Florida Blue (BlueCross BlueShield FL)

ACA marketplace issuer - 33 plans across 67 counties

1
State
67
Counties
33
Plans
$995
Avg Premium (Age 27)
The short answer

Florida Blue (BlueCross BlueShield FL) is a single-state ACA marketplace issuer offering 33 plans across 1 state and 67 counties. Its average age-27 premium of $995/mo runs $355 above the national marketplace average of $640/mo.

vs Market Average

Florida Blue (BlueCross BlueShield FL)'s average premium of $995/mo is $355 above the national market average of $640/mo.

Florida Blue (BlueCross BlueShield FL) at a Glance

Florida Blue (BlueCross BlueShield FL) is an ACA marketplace issuer offering 33 plans across 1 state and 67 counties. Its average age-27 premium is $995/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include PPO, EPO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Florida Blue (BlueCross BlueShield FL)'s average premium runs about $355 higher. This gap can reflect richer provider networks, broader geographic reach into higher-cost markets, or enrollment that skews toward Silver and Gold tiers rather than Bronze.

The largest single-state presence is FL with 1,717 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Florida Blue (BlueCross BlueShield FL). This page is informational only and is not insurance, medical, or financial advice.

Plan Types

PPOEPO

Metal Levels Offered

Silver Expanded Bronze Platinum Bronze Gold

Florida Blue (BlueCross BlueShield FL) average premium by metal level

The premium ladder across Florida Blue (BlueCross BlueShield FL)'s 33 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Florida Blue (BlueCross BlueShield FL): average premium by metal level

Bronze$664/moExpanded Bronze$690/moSilver$994/moGold$1,089/moPlatinum$1,486/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

Health Insurance Guides

Choosing a Metal Level
Bronze vs Silver vs Gold vs Platinum, which tier fits your needs and budget
Understanding ACA Subsidies
How premium tax credits work and how to estimate your subsidy amount

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Frequently Asked Questions

How many plans does Florida Blue (BlueCross BlueShield FL) offer on the ACA marketplace? ▼
Florida Blue (BlueCross BlueShield FL) offers 33 ACA marketplace plans across 1 state and 67 counties. Plans are available in Silver, Expanded Bronze, Platinum, Bronze, Gold metal tiers.
What is Florida Blue (BlueCross BlueShield FL)'s average premium? ▼
Florida Blue (BlueCross BlueShield FL)'s average monthly premium is $995 for a 27-year-old. This is $355 above the national marketplace average of $640/mo.
What plan types does Florida Blue (BlueCross BlueShield FL) offer? ▼
Florida Blue (BlueCross BlueShield FL) offers PPO, EPO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Florida Blue (BlueCross BlueShield FL) sell ACA plans? ▼
Florida Blue (BlueCross BlueShield FL) sells ACA marketplace plans in 1 state, covering 67 counties. The largest presence is in FL with 1,717 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Florida Blue (BlueCross BlueShield FL) or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Read our methodology - how this data is sourced, computed, and verified.

Related

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Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial