Molina Healthcare

ACA marketplace issuer - 2 plans across 82 counties

1
State
82
Counties
2
Plans
$764
Avg Premium (Age 27)
The short answer

Molina Healthcare is a single-state ACA marketplace issuer offering 2 plans across 1 state and 82 counties. Its average age-27 premium of $764/mo runs $124 above the national marketplace average of $640/mo.

vs Market Average

Molina Healthcare's average premium of $764/mo is $124 above the national market average of $640/mo.

Molina Healthcare at a Glance

Molina Healthcare is an ACA marketplace issuer offering 2 plans across 1 state and 82 counties. Its average age-27 premium is $764/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include HMO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Molina Healthcare's average premium runs about $124 higher. This gap can reflect richer provider networks, broader geographic reach into higher-cost markets, or enrollment that skews toward Silver and Gold tiers rather than Bronze.

The largest single-state presence is MS with 164 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Molina Healthcare. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

HMO

Metal Levels Offered

Gold Silver

Molina Healthcare average premium by metal level

The premium ladder across Molina Healthcare's 2 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Molina Healthcare: average premium by metal level

Silver$669/moGold$860/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

Health Insurance Guides

Choosing a Metal Level
Bronze vs Silver vs Gold vs Platinum, which tier fits your needs and budget
Understanding ACA Subsidies
How premium tax credits work and how to estimate your subsidy amount

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Estimate Your Subsidy
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Frequently Asked Questions

How many plans does Molina Healthcare offer on the ACA marketplace? ▼
Molina Healthcare offers 2 ACA marketplace plans across 1 state and 82 counties. Plans are available in Gold, Silver metal tiers.
What is Molina Healthcare's average premium? ▼
Molina Healthcare's average monthly premium is $764 for a 27-year-old. This is $124 above the national marketplace average of $640/mo.
What plan types does Molina Healthcare offer? ▼
Molina Healthcare offers HMO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Molina Healthcare sell ACA plans? ▼
Molina Healthcare sells ACA marketplace plans in 1 state, covering 82 counties. The largest presence is in MS with 164 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Molina Healthcare or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Read our methodology - how this data is sourced, computed, and verified.

Related

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Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial