Aspirus Health Plan

ACA marketplace issuer - 12 plans across 20 counties

1
State
20
Counties
12
Plans
$501
Avg Premium (Age 27)
The short answer

Aspirus Health Plan is a single-state ACA marketplace issuer offering 12 plans across 1 state and 20 counties. Its average age-27 premium of $501/mo runs $139 below the national marketplace average of $640/mo.

vs Market Average

Aspirus Health Plan's average premium of $501/mo is $139 below the national market average of $640/mo.

Aspirus Health Plan at a Glance

Aspirus Health Plan is an ACA marketplace issuer offering 12 plans across 1 state and 20 counties. Its average age-27 premium is $501/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include HMO, POS, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Aspirus Health Plan's average premium lands about $139 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is WI with 240 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Aspirus Health Plan. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

HMOPOS

Metal Levels Offered

Silver Gold Catastrophic Bronze Expanded Bronze

Aspirus Health Plan average premium by metal level

The premium ladder across Aspirus Health Plan's 12 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Aspirus Health Plan: average premium by metal level

Catastrophic$332/moBronze$449/moExpanded Bronze$464/moSilver$559/moGold$576/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

Health Insurance Guides

Choosing a Metal Level
Bronze vs Silver vs Gold vs Platinum, which tier fits your needs and budget
Understanding ACA Subsidies
How premium tax credits work and how to estimate your subsidy amount

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Frequently Asked Questions

How many plans does Aspirus Health Plan offer on the ACA marketplace? ▼
Aspirus Health Plan offers 12 ACA marketplace plans across 1 state and 20 counties. Plans are available in Silver, Gold, Catastrophic, Bronze, Expanded Bronze metal tiers.
What is Aspirus Health Plan's average premium? ▼
Aspirus Health Plan's average monthly premium is $501 for a 27-year-old. This is $139 below the national marketplace average of $640/mo.
What plan types does Aspirus Health Plan offer? ▼
Aspirus Health Plan offers HMO, POS plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Aspirus Health Plan sell ACA plans? ▼
Aspirus Health Plan sells ACA marketplace plans in 1 state, covering 20 counties. The largest presence is in WI with 240 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Aspirus Health Plan or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Read our methodology - how this data is sourced, computed, and verified.

Related

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Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial