use Files (Plan Year 2026) Oregon ACA marketplace premiums by county and metal tier (Plan Year 2026) · 2026 CMS publishes the Marketplace Public Use Files annually, covering the federal exchange and participating state-based exchanges. Premiums shown are pre-subsidy and reflect age-27 Silver averages.

Most Expensive Counties

# County Silver Avg Plans Issuers
1 Crook $565/mo 41 5
2 Jefferson $565/mo 41 5
3 Baker $560/mo 37 5
4 Gilliam $560/mo 37 5
5 Grant $560/mo 37 5

Most Affordable Counties

# County Silver Avg Plans Issuers
1 Clackamas $457/mo 59 6
2 Multnomah $457/mo 59 6
3 Washington $457/mo 59 6
4 Yamhill $460/mo 53 6
5 Marion $491/mo 56 6

Lower list rates still need metal-tier fit: Bronze vs Silver vs Gold.

All Counties in Oregon

County Silver Avg Bronze Avg Gold Avg Plans Issuers YoY
Baker $560 $478 $671 37 5 +7.6%
Benton $504 $430 $595 50 6 +7.8%
Clackamas $457 $390 $542 59 6 +8.6%
Clatsop $558 $478 $670 41 5 +7.5%
Columbia $534 $461 $635 52 6 +8.5%
Coos $556 $478 $670 37 5 +7.5%
Crook $565 $483 $676 41 5 +7.6%
Curry $556 $478 $670 37 5 +7.5%
Deschutes $508 $424 $605 41 5 +6.5%
Douglas $542 $464 $651 41 5 +7.6%
Gilliam $560 $478 $671 37 5 +7.6%
Grant $560 $478 $671 37 5 +7.6%
Harney $560 $478 $671 37 5 +7.6%
Hood River $540 $466 $637 53 6 +8.1%
Jackson $542 $464 $651 41 5 +7.6%
Jefferson $565 $483 $676 41 5 +7.6%
Josephine $542 $466 $652 37 5 +7.6%
Klamath $507 $422 $604 37 5 +6.3%
Lake $507 $422 $604 37 5 +6.3%
Lane $504 $430 $595 50 6 +7.8%
Lincoln $558 $478 $670 41 5 +7.5%
Linn $504 $430 $595 50 6 +7.8%
Malheur $560 $478 $671 37 5 +7.6%
Marion $491 $417 $580 56 6 +5.7%
Morrow $560 $478 $671 37 5 +7.6%
Multnomah $457 $390 $542 59 6 +8.6%
Polk $497 $421 $584 50 6 +6.1%
Sherman $560 $478 $671 37 5 +7.6%
Tillamook $556 $478 $670 37 5 +7.5%
Umatilla $560 $478 $671 37 5 +7.6%
Union $560 $478 $671 37 5 +7.6%
Wallowa $560 $478 $671 37 5 +7.6%
Wasco $560 $478 $671 37 5 +7.6%
Washington $457 $390 $542 59 6 +8.6%
Wheeler $560 $478 $671 37 5 +7.6%
Yamhill $460 $393 $544 53 6 +8.4%

Frequently Asked Questions

Why is Oregon's average ACA premium in the lower band?
Oregon ranks #22 of 30 federal-marketplace states by average age-27 premium (highest = #1; CMS PUF sort). Statewide avg is $529/mo. See /methodology#corpus-placement.
What is the cheapest Silver county in Oregon?
Clackamas is the lowest Silver average at $457/mo; Crook is highest at $565/mo.
How many issuers sell ACA plans in Oregon?
6 issuers list 59 marketplace plans across 36 counties.

Disclaimer: This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are base rates for a 27-year-old non-tobacco user unless otherwise noted. Actual premiums vary by age, location, tobacco use, and subsidy eligibility. Source: CMS Marketplace PUF.

PlainHealthPlan is rendered directly from CMS Health Insurance Marketplace Public Use Files, no number is typed in by an editor. County premiums and issuer counts are aggregated live from the CMS PUF records for each marketplace year. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of August 2026.