BlueCross BlueShield of Tennessee

ACA marketplace issuer - 96 plans across 95 counties

1
State
95
Counties
96
Plans
$584
Avg Premium (Age 27)
The short answer

BlueCross BlueShield of Tennessee is a single-state ACA marketplace issuer offering 96 plans across 1 state and 95 counties. Its average age-27 premium of $584/mo runs $56 below the national marketplace average of $640/mo.

vs Market Average

BlueCross BlueShield of Tennessee's average premium of $584/mo is $56 below the national market average of $640/mo.

BlueCross BlueShield of Tennessee at a Glance

BlueCross BlueShield of Tennessee is an ACA marketplace issuer offering 96 plans across 1 state and 95 counties. Its average age-27 premium is $584/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include EPO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, BlueCross BlueShield of Tennessee's average premium lands about $56 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is TN with 1,140 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with BlueCross BlueShield of Tennessee. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

EPO

Metal Levels Offered

Gold Expanded Bronze Silver Bronze

BlueCross BlueShield of Tennessee average premium by metal level

The premium ladder across BlueCross BlueShield of Tennessee's 96 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

BlueCross BlueShield of Tennessee: average premium by metal level

Bronze$442/moExpanded Bronze$510/moSilver$642/moGold$690/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

Health Insurance Guides

Choosing a Metal Level
Bronze vs Silver vs Gold vs Platinum, which tier fits your needs and budget
Understanding ACA Subsidies
How premium tax credits work and how to estimate your subsidy amount

Explore More ACA Data

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Frequently Asked Questions

How many plans does BlueCross BlueShield of Tennessee offer on the ACA marketplace? ▼
BlueCross BlueShield of Tennessee offers 96 ACA marketplace plans across 1 state and 95 counties. Plans are available in Gold, Expanded Bronze, Silver, Bronze metal tiers.
What is BlueCross BlueShield of Tennessee's average premium? ▼
BlueCross BlueShield of Tennessee's average monthly premium is $584 for a 27-year-old. This is $56 below the national marketplace average of $640/mo.
What plan types does BlueCross BlueShield of Tennessee offer? ▼
BlueCross BlueShield of Tennessee offers EPO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does BlueCross BlueShield of Tennessee sell ACA plans? ▼
BlueCross BlueShield of Tennessee sells ACA marketplace plans in 1 state, covering 95 counties. The largest presence is in TN with 1,140 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with BlueCross BlueShield of Tennessee or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Read our methodology - how this data is sourced, computed, and verified.

Related

Browse all issuers → | Rankings →
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial