Oscar Health Maintenance Organization of Florida

ACA marketplace issuer - 34 plans across 32 counties

1
State
32
Counties
34
Plans
$542
Avg Premium (Age 27)
The short answer

Oscar Health Maintenance Organization of Florida is a single-state ACA marketplace issuer offering 34 plans across 1 state and 32 counties. Its average age-27 premium of $542/mo runs $98 below the national marketplace average of $640/mo.

vs Market Average

Oscar Health Maintenance Organization of Florida's average premium of $542/mo is $98 below the national market average of $640/mo.

Oscar Health Maintenance Organization of Florida at a Glance

Oscar Health Maintenance Organization of Florida is an ACA marketplace issuer offering 34 plans across 1 state and 32 counties. Its average age-27 premium is $542/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include HMO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Oscar Health Maintenance Organization of Florida's average premium lands about $98 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is FL with 528 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Oscar Health Maintenance Organization of Florida. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

HMO

Metal Levels Offered

Expanded Bronze Silver Gold

Oscar Health Maintenance Organization of Florida average premium by metal level

The premium ladder across Oscar Health Maintenance Organization of Florida's 34 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Oscar Health Maintenance Organization of Florida: average premium by metal level

Expanded Bronze$468/moSilver$602/moGold$552/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

Health Insurance Guides

Choosing a Metal Level
Bronze vs Silver vs Gold vs Platinum, which tier fits your needs and budget
Understanding ACA Subsidies
How premium tax credits work and how to estimate your subsidy amount

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Frequently Asked Questions

How many plans does Oscar Health Maintenance Organization of Florida offer on the ACA marketplace? ▼
Oscar Health Maintenance Organization of Florida offers 34 ACA marketplace plans across 1 state and 32 counties. Plans are available in Expanded Bronze, Silver, Gold metal tiers.
What is Oscar Health Maintenance Organization of Florida's average premium? ▼
Oscar Health Maintenance Organization of Florida's average monthly premium is $542 for a 27-year-old. This is $98 below the national marketplace average of $640/mo.
What plan types does Oscar Health Maintenance Organization of Florida offer? ▼
Oscar Health Maintenance Organization of Florida offers HMO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Oscar Health Maintenance Organization of Florida sell ACA plans? ▼
Oscar Health Maintenance Organization of Florida sells ACA marketplace plans in 1 state, covering 32 counties. The largest presence is in FL with 528 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Oscar Health Maintenance Organization of Florida or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Read our methodology - how this data is sourced, computed, and verified.

Related

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Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial