Sanford Health Plan

ACA marketplace issuer - 18 plans across 66 counties

1
State
66
Counties
18
Plans
$545
Avg Premium (Age 27)
The short answer

Sanford Health Plan is a single-state ACA marketplace issuer offering 18 plans across 1 state and 66 counties. Its average age-27 premium of $545/mo runs $95 below the national marketplace average of $640/mo.

vs Market Average

Sanford Health Plan's average premium of $545/mo is $95 below the national market average of $640/mo.

Sanford Health Plan at a Glance

Sanford Health Plan is an ACA marketplace issuer offering 18 plans across 1 state and 66 counties. Its average age-27 premium is $545/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include PPO, HMO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Sanford Health Plan's average premium lands about $95 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is SD with 648 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Sanford Health Plan. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

PPOHMO

Metal Levels Offered

Gold Silver Expanded Bronze Catastrophic

Sanford Health Plan average premium by metal level

The premium ladder across Sanford Health Plan's 18 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Sanford Health Plan: average premium by metal level

Catastrophic$330/moExpanded Bronze$490/moSilver$606/moGold$646/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

Health Insurance Guides

Explore More ACA Data

Frequently Asked Questions

How many plans does Sanford Health Plan offer on the ACA marketplace?
Sanford Health Plan offers 18 ACA marketplace plans across 1 state and 66 counties. Plans are available in Gold, Silver, Expanded Bronze, Catastrophic metal tiers.
What is Sanford Health Plan's average premium?
Sanford Health Plan's average monthly premium is $545 for a 27-year-old. This is $95 below the national marketplace average of $640/mo.
What plan types does Sanford Health Plan offer?
Sanford Health Plan offers PPO, HMO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Sanford Health Plan sell ACA plans?
Sanford Health Plan sells ACA marketplace plans in 1 state, covering 66 counties. The largest presence is in SD with 648 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Sanford Health Plan or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial