MedMutual

ACA marketplace issuer - 12 plans across 88 counties

1
State
88
Counties
12
Plans
$539
Avg Premium (Age 27)
The short answer

MedMutual is a single-state ACA marketplace issuer offering 12 plans across 1 state and 88 counties. Its average age-27 premium of $539/mo runs $101 below the national marketplace average of $640/mo.

vs Market Average

MedMutual's average premium of $539/mo is $101 below the national market average of $640/mo.

MedMutual at a Glance

MedMutual is an ACA marketplace issuer offering 12 plans across 1 state and 88 counties. Its average age-27 premium is $539/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include HMO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, MedMutual's average premium lands about $101 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is OH with 1,056 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with MedMutual. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

HMO

Metal Levels Offered

Gold Silver Expanded Bronze

MedMutual average premium by metal level

The premium ladder across MedMutual's 12 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

MedMutual: average premium by metal level

Expanded Bronze$412/moSilver$564/moGold$640/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

Health Insurance Guides

Choosing a Metal Level
Bronze vs Silver vs Gold vs Platinum, which tier fits your needs and budget
Understanding ACA Subsidies
How premium tax credits work and how to estimate your subsidy amount

Explore More ACA Data

All Issuers
Compare every ACA marketplace issuer by plans, states, and average premium
States with the Most Issuers
Where consumers have the most plan competition
Estimate Your Subsidy
Premium tax credit calculator for your household and county

Frequently Asked Questions

How many plans does MedMutual offer on the ACA marketplace? ▼
MedMutual offers 12 ACA marketplace plans across 1 state and 88 counties. Plans are available in Gold, Silver, Expanded Bronze metal tiers.
What is MedMutual's average premium? ▼
MedMutual's average monthly premium is $539 for a 27-year-old. This is $101 below the national marketplace average of $640/mo.
What plan types does MedMutual offer? ▼
MedMutual offers HMO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does MedMutual sell ACA plans? ▼
MedMutual sells ACA marketplace plans in 1 state, covering 88 counties. The largest presence is in OH with 1,056 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with MedMutual or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Read our methodology - how this data is sourced, computed, and verified.

Related

Browse all issuers → | Rankings →
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial