Blue Cross and Blue Shield of Louisiana

ACA marketplace issuer - 8 plans across 64 counties

1
State
64
Counties
8
Plans
$767
Avg Premium (Age 27)
The short answer

Blue Cross and Blue Shield of Louisiana is a single-state ACA marketplace issuer offering 8 plans across 1 state and 64 counties. Its average age-27 premium of $767/mo runs $127 above the national marketplace average of $640/mo.

vs Market Average

Blue Cross and Blue Shield of Louisiana's average premium of $767/mo is $127 above the national market average of $640/mo.

Blue Cross and Blue Shield of Louisiana at a Glance

Blue Cross and Blue Shield of Louisiana is an ACA marketplace issuer offering 8 plans across 1 state and 64 counties. Its average age-27 premium is $767/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include PPO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Blue Cross and Blue Shield of Louisiana's average premium runs about $127 higher. This gap can reflect richer provider networks, broader geographic reach into higher-cost markets, or enrollment that skews toward Silver and Gold tiers rather than Bronze.

The largest single-state presence is LA with 512 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Blue Cross and Blue Shield of Louisiana. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

PPO

Metal Levels Offered

Silver Gold Bronze Expanded Bronze

Blue Cross and Blue Shield of Louisiana average premium by metal level

The premium ladder across Blue Cross and Blue Shield of Louisiana's 8 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Blue Cross and Blue Shield of Louisiana: average premium by metal level

Bronze$570/moExpanded Bronze$630/moSilver$867/moGold$851/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

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Frequently Asked Questions

How many plans does Blue Cross and Blue Shield of Louisiana offer on the ACA marketplace?
Blue Cross and Blue Shield of Louisiana offers 8 ACA marketplace plans across 1 state and 64 counties. Plans are available in Silver, Gold, Bronze, Expanded Bronze metal tiers.
What is Blue Cross and Blue Shield of Louisiana's average premium?
Blue Cross and Blue Shield of Louisiana's average monthly premium is $767 for a 27-year-old. This is $127 above the national marketplace average of $640/mo.
What plan types does Blue Cross and Blue Shield of Louisiana offer?
Blue Cross and Blue Shield of Louisiana offers PPO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Blue Cross and Blue Shield of Louisiana sell ACA plans?
Blue Cross and Blue Shield of Louisiana sells ACA marketplace plans in 1 state, covering 64 counties. The largest presence is in LA with 512 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Blue Cross and Blue Shield of Louisiana or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial