Ambetter of North Carolina

ACA marketplace issuer - 29 plans across 63 counties

1
State
63
Counties
29
Plans
$506
Avg Premium (Age 27)
The short answer

Ambetter of North Carolina is a single-state ACA marketplace issuer offering 29 plans across 1 state and 63 counties. Its average age-27 premium of $506/mo runs $134 below the national marketplace average of $640/mo.

vs Market Average

Ambetter of North Carolina's average premium of $506/mo is $134 below the national market average of $640/mo.

Ambetter of North Carolina at a Glance

Ambetter of North Carolina is an ACA marketplace issuer offering 29 plans across 1 state and 63 counties. Its average age-27 premium is $506/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include HMO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Ambetter of North Carolina's average premium lands about $134 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is NC with 929 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Ambetter of North Carolina. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

HMO

Metal Levels Offered

Gold Silver Expanded Bronze

Ambetter of North Carolina average premium by metal level

The premium ladder across Ambetter of North Carolina's 29 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Ambetter of North Carolina: average premium by metal level

Expanded Bronze$437/moSilver$543/moGold$567/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

Health Insurance Guides

Choosing a Metal Level
Bronze vs Silver vs Gold vs Platinum, which tier fits your needs and budget
Understanding ACA Subsidies
How premium tax credits work and how to estimate your subsidy amount

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Frequently Asked Questions

How many plans does Ambetter of North Carolina offer on the ACA marketplace? ▼
Ambetter of North Carolina offers 29 ACA marketplace plans across 1 state and 63 counties. Plans are available in Gold, Silver, Expanded Bronze metal tiers.
What is Ambetter of North Carolina's average premium? ▼
Ambetter of North Carolina's average monthly premium is $506 for a 27-year-old. This is $134 below the national marketplace average of $640/mo.
What plan types does Ambetter of North Carolina offer? ▼
Ambetter of North Carolina offers HMO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Ambetter of North Carolina sell ACA plans? ▼
Ambetter of North Carolina sells ACA marketplace plans in 1 state, covering 63 counties. The largest presence is in NC with 929 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Ambetter of North Carolina or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Read our methodology - how this data is sourced, computed, and verified.

Related

Browse all issuers → | Rankings →
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial