Health First Commercial Plans, Inc.

ACA marketplace issuer - 24 plans across 5 counties

1
State
5
Counties
24
Plans
$497
Avg Premium (Age 27)
The short answer

Health First Commercial Plans, Inc. is a single-state ACA marketplace issuer offering 24 plans across 1 state and 5 counties. Its average age-27 premium of $497/mo runs $143 below the national marketplace average of $640/mo.

vs Market Average

Health First Commercial Plans, Inc.'s average premium of $497/mo is $143 below the national market average of $640/mo.

Health First Commercial Plans, Inc. at a Glance

Health First Commercial Plans, Inc. is an ACA marketplace issuer offering 24 plans across 1 state and 5 counties. Its average age-27 premium is $497/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include HMO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Health First Commercial Plans, Inc.'s average premium lands about $143 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is FL with 82 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Health First Commercial Plans, Inc.. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

HMO

Metal Levels Offered

Expanded Bronze Silver Gold Catastrophic

Health First Commercial Plans, Inc. average premium by metal level

The premium ladder across Health First Commercial Plans, Inc.'s 24 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Health First Commercial Plans, Inc.: average premium by metal level

Catastrophic$258/moExpanded Bronze$448/moSilver$551/moGold$536/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

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Frequently Asked Questions

How many plans does Health First Commercial Plans, Inc. offer on the ACA marketplace?
Health First Commercial Plans, Inc. offers 24 ACA marketplace plans across 1 state and 5 counties. Plans are available in Expanded Bronze, Silver, Gold, Catastrophic metal tiers.
What is Health First Commercial Plans, Inc.'s average premium?
Health First Commercial Plans, Inc.'s average monthly premium is $497 for a 27-year-old. This is $143 below the national marketplace average of $640/mo.
What plan types does Health First Commercial Plans, Inc. offer?
Health First Commercial Plans, Inc. offers HMO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Health First Commercial Plans, Inc. sell ACA plans?
Health First Commercial Plans, Inc. sells ACA marketplace plans in 1 state, covering 5 counties. The largest presence is in FL with 82 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Health First Commercial Plans, Inc. or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial