Blue Cross Blue Shield of Arizona

ACA marketplace issuer - 115 plans across 15 counties

1
State
15
Counties
115
Plans
$709
Avg Premium (Age 27)
The short answer

Blue Cross Blue Shield of Arizona is a single-state ACA marketplace issuer offering 115 plans across 1 state and 15 counties. Its average age-27 premium of $709/mo runs $69 above the national marketplace average of $640/mo.

vs Market Average

Blue Cross Blue Shield of Arizona's average premium of $709/mo is $69 above the national market average of $640/mo.

Blue Cross Blue Shield of Arizona at a Glance

Blue Cross Blue Shield of Arizona is an ACA marketplace issuer offering 115 plans across 1 state and 15 counties. Its average age-27 premium is $709/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include HMO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Blue Cross Blue Shield of Arizona's average premium runs about $69 higher. This gap can reflect richer provider networks, broader geographic reach into higher-cost markets, or enrollment that skews toward Silver and Gold tiers rather than Bronze.

The largest single-state presence is AZ with 142 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Blue Cross Blue Shield of Arizona. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

HMO

Metal Levels Offered

Gold Silver Expanded Bronze

Blue Cross Blue Shield of Arizona average premium by metal level

The premium ladder across Blue Cross Blue Shield of Arizona's 115 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Blue Cross Blue Shield of Arizona: average premium by metal level

Expanded Bronze$581/moSilver$685/moGold$866/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

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Frequently Asked Questions

How many plans does Blue Cross Blue Shield of Arizona offer on the ACA marketplace?
Blue Cross Blue Shield of Arizona offers 115 ACA marketplace plans across 1 state and 15 counties. Plans are available in Gold, Silver, Expanded Bronze metal tiers.
What is Blue Cross Blue Shield of Arizona's average premium?
Blue Cross Blue Shield of Arizona's average monthly premium is $709 for a 27-year-old. This is $69 above the national marketplace average of $640/mo.
What plan types does Blue Cross Blue Shield of Arizona offer?
Blue Cross Blue Shield of Arizona offers HMO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Blue Cross Blue Shield of Arizona sell ACA plans?
Blue Cross Blue Shield of Arizona sells ACA marketplace plans in 1 state, covering 15 counties. The largest presence is in AZ with 142 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Blue Cross Blue Shield of Arizona or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial