Highmark Blue Cross Blue Shield Delaware

ACA marketplace issuer - 15 plans across 3 counties

1
State
3
Counties
15
Plans
$624
Avg Premium (Age 27)
The short answer

Highmark Blue Cross Blue Shield Delaware is a single-state ACA marketplace issuer offering 15 plans across 1 state and 3 counties. Its average age-27 premium of $624/mo runs $16 below the national marketplace average of $640/mo.

vs Market Average

Highmark Blue Cross Blue Shield Delaware's average premium of $624/mo is $16 below the national market average of $640/mo.

Highmark Blue Cross Blue Shield Delaware at a Glance

Highmark Blue Cross Blue Shield Delaware is an ACA marketplace issuer offering 15 plans across 1 state and 3 counties. Its average age-27 premium is $624/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include PPO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Highmark Blue Cross Blue Shield Delaware's average premium lands about $16 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is DE with 45 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Highmark Blue Cross Blue Shield Delaware. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

PPO

Metal Levels Offered

Expanded Bronze Gold Silver Platinum Catastrophic

Highmark Blue Cross Blue Shield Delaware average premium by metal level

The premium ladder across Highmark Blue Cross Blue Shield Delaware's 15 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Highmark Blue Cross Blue Shield Delaware: average premium by metal level

Catastrophic$384/moExpanded Bronze$510/moSilver$696/moGold$647/moPlatinum$835/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

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Frequently Asked Questions

How many plans does Highmark Blue Cross Blue Shield Delaware offer on the ACA marketplace?
Highmark Blue Cross Blue Shield Delaware offers 15 ACA marketplace plans across 1 state and 3 counties. Plans are available in Expanded Bronze, Gold, Silver, Platinum, Catastrophic metal tiers.
What is Highmark Blue Cross Blue Shield Delaware's average premium?
Highmark Blue Cross Blue Shield Delaware's average monthly premium is $624 for a 27-year-old. This is $16 below the national marketplace average of $640/mo.
What plan types does Highmark Blue Cross Blue Shield Delaware offer?
Highmark Blue Cross Blue Shield Delaware offers PPO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Highmark Blue Cross Blue Shield Delaware sell ACA plans?
Highmark Blue Cross Blue Shield Delaware sells ACA marketplace plans in 1 state, covering 3 counties. The largest presence is in DE with 45 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Highmark Blue Cross Blue Shield Delaware or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial