Imperial Insurance Companies, Inc.

ACA marketplace issuer - 7 plans across 13 counties

1
State
13
Counties
7
Plans
$496
Avg Premium (Age 27)
The short answer

Imperial Insurance Companies, Inc. is a single-state ACA marketplace issuer offering 7 plans across 1 state and 13 counties. Its average age-27 premium of $496/mo runs $144 below the national marketplace average of $640/mo.

vs Market Average

Imperial Insurance Companies, Inc.'s average premium of $496/mo is $144 below the national market average of $640/mo.

Imperial Insurance Companies, Inc. at a Glance

Imperial Insurance Companies, Inc. is an ACA marketplace issuer offering 7 plans across 1 state and 13 counties. Its average age-27 premium is $496/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include HMO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Imperial Insurance Companies, Inc.'s average premium lands about $144 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is TX with 91 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Imperial Insurance Companies, Inc.. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

HMO

Metal Levels Offered

Gold Expanded Bronze Silver Bronze

Imperial Insurance Companies, Inc. average premium by metal level

The premium ladder across Imperial Insurance Companies, Inc.'s 7 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Imperial Insurance Companies, Inc.: average premium by metal level

Bronze$362/moExpanded Bronze$388/moSilver$576/moGold$523/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

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Frequently Asked Questions

How many plans does Imperial Insurance Companies, Inc. offer on the ACA marketplace?
Imperial Insurance Companies, Inc. offers 7 ACA marketplace plans across 1 state and 13 counties. Plans are available in Gold, Expanded Bronze, Silver, Bronze metal tiers.
What is Imperial Insurance Companies, Inc.'s average premium?
Imperial Insurance Companies, Inc.'s average monthly premium is $496 for a 27-year-old. This is $144 below the national marketplace average of $640/mo.
What plan types does Imperial Insurance Companies, Inc. offer?
Imperial Insurance Companies, Inc. offers HMO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Imperial Insurance Companies, Inc. sell ACA plans?
Imperial Insurance Companies, Inc. sells ACA marketplace plans in 1 state, covering 13 counties. The largest presence is in TX with 91 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Imperial Insurance Companies, Inc. or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial