McLaren Health Plan Community

ACA marketplace issuer - 9 plans across 60 counties

1
State
60
Counties
9
Plans
$506
Avg Premium (Age 27)
The short answer

McLaren Health Plan Community is a single-state ACA marketplace issuer offering 9 plans across 1 state and 60 counties. Its average age-27 premium of $506/mo runs $134 below the national marketplace average of $640/mo.

vs Market Average

McLaren Health Plan Community's average premium of $506/mo is $134 below the national market average of $640/mo.

McLaren Health Plan Community at a Glance

McLaren Health Plan Community is an ACA marketplace issuer offering 9 plans across 1 state and 60 counties. Its average age-27 premium is $506/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include HMO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, McLaren Health Plan Community's average premium lands about $134 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is MI with 540 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with McLaren Health Plan Community. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

HMO

Metal Levels Offered

Catastrophic Silver Gold Bronze Expanded Bronze

McLaren Health Plan Community average premium by metal level

The premium ladder across McLaren Health Plan Community's 9 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

McLaren Health Plan Community: average premium by metal level

Catastrophic$352/moBronze$389/moExpanded Bronze$422/moSilver$589/moGold$600/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

Health Insurance Guides

Choosing a Metal Level
Bronze vs Silver vs Gold vs Platinum, which tier fits your needs and budget
Understanding ACA Subsidies
How premium tax credits work and how to estimate your subsidy amount

Explore More ACA Data

All Issuers
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Estimate Your Subsidy
Premium tax credit calculator for your household and county

Frequently Asked Questions

How many plans does McLaren Health Plan Community offer on the ACA marketplace? ▼
McLaren Health Plan Community offers 9 ACA marketplace plans across 1 state and 60 counties. Plans are available in Catastrophic, Silver, Gold, Bronze, Expanded Bronze metal tiers.
What is McLaren Health Plan Community's average premium? ▼
McLaren Health Plan Community's average monthly premium is $506 for a 27-year-old. This is $134 below the national marketplace average of $640/mo.
What plan types does McLaren Health Plan Community offer? ▼
McLaren Health Plan Community offers HMO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does McLaren Health Plan Community sell ACA plans? ▼
McLaren Health Plan Community sells ACA marketplace plans in 1 state, covering 60 counties. The largest presence is in MI with 540 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with McLaren Health Plan Community or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Read our methodology - how this data is sourced, computed, and verified.

Related

Browse all issuers → | Rankings →
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial