Mountain Health CO-OP

ACA marketplace issuer - 15 plans across 56 counties

1
State
56
Counties
15
Plans
$543
Avg Premium (Age 27)
The short answer

Mountain Health CO-OP is a single-state ACA marketplace issuer offering 15 plans across 1 state and 56 counties. Its average age-27 premium of $543/mo runs $97 below the national marketplace average of $640/mo.

vs Market Average

Mountain Health CO-OP's average premium of $543/mo is $97 below the national market average of $640/mo.

Mountain Health CO-OP at a Glance

Mountain Health CO-OP is an ACA marketplace issuer offering 15 plans across 1 state and 56 counties. Its average age-27 premium is $543/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include PPO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Mountain Health CO-OP's average premium lands about $97 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is MT with 684 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Mountain Health CO-OP. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

PPO

Metal Levels Offered

Gold Expanded Bronze Silver Catastrophic

Mountain Health CO-OP average premium by metal level

The premium ladder across Mountain Health CO-OP's 15 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Mountain Health CO-OP: average premium by metal level

Catastrophic$263/moExpanded Bronze$442/moSilver$599/moGold$670/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

Health Insurance Guides

Choosing a Metal Level
Bronze vs Silver vs Gold vs Platinum, which tier fits your needs and budget
Understanding ACA Subsidies
How premium tax credits work and how to estimate your subsidy amount

Explore More ACA Data

All Issuers
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Estimate Your Subsidy
Premium tax credit calculator for your household and county

Frequently Asked Questions

How many plans does Mountain Health CO-OP offer on the ACA marketplace? ▼
Mountain Health CO-OP offers 15 ACA marketplace plans across 1 state and 56 counties. Plans are available in Gold, Expanded Bronze, Silver, Catastrophic metal tiers.
What is Mountain Health CO-OP's average premium? ▼
Mountain Health CO-OP's average monthly premium is $543 for a 27-year-old. This is $97 below the national marketplace average of $640/mo.
What plan types does Mountain Health CO-OP offer? ▼
Mountain Health CO-OP offers PPO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Mountain Health CO-OP sell ACA plans? ▼
Mountain Health CO-OP sells ACA marketplace plans in 1 state, covering 56 counties. The largest presence is in MT with 684 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Mountain Health CO-OP or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Read our methodology - how this data is sourced, computed, and verified.

Related

Browse all issuers → | Rankings →
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial