Highmark Blue Cross Blue Shield West Virginia

ACA marketplace issuer - 15 plans across 55 counties

1
State
55
Counties
15
Plans
$785
Avg Premium (Age 27)
The short answer

Highmark Blue Cross Blue Shield West Virginia is a single-state ACA marketplace issuer offering 15 plans across 1 state and 55 counties. Its average age-27 premium of $785/mo runs $145 above the national marketplace average of $640/mo.

vs Market Average

Highmark Blue Cross Blue Shield West Virginia's average premium of $785/mo is $145 above the national market average of $640/mo.

Highmark Blue Cross Blue Shield West Virginia at a Glance

Highmark Blue Cross Blue Shield West Virginia is an ACA marketplace issuer offering 15 plans across 1 state and 55 counties. Its average age-27 premium is $785/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include PPO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Highmark Blue Cross Blue Shield West Virginia's average premium runs about $145 higher. This gap can reflect richer provider networks, broader geographic reach into higher-cost markets, or enrollment that skews toward Silver and Gold tiers rather than Bronze.

The largest single-state presence is WV with 825 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Highmark Blue Cross Blue Shield West Virginia. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

PPO

Metal Levels Offered

Expanded Bronze Gold Bronze Silver Catastrophic

Highmark Blue Cross Blue Shield West Virginia average premium by metal level

The premium ladder across Highmark Blue Cross Blue Shield West Virginia's 15 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Highmark Blue Cross Blue Shield West Virginia: average premium by metal level

Catastrophic$493/moBronze$635/moExpanded Bronze$676/moSilver$902/moGold$846/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

Health Insurance Guides

Choosing a Metal Level
Bronze vs Silver vs Gold vs Platinum, which tier fits your needs and budget
Understanding ACA Subsidies
How premium tax credits work and how to estimate your subsidy amount

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Frequently Asked Questions

How many plans does Highmark Blue Cross Blue Shield West Virginia offer on the ACA marketplace? ▼
Highmark Blue Cross Blue Shield West Virginia offers 15 ACA marketplace plans across 1 state and 55 counties. Plans are available in Expanded Bronze, Gold, Bronze, Silver, Catastrophic metal tiers.
What is Highmark Blue Cross Blue Shield West Virginia's average premium? ▼
Highmark Blue Cross Blue Shield West Virginia's average monthly premium is $785 for a 27-year-old. This is $145 above the national marketplace average of $640/mo.
What plan types does Highmark Blue Cross Blue Shield West Virginia offer? ▼
Highmark Blue Cross Blue Shield West Virginia offers PPO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Highmark Blue Cross Blue Shield West Virginia sell ACA plans? ▼
Highmark Blue Cross Blue Shield West Virginia sells ACA marketplace plans in 1 state, covering 55 counties. The largest presence is in WV with 825 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Highmark Blue Cross Blue Shield West Virginia or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Read our methodology - how this data is sourced, computed, and verified.

Related

Browse all issuers → | Rankings →
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial