Health Advantage

ACA marketplace issuer - 8 plans across 75 counties

1
State
75
Counties
8
Plans
$582
Avg Premium (Age 27)
The short answer

Health Advantage is a single-state ACA marketplace issuer offering 8 plans across 1 state and 75 counties. Its average age-27 premium of $582/mo runs $58 below the national marketplace average of $640/mo.

vs Market Average

Health Advantage's average premium of $582/mo is $58 below the national market average of $640/mo.

Health Advantage at a Glance

Health Advantage is an ACA marketplace issuer offering 8 plans across 1 state and 75 counties. Its average age-27 premium is $582/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include POS, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Health Advantage's average premium lands about $58 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is AR with 600 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Health Advantage. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

POS

Metal Levels Offered

Silver Gold Expanded Bronze Platinum

Health Advantage average premium by metal level

The premium ladder across Health Advantage's 8 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Health Advantage: average premium by metal level

Expanded Bronze$385/moSilver$653/moGold$574/moPlatinum$716/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

Health Insurance Guides

Choosing a Metal Level
Bronze vs Silver vs Gold vs Platinum, which tier fits your needs and budget
Understanding ACA Subsidies
How premium tax credits work and how to estimate your subsidy amount

Explore More ACA Data

All Issuers
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Where consumers have the most plan competition
Estimate Your Subsidy
Premium tax credit calculator for your household and county

Frequently Asked Questions

How many plans does Health Advantage offer on the ACA marketplace? ▼
Health Advantage offers 8 ACA marketplace plans across 1 state and 75 counties. Plans are available in Silver, Gold, Expanded Bronze, Platinum metal tiers.
What is Health Advantage's average premium? ▼
Health Advantage's average monthly premium is $582 for a 27-year-old. This is $58 below the national marketplace average of $640/mo.
What plan types does Health Advantage offer? ▼
Health Advantage offers POS plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Health Advantage sell ACA plans? ▼
Health Advantage sells ACA marketplace plans in 1 state, covering 75 counties. The largest presence is in AR with 600 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Health Advantage or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Read our methodology - how this data is sourced, computed, and verified.

Related

Browse all issuers → | Rankings →
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial