Molina Healthcare

ACA marketplace issuer - 22 plans across 20 counties

1
State
20
Counties
22
Plans
$608
Avg Premium (Age 27)
The short answer

Molina Healthcare is a single-state ACA marketplace issuer offering 22 plans across 1 state and 20 counties. Its average age-27 premium of $608/mo runs $32 below the national marketplace average of $640/mo.

vs Market Average

Molina Healthcare's average premium of $608/mo is $32 below the national market average of $640/mo.

Molina Healthcare at a Glance

Molina Healthcare is an ACA marketplace issuer offering 22 plans across 1 state and 20 counties. Its average age-27 premium is $608/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include HMO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Molina Healthcare's average premium lands about $32 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is FL with 384 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Molina Healthcare. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

HMO

Metal Levels Offered

Gold Silver Expanded Bronze

Molina Healthcare average premium by metal level

The premium ladder across Molina Healthcare's 22 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Molina Healthcare: average premium by metal level

Expanded Bronze$528/moSilver$633/moGold$669/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

Health Insurance Guides

Choosing a Metal Level
Bronze vs Silver vs Gold vs Platinum, which tier fits your needs and budget
Understanding ACA Subsidies
How premium tax credits work and how to estimate your subsidy amount

Explore More ACA Data

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Estimate Your Subsidy
Premium tax credit calculator for your household and county

Frequently Asked Questions

How many plans does Molina Healthcare offer on the ACA marketplace? ▼
Molina Healthcare offers 22 ACA marketplace plans across 1 state and 20 counties. Plans are available in Gold, Silver, Expanded Bronze metal tiers.
What is Molina Healthcare's average premium? ▼
Molina Healthcare's average monthly premium is $608 for a 27-year-old. This is $32 below the national marketplace average of $640/mo.
What plan types does Molina Healthcare offer? ▼
Molina Healthcare offers HMO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Molina Healthcare sell ACA plans? ▼
Molina Healthcare sells ACA marketplace plans in 1 state, covering 20 counties. The largest presence is in FL with 384 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Molina Healthcare or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Read our methodology - how this data is sourced, computed, and verified.

Related

Browse all issuers → | Rankings →
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial