Blue Cross and Blue Shield of NC
ACA marketplace issuer - 117 plans across 100 counties
Blue Cross and Blue Shield of NC is a single-state ACA marketplace issuer offering 117 plans across 1 state and 100 counties. Its average age-27 premium of $612/mo runs $28 below the national marketplace average of $640/mo.
vs Market Average
Blue Cross and Blue Shield of NC's average premium of $612/mo is $28 below the national market average of $640/mo.
Blue Cross and Blue Shield of NC at a Glance
Blue Cross and Blue Shield of NC is an ACA marketplace issuer offering 117 plans across 1 state and 100 counties. Its average age-27 premium is $612/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include EPO, PPO, POS, HMO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.
Compared with the national marketplace average of $640/mo, Blue Cross and Blue Shield of NC's average premium lands about $28 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.
The largest single-state presence is NC with 2,034 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Blue Cross and Blue Shield of NC. This page is informational only and is not insurance, medical, or financial advice.
Plan Types
Metal Levels Offered
Blue Cross and Blue Shield of NC average premium by metal level
The premium ladder across Blue Cross and Blue Shield of NC's 117 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.
Blue Cross and Blue Shield of NC: average premium by metal level
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Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Blue Cross and Blue Shield of NC or any insurance company. Premiums shown are base rates and may not reflect your actual cost.
Read our methodology - how this data is sourced, computed, and verified.