Moda Health Plan, Inc.

ACA marketplace issuer - 7 plans across 13 counties

1
State
13
Counties
7
Plans
$709
Avg Premium (Age 27)
The short answer

Moda Health Plan, Inc. is a single-state ACA marketplace issuer offering 7 plans across 1 state and 13 counties. Its average age-27 premium of $709/mo runs $69 above the national marketplace average of $640/mo.

vs Market Average

Moda Health Plan, Inc.'s average premium of $709/mo is $69 above the national market average of $640/mo.

Moda Health Plan, Inc. at a Glance

Moda Health Plan, Inc. is an ACA marketplace issuer offering 7 plans across 1 state and 13 counties. Its average age-27 premium is $709/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include PPO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Moda Health Plan, Inc.'s average premium runs about $69 higher. This gap can reflect richer provider networks, broader geographic reach into higher-cost markets, or enrollment that skews toward Silver and Gold tiers rather than Bronze.

The largest single-state presence is AK with 91 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Moda Health Plan, Inc.. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

PPO

Metal Levels Offered

Gold Silver Expanded Bronze

Moda Health Plan, Inc. average premium by metal level

The premium ladder across Moda Health Plan, Inc.'s 7 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Moda Health Plan, Inc.: average premium by metal level

Expanded Bronze$565/moSilver$866/moGold$768/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

Health Insurance Guides

Choosing a Metal Level
Bronze vs Silver vs Gold vs Platinum, which tier fits your needs and budget
Understanding ACA Subsidies
How premium tax credits work and how to estimate your subsidy amount

Explore More ACA Data

All Issuers
Compare every ACA marketplace issuer by plans, states, and average premium
States with the Most Issuers
Where consumers have the most plan competition
Estimate Your Subsidy
Premium tax credit calculator for your household and county

Frequently Asked Questions

How many plans does Moda Health Plan, Inc. offer on the ACA marketplace? ▼
Moda Health Plan, Inc. offers 7 ACA marketplace plans across 1 state and 13 counties. Plans are available in Gold, Silver, Expanded Bronze metal tiers.
What is Moda Health Plan, Inc.'s average premium? ▼
Moda Health Plan, Inc.'s average monthly premium is $709 for a 27-year-old. This is $69 above the national marketplace average of $640/mo.
What plan types does Moda Health Plan, Inc. offer? ▼
Moda Health Plan, Inc. offers PPO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Moda Health Plan, Inc. sell ACA plans? ▼
Moda Health Plan, Inc. sells ACA marketplace plans in 1 state, covering 13 counties. The largest presence is in AK with 91 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Moda Health Plan, Inc. or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Read our methodology - how this data is sourced, computed, and verified.

Related

Browse all issuers → | Rankings →
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial