ACA plans available
215
Plan year 2026
2026 data Public-data reference. official source
Seminole, Florida Health Insurance
Open-data reference.
215 ACA plans from 12 issuers — Plan year 2026
Seminole, Florida offers 215 ACA marketplace plans from 12 issuers for plan year 2026. Bronze plans start at $442/mo and Silver plans start at $568/mo (age 27, before subsidies). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.
$726
Avg Silver Premium/mo
$573
Benchmark Premium/mo
+45.9%
Year-over-Year Change
$4,887
Avg Deductible
What the Numbers Say About Seminole
Seminole, Florida has 215 ACA marketplace plans offered by 12 issuers for plan year 2026. The average Silver-tier premium comes in at $726/mo for a 27-year-old non-tobacco user, with the lowest Silver at $568 and the highest at $1,540. Bronze plans start at $442/mo — useful for healthy enrollees who want catastrophic protection with the lowest monthly outlay.
The benchmark (second-lowest Silver) premium is $573/mo, the figure used to calculate your Advance Premium Tax Credit (the federal subsidy). Enrollees whose expected income-based contribution falls below this amount receive a subsidy for the difference. Across all plans, the average annual deductible is $4,887 and the average out-of-pocket maximum is $8,775 — numbers that matter more than the sticker premium once you actually use care. Year-over-year, average premiums in Seminole shifted by +45.9%, a signal of how local issuer pricing and risk-pool dynamics are trending.
Issuer count is one of the strongest predictors of affordability: with 12 issuers active in Seminole, consumers have meaningful competition to pressure premiums lower. This page is informational only and is not insurance, medical, or tax advice — verify your eligibility, network coverage, and final pricing at HealthCare.gov before enrolling. Source: CMS Marketplace PUF, plan year 2026.
Premiums by Metal Level
Bronze
7 plans$607/mo avg
$442 — $881
Silver
76 plans$726/mo avg
$568 — $1,540
Gold
53 plans$803/mo avg
$518 — $1,575
Platinum
13 plans$1,427/mo avg
$987 — $2,132
Catastrophic plan available: avg $456/mo (1 plan) — only for individuals under 30 or with a hardship exemption.
Benchmark Premium & Subsidies
The benchmark premium (2nd-lowest Silver plan) in Seminole is $573/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference. The higher the benchmark, the larger the potential subsidy.
Issuers in market
12
Competitive market
Benchmark Silver
$573 /mo
Sets your subsidy ceiling
Avg deductible
$4,887
Across all metal tiers
Seminole ACA plans by premium and deductible
Each marker is the Seminole average for one metal tier — monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.
Source: CMS Marketplace Public Use Files for Seminole, plan year 2026. Each point is the county average for one metal tier (premium age 27 vs average annual deductible).
Issuers in Seminole
| Issuer | Plans | Avg Premium (Age 27) |
|---|---|---|
| Florida Blue HMO (a BlueCross BlueShield FL company) | 35 | $784/mo |
| Florida Blue (BlueCross BlueShield FL) | 33 | $1,137/mo |
| Florida Health Care Plans | 23 | $665/mo |
| Oscar Health Maintenance Organization of Florida | 19 | $527/mo |
| Ambetter Health | 19 | $677/mo |
| Molina Healthcare | 19 | $618/mo |
| UnitedHealthcare | 17 | $672/mo |
| AvMed | 14 | $722/mo |
| Wellpoint | 13 | $595/mo |
| Cigna Healthcare | 8 | $685/mo |
| AmeriHealth Caritas Next | 8 | $555/mo |
| Ambetter Health | 7 | $708/mo |
All Plans in Seminole
| Plan Name | Metal | Type | Premium (27) | Premium (40) | Deductible | OOP Max |
|---|---|---|---|---|---|---|
| Wellpoint Essential Catastrophic (+ Incentives) Wellpoint | Catastrophic | HMO | $456.09 | $556.19 | $10,600 | $10,600 |
| AmeriHealth Caritas Next Bronze Essential + No Referrals AmeriHealth Caritas Next | Bronze | HMO | $442.13 | $539.16 | $10,600 | $10,600 |
| myBlue Bronze 26M01-23 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Bronze | HMO | $461.56 | $562.86 | $10,125 | $10,150 |
| UHC Bronze Essential- ($0 Virtual Urgent Care) UnitedHealthcare | Bronze | HMO | $513.31 | $625.96 | $10,600 | $10,600 |
| UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare | Bronze | HMO | $513.37 | $626.04 | $10,600 | $10,600 |
| BlueSelect Bronze 24L01-01 (Rewards) Florida Blue (BlueCross BlueShield FL) | Bronze | EPO | $663.18 | $808.73 | $6,150 | $10,150 |
| BlueCare Bronze 24K02-18 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Bronze | POS | $771.53 | $940.85 | $6,150 | $10,150 |
| BlueOptions Bronze 24J01-06 (Rewards) Florida Blue (BlueCross BlueShield FL) | Bronze | PPO | $881.37 | $1,074.80 | $6,150 | $10,150 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida | Expanded Bronze | HMO | $416.51 | $507.92 | $9,000 | $10,600 |
| Bronze Classic Standard | with AdventHealth Oscar Health Maintenance Organization of Florida | Expanded Bronze | HMO | $439.25 | $535.65 | $7,500 | $10,000 |
| Gym Access IND Bronze HMO 1340 Florida Health Care Plans | Expanded Bronze | HMO | $443.92 | $541.35 | $10,150 | $10,150 |
| AmeriHealth Caritas Next Bronze Signature + No Referrals AmeriHealth Caritas Next | Expanded Bronze | HMO | $444.56 | $542.12 | $7,500 | $10,000 |
| AmeriHealth Caritas Next Bronze Premier + No Referrals AmeriHealth Caritas Next | Expanded Bronze | HMO | $444.56 | $542.12 | $3,850 | $10,600 |
| Bronze Classic 4700 | with AdventHealth Oscar Health Maintenance Organization of Florida | Expanded Bronze | HMO | $450.33 | $549.16 | $4,700 | $9,200 |
| Bronze Classic Standard Oscar Health Maintenance Organization of Florida | Expanded Bronze | HMO | $460.58 | $561.66 | $7,500 | $10,000 |
| Bronze Simple Diabetes Oscar Health Maintenance Organization of Florida | Expanded Bronze | HMO | $466.32 | $568.67 | $5,500 | $10,150 |
| Bronze Simple Chronic Care CKM Oscar Health Maintenance Organization of Florida | Expanded Bronze | HMO | $472.05 | $575.65 | $5,500 | $10,150 |
| Bronze Elite + PCP Saver Plus | with AdventHealth Oscar Health Maintenance Organization of Florida | Expanded Bronze | HMO | $477.65 | $582.47 | $0 | $10,600 |
| Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Expanded Bronze | HMO | $483.71 | $589.87 | $6,000 | $10,600 |
| Gym Access IND Bronze HMO OA Standard 2450 Florida Health Care Plans | Expanded Bronze | HMO | $485.67 | $592.26 | $7,500 | $10,000 |
| Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Expanded Bronze | HMO | $491.17 | $598.96 | $5,500 | $10,600 |
| Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint | Expanded Bronze | HMO | $495.39 | $604.11 | $7,500 | $10,000 |
| Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Expanded Bronze | HMO | $500.25 | $610.04 | $5,500 | $10,600 |
| Molina Bronze Standard Molina Healthcare | Expanded Bronze | HMO | $500.32 | $610.12 | $7,500 | $10,000 |
| Gym Access IND Bronze Standardized HMO Florida Health Care Plans | Expanded Bronze | HMO | $504.52 | $615.24 | $7,150 | $10,150 |
| Molina Bronze Enhanced 3500 Molina Healthcare | Expanded Bronze | HMO | $512.60 | $625.09 | $3,500 | $9,950 |
| Molina Bronze Enhanced 3500 Pluswith Adult Vision Molina Healthcare | Expanded Bronze | HMO | $516.17 | $629.45 | $3,500 | $9,950 |
| AvMed Entrust Expanded Bronze Standard (2026) AvMed | Expanded Bronze | HMO | $521.99 | $636.54 | $7,500 | $10,000 |
| myBlue Bronze 2219 ($75 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | HMO | $525.82 | $641.22 | $2,625 | $10,150 |
| myBlue Bronze 2312S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | HMO | $526.59 | $642.16 | $7,500 | $10,000 |
| Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision Molina Healthcare | Expanded Bronze | HMO | $528.76 | $644.81 | $3,500 | $9,950 |
| AvMed Entrust Bronze 650 (2026) AvMed | Expanded Bronze | HMO | $529.47 | $645.67 | $10,150 | $10,150 |
| Everyday Bronze Ambetter Health | Expanded Bronze | HMO | $530.07 | $646.41 | $8,450 | $10,150 |
| Standard Expanded Bronze Ambetter Health | Expanded Bronze | HMO | $531.70 | $648.39 | $7,500 | $10,000 |
| myBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | HMO | $532.48 | $649.34 | $6,000 | $10,150 |
| AvMed Entrust Bronze 600 (2026) AvMed | Expanded Bronze | HMO | $537.46 | $655.41 | $6,500 | $9,500 |
| UHC Bronze Standard UnitedHealthcare | Expanded Bronze | HMO | $537.85 | $655.89 | $7,500 | $10,000 |
| Connect Bronze Orlando CMS Standard Cigna Healthcare | Expanded Bronze | EPO | $537.88 | $655.92 | $7,500 | $10,000 |
| Connect Bronze Orlando 6000 Indiv Med Deductible Cigna Healthcare | Expanded Bronze | EPO | $538.68 | $656.90 | $6,000 | $10,150 |
| Everyday Bronze + Vision + Adult Dental Ambetter Health | Expanded Bronze | HMO | $544.41 | $663.89 | $8,450 | $10,150 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter Health | Expanded Bronze | HMO | $546.08 | $665.93 | $7,500 | $10,000 |
| Gym Access IND Bronze HMO OA 1211 Florida Health Care Plans | Expanded Bronze | HMO | $546.93 | $666.96 | $0 | $10,150 |
| Connect Bronze Orlando 3000 Indiv Med Deductible Cigna Healthcare | Expanded Bronze | EPO | $547.76 | $667.97 | $3,000 | $9,750 |
| UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare | Expanded Bronze | HMO | $556.78 | $678.98 | $7,500 | $10,000 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare | Expanded Bronze | HMO | $557.25 | $679.55 | $0 | $10,600 |
| Gym Access IND Bronze POS OA Standard 2450 Florida Health Care Plans | Expanded Bronze | POS | $558.53 | $681.11 | $7,500 | $10,000 |
| Standard Expanded Bronze VALUE Ambetter Health | Expanded Bronze | HMO | $560.33 | $683.30 | $7,500 | $10,000 |
| Molina Bronze Premier with $0 Medical Deductible Molina Healthcare | Expanded Bronze | HMO | $560.63 | $683.67 | $0 | $10,350 |
| Molina Bronze Premier with $0 Medical Deductible Pluswith Adult Vision Molina Healthcare | Expanded Bronze | HMO | $564.22 | $688.05 | $0 | $10,350 |
| myBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | HMO | $568.61 | $693.40 | $0 | $10,150 |
| myBlue Bronze 2129V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | HMO | $572.13 | $697.70 | $0 | $10,150 |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare | Expanded Bronze | HMO | $576.19 | $702.64 | $0 | $10,600 |
| Molina Bronze Premier with $0 Medical Deductible Plus with Adult Dental and Vision Molina Healthcare | Expanded Bronze | HMO | $576.78 | $703.36 | $0 | $10,350 |
| myBlue Bronze 2129E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | HMO | $579.36 | $706.50 | $0 | $10,150 |
| Gym Access IND Bronze POS 1042 Florida Health Care Plans | Expanded Bronze | POS | $580.29 | $707.64 | $5,500 | $10,150 |
| Gym Access IND Bronze POS BC 3841 Florida Health Care Plans | Expanded Bronze | POS | $586.59 | $715.32 | $6,000 | $10,000 |
| Elite Bronze Ambetter Health | Expanded Bronze | HMO | $605.47 | $738.35 | $0 | $10,500 |
| Elite Bronze + Vision + Adult Dental Ambetter Health | Expanded Bronze | HMO | $621.85 | $758.32 | $0 | $10,500 |
| Gym Access IND Bronze POS OA 1211 Florida Health Care Plans | Expanded Bronze | POS | $628.97 | $767.00 | $0 | $10,150 |
| Elite VALUE Bronze Ambetter Health | Expanded Bronze | HMO | $638.07 | $778.11 | $0 | $10,500 |
| BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | EPO | $688.21 | $839.25 | $7,500 | $10,000 |
| BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | EPO | $694.10 | $846.43 | $6,650 | $7,400 |
| BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | EPO | $699.01 | $852.41 | $6,500 | $10,000 |
| BlueSelect Bronze 2139 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | EPO | $728.95 | $888.93 | $0 | $9,900 |
| BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | EPO | $732.81 | $893.64 | $0 | $9,900 |
| BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | EPO | $740.54 | $903.06 | $0 | $9,900 |
| BlueCare Bronze 24K02-26S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | POS | $814.85 | $993.68 | $7,500 | $10,000 |
| BlueCare Bronze 24K02-17 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | POS | $833.37 | $1,016.27 | $6,500 | $10,000 |
| BlueCare Bronze 24K02-23 ($50 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | POS | $880.84 | $1,074.16 | $0 | $9,900 |
| BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | PPO | $914.50 | $1,115.20 | $7,500 | $10,000 |
| BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | PPO | $922.59 | $1,125.06 | $6,650 | $7,400 |
| BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | PPO | $929.24 | $1,133.18 | $6,500 | $10,000 |
| BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | PPO | $970.61 | $1,183.62 | $0 | $9,900 |
| Silver Simple PCP Saver | with AdventHealth Oscar Health Maintenance Organization of Florida | Silver | HMO | $568.16 | $692.85 | $5,000 | $9,250 |
| Silver Classic Standard | with AdventHealth Oscar Health Maintenance Organization of Florida | Silver | HMO | $573.24 | $699.04 | $6,000 | $8,900 |
| AmeriHealth Caritas Next Silver Essential + No Referrals AmeriHealth Caritas Next | Silver | HMO | $573.46 | $699.32 | $6,100 | $9,000 |
| Silver Simple Diabetes | with AdventHealth Oscar Health Maintenance Organization of Florida | Silver | HMO | $573.56 | $699.43 | $6,500 | $10,000 |
| Silver Simple Chronic Care CKM | with AdventHealth Oscar Health Maintenance Organization of Florida | Silver | HMO | $574.68 | $700.80 | $5,900 | $10,150 |
| Silver Elite | with AdventHealth Oscar Health Maintenance Organization of Florida | Silver | HMO | $580.01 | $707.31 | $5,000 | $9,850 |
| AmeriHealth Caritas Next Silver Signature + No Referrals AmeriHealth Caritas Next | Silver | HMO | $596.29 | $727.15 | $6,000 | $8,900 |
| myBlue Silver 26M03-02 ($0 Primary Care Visits with Select Providers / $5 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $596.84 | $727.82 | $9,500 | $10,025 |
| myBlue Silver 26M03-02V ($0 Primary Care Visits with Select Providers / $5 Labs / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $600.49 | $732.28 | $9,500 | $10,025 |
| Silver Classic Standard Oscar Health Maintenance Organization of Florida | Silver | HMO | $601.99 | $734.11 | $6,000 | $8,900 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida | Silver | HMO | $602.11 | $734.26 | $6,200 | $9,600 |
| Silver Simple Women's Health with Menopause Benefits Oscar Health Maintenance Organization of Florida | Silver | HMO | $602.93 | $735.25 | $6,000 | $10,150 |
| myBlue Silver 26M03-02E ($0 Primary Care Visits with Select Providers / $5 Labs / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $607.71 | $741.09 | $9,500 | $10,025 |
| myBlue Silver 25M03-01 ($0 Primary Care Visits with Select Providers / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $608.01 | $741.44 | $8,250 | $8,650 |
| myBlue Silver 25M03-01V ($0 Primary Care Visits with Select Providers / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $611.54 | $745.75 | $8,250 | $8,650 |
| myBlue Connected Care Silver 24M03-70 ($0 Primary Care Visits with Select Providers / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $614.64 | $749.53 | $6,375 | $8,825 |
| myBlue Silver 24M03-70V ($0 Primary Care Visits with Select Providers / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $618.15 | $753.82 | $6,375 | $8,825 |
| myBlue Silver 25M03-01E ($0 Primary Care Visits with Select Providers / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $618.76 | $754.56 | $8,250 | $8,650 |
| myBlue Silver 24M03-70E ($0 Primary Care Visits with Select Providers / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $625.40 | $762.66 | $6,375 | $8,825 |
| AmeriHealth Caritas Next Silver Premier + No Referrals AmeriHealth Caritas Next | Silver | HMO | $626.80 | $764.36 | $400 | $10,200 |
| Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Silver | HMO | $626.83 | $764.40 | $3,500 | $10,150 |
| Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Silver | HMO | $629.36 | $767.48 | $1,850 | $9,100 |
| Molina Silver Saver with Four Free PCP Visits Molina Healthcare | Silver | HMO | $633.27 | $772.25 | $7,000 | $10,150 |
| myBlue Silver 2237 ($60 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $635.05 | $774.42 | $3,150 | $8,675 |
| Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Silver | HMO | $636.04 | $775.63 | $3,500 | $10,150 |
| Molina Silver Core Molina Healthcare | Silver | HMO | $638.12 | $778.17 | $6,000 | $8,990 |
| myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $638.54 | $778.67 | $3,150 | $8,675 |
| Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint | Silver | HMO | $640.56 | $781.14 | $6,000 | $8,900 |
| Molina Silver Core Pluswith Adult Vision Molina Healthcare | Silver | HMO | $641.69 | $782.51 | $6,000 | $8,990 |
| Gym Access IND Silver HMO OA Standard 1440 Florida Health Care Plans | Silver | HMO | $643.77 | $785.05 | $6,000 | $8,900 |
| myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $645.78 | $787.50 | $3,150 | $8,675 |
| myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $646.06 | $787.85 | $6,000 | $8,900 |
| AvMed Entrust Silver Standard (2026) AvMed | Silver | HMO | $653.89 | $797.40 | $6,000 | $8,900 |
| Molina Silver Core Plus with Adult Dental and Vision Molina Healthcare | Silver | HMO | $654.24 | $797.83 | $6,000 | $8,990 |
| Gym Access IND Silver HMO BC 7741 Florida Health Care Plans | Silver | HMO | $656.65 | $800.76 | $3,500 | $8,900 |
| Molina Silver Standard Molina Healthcare | Silver | HMO | $659.87 | $804.68 | $6,000 | $8,900 |
| AvMed Entrust Silver 550 (2026) AvMed | Silver | HMO | $664.74 | $810.63 | $6,250 | $8,000 |
| Gym Access IND Silver HMO BC 0941 Florida Health Care Plans | Silver | HMO | $665.06 | $811.02 | $5,000 | $8,350 |
| AvMed Entrust Silver 550 Dental+Vision (2026) AvMed | Silver | HMO | $667.52 | $814.02 | $6,250 | $8,000 |
| Gym Access IND Silver HMO OA 1009 Florida Health Care Plans | Silver | HMO | $671.01 | $818.28 | $0 | $9,000 |
| Clarity Silver Ambetter Health | Silver | HMO | $673.14 | $820.88 | $8,000 | $8,400 |
| UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare | Silver | HMO | $679.36 | $828.45 | $4,500 | $9,900 |
| AvMed Entrust Silver 350 (2026) AvMed | Silver | HMO | $683.99 | $834.11 | $3,500 | $9,250 |
| AvMed Entrust Silver 350 Dental+Vision (2026) AvMed | Silver | HMO | $686.85 | $837.58 | $3,500 | $9,250 |
| UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare | Silver | HMO | $698.29 | $851.54 | $4,500 | $9,900 |
| Clarity VALUE Silver Ambetter Health | Silver | HMO | $709.40 | $865.08 | $8,000 | $8,400 |
| UHC Silver Standard- UnitedHealthcare | Silver | HMO | $713.62 | $870.23 | $6,000 | $8,900 |
| UHC Silver Standard UnitedHealthcare | Silver | HMO | $713.69 | $870.33 | $6,000 | $8,900 |
| Standard Silver Ambetter Health | Silver | HMO | $718.00 | $875.58 | $6,000 | $8,900 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare | Silver | HMO | $723.17 | $881.89 | $2,700 | $10,350 |
| Focused Silver Ambetter Health | Silver | HMO | $726.66 | $886.13 | $6,300 | $8,400 |
| UHC Silver Standard+ (Dental + Vision) UnitedHealthcare | Silver | HMO | $732.63 | $893.42 | $6,000 | $8,900 |
| Standard Silver + Vision + Adult Dental Ambetter Health | Silver | HMO | $737.42 | $899.26 | $6,000 | $8,900 |
| Enhanced Diabetes Care Silver with $0 Drug Options Ambetter Health | Silver | HMO | $738.69 | $900.80 | $5,000 | $8,650 |
| Gym Access IND Silver POS OA Standard 1440 Florida Health Care Plans | Silver | POS | $740.34 | $902.82 | $6,000 | $8,900 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare | Silver | HMO | $742.11 | $904.98 | $2,700 | $10,350 |
| Focused Silver + Vision + Adult Dental Ambetter Health | Silver | HMO | $746.32 | $910.11 | $6,300 | $8,400 |
| Gym Access IND Silver POS BC 7741 Florida Health Care Plans | Silver | POS | $755.14 | $920.86 | $3,500 | $8,900 |
| Standard Silver VALUE Ambetter Health | Silver | HMO | $756.67 | $922.73 | $6,000 | $8,900 |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter Health | Silver | HMO | $758.67 | $925.17 | $5,000 | $8,650 |
| Gym Access IND Silver POS BC 0941 Florida Health Care Plans | Silver | POS | $764.91 | $932.79 | $5,000 | $8,350 |
| Focused VALUE Silver Ambetter Health | Silver | HMO | $765.79 | $933.85 | $6,300 | $8,400 |
| Gym Access IND Silver POS OA 1009 Florida Health Care Plans | Silver | POS | $771.66 | $941.02 | $0 | $9,000 |
| Connect Silver Orlando CMS Standard Cigna Healthcare | Silver | EPO | $811.86 | $990.04 | $6,000 | $8,900 |
| Connect Silver Orlando 3500 Indiv Med Deductible Cigna Healthcare | Silver | EPO | $812.02 | $990.23 | $3,500 | $9,350 |
| Connect Silver Orlando 5000 Indiv Med Deductible Cigna Healthcare | Silver | EPO | $814.63 | $993.41 | $5,000 | $8,950 |
| BlueSelect Silver 1443 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | EPO | $888.85 | $1,083.92 | $4,000 | $8,100 |
| BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | EPO | $892.77 | $1,088.70 | $4,000 | $8,100 |
| BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | EPO | $900.59 | $1,098.24 | $4,000 | $8,100 |
| BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | EPO | $903.58 | $1,101.88 | $6,000 | $8,900 |
| BlueSelect Silver 1456 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | EPO | $913.78 | $1,114.33 | $3,125 | $8,100 |
| BlueCare Silver 24K02-21 ($10 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | POS | $1,042.36 | $1,271.12 | $4,000 | $8,100 |
| BlueCare Silver 24K02-27S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | POS | $1,077.49 | $1,313.96 | $6,000 | $8,900 |
| BlueOptions Silver 24J01-03 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | PPO | $1,424.89 | $1,737.61 | $4,000 | $8,100 |
| BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | PPO | $1,521.93 | $1,855.94 | $6,000 | $8,900 |
| BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | PPO | $1,539.57 | $1,877.46 | $3,125 | $8,100 |
| Gold Simple | with AdventHealth Oscar Health Maintenance Organization of Florida | Gold | HMO | $518.12 | $631.83 | $3,000 | $9,950 |
| Gold Elite Saver Plus | with AdventHealth Oscar Health Maintenance Organization of Florida | Gold | HMO | $519.57 | $633.60 | $0 | $9,500 |
| Gold Classic Standard | with AdventHealth Oscar Health Maintenance Organization of Florida | Gold | HMO | $544.28 | $663.73 | $2,000 | $8,200 |
| Gold Classic Standard Oscar Health Maintenance Organization of Florida | Gold | HMO | $571.44 | $696.85 | $2,000 | $8,200 |
| AmeriHealth Caritas Next Gold Signature + No Referrals AmeriHealth Caritas Next | Gold | HMO | $646.95 | $788.93 | $2,000 | $8,200 |
| AmeriHealth Caritas Next Gold Premier + No Referrals AmeriHealth Caritas Next | Gold | HMO | $665.90 | $812.05 | $850 | $8,500 |
| Gym Access IND Gold HMO H.S.A 9010 Florida Health Care Plans | Gold | HMO | $667.79 | $814.34 | $2,000 | $6,500 |
| Molina Gold Enhanced 895 Molina Healthcare | Gold | HMO | $669.91 | $816.93 | $895 | $8,700 |
| Molina Gold Core 1640 Molina Healthcare | Gold | HMO | $670.40 | $817.53 | $1,640 | $8,100 |
| Molina Gold Enhanced 895 Pluswith Adult Vision Molina Healthcare | Gold | HMO | $673.48 | $821.28 | $895 | $8,700 |
| Molina Gold Core 1640 Pluswith Adult Vision Molina Healthcare | Gold | HMO | $674.00 | $821.93 | $1,640 | $8,100 |
| Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Gold | HMO | $685.83 | $836.35 | $800 | $9,000 |
| Molina Gold Enhanced 895 Plus with Adult Dental and Vision Molina Healthcare | Gold | HMO | $686.02 | $836.58 | $895 | $8,700 |
| Molina Gold Core 1640 Plus with Adult Dental and Vision Molina Healthcare | Gold | HMO | $686.54 | $837.22 | $1,640 | $8,100 |
| Gym Access IND Gold HMO OA Standard 3450 Florida Health Care Plans | Gold | HMO | $688.76 | $839.91 | $2,000 | $8,200 |
| Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Gold | HMO | $692.58 | $844.58 | $800 | $9,000 |
| Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint | Gold | HMO | $699.92 | $853.53 | $2,000 | $8,200 |
| Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Gold | HMO | $700.91 | $854.74 | $1,400 | $5,000 |
| Molina Gold Standard Molina Healthcare | Gold | HMO | $701.32 | $855.23 | $2,000 | $8,200 |
| Standard Gold Ambetter Health | Gold | HMO | $702.66 | $856.87 | $2,000 | $8,200 |
| Connect Gold Orlando 1500 Indiv Med Deductible Cigna Healthcare | Gold | EPO | $706.58 | $861.65 | $1,500 | $9,450 |
| Connect Gold Orlando CMS Standard Cigna Healthcare | Gold | EPO | $711.76 | $867.97 | $2,000 | $8,200 |
| AvMed Entrust Gold Standard (2026) AvMed | Gold | HMO | $712.47 | $868.84 | $2,000 | $8,200 |
| Gym Access IND Gold HMO 4500 Florida Health Care Plans | Gold | HMO | $713.80 | $870.46 | $2,550 | $5,600 |
| Everyday Gold Ambetter Health | Gold | HMO | $717.88 | $875.43 | $800 | $7,250 |
| Standard Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $721.68 | $880.06 | $2,000 | $8,200 |
| AvMed Entrust Gold 125 (2026) AvMed | Gold | HMO | $726.13 | $885.48 | $2,000 | $5,850 |
| AvMed Entrust Gold 125 Dental+Vision (2026) AvMed | Gold | HMO | $729.12 | $889.13 | $2,000 | $5,850 |
| Everyday Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $737.30 | $899.11 | $800 | $7,250 |
| Standard Gold VALUE Ambetter Health | Gold | HMO | $740.51 | $903.02 | $2,000 | $8,200 |
| Complete Gold Ambetter Health | Gold | HMO | $741.87 | $904.68 | $1,450 | $7,500 |
| Gym Access IND Gold HMO BC 5651 Florida Health Care Plans | Gold | HMO | $747.84 | $911.97 | $0 | $7,800 |
| Complete Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $761.94 | $929.16 | $1,450 | $7,500 |
| myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Gold | HMO | $766.14 | $934.28 | $2,000 | $8,200 |
| UHC Gold Standard UnitedHealthcare | Gold | HMO | $776.69 | $947.14 | $2,000 | $8,200 |
| myBlue Gold 1605 ($0 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Gold | HMO | $779.20 | $950.21 | $940 | $4,500 |
| Complete VALUE Gold Ambetter Health | Gold | HMO | $781.82 | $953.40 | $1,450 | $7,500 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) UnitedHealthcare | Gold | HMO | $783.38 | $955.31 | $0 | $10,600 |
| Gym Access IND Gold POS OA Standard 3450 Florida Health Care Plans | Gold | POS | $792.08 | $965.91 | $2,000 | $8,200 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) UnitedHealthcare | Gold | HMO | $797.63 | $972.69 | $500 | $9,000 |
| myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Gold | HMO | $806.89 | $983.97 | $0 | $6,550 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) UnitedHealthcare | Gold | HMO | $816.57 | $995.78 | $500 | $9,000 |
| Gym Access IND Gold POS 55001 Florida Health Care Plans | Gold | POS | $826.14 | $1,007.45 | $2,800 | $8,100 |
| Gym Access IND Gold POS BC 5651 Florida Health Care Plans | Gold | POS | $860.02 | $1,048.77 | $0 | $7,800 |
| BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | EPO | $999.58 | $1,218.96 | $2,000 | $8,200 |
| BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | EPO | $1,023.24 | $1,247.80 | $1,500 | $6,450 |
| BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | EPO | $1,050.23 | $1,280.72 | $0 | $6,250 |
| BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | EPO | $1,054.11 | $1,285.45 | $0 | $6,250 |
| BlueCare Gold 24K02-28S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Gold | POS | $1,209.37 | $1,474.79 | $2,000 | $8,200 |
| BlueCare Gold 24K02-20 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Gold | POS | $1,282.66 | $1,564.16 | $0 | $6,250 |
| BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | PPO | $1,497.49 | $1,826.13 | $2,000 | $8,200 |
| BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | PPO | $1,533.07 | $1,869.52 | $1,500 | $6,450 |
| BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | PPO | $1,574.71 | $1,920.31 | $0 | $6,250 |
| AvMed Entrust Platinum 25 (2026) AvMed | Platinum | HMO | $987.41 | $1,204.11 | $0 | $5,500 |
| AvMed Entrust Platinum 25 Dental+Vision (2026) AvMed | Platinum | HMO | $990.95 | $1,208.42 | $0 | $5,500 |
| AvMed Entrust Platinum Standard (2026) AvMed | Platinum | HMO | $1,013.92 | $1,236.44 | $0 | $5,200 |
| myBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Platinum | HMO | $1,044.06 | $1,273.19 | $0 | $2,250 |
| myBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Platinum | HMO | $1,093.69 | $1,333.72 | $0 | $5,200 |
| BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Platinum | EPO | $1,309.37 | $1,596.73 | $1,000 | $4,000 |
| BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Platinum | EPO | $1,345.69 | $1,641.03 | $0 | $2,525 |
| BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Platinum | EPO | $1,402.42 | $1,710.21 | $0 | $5,200 |
| BlueCare Platinum 24K02-15 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Platinum | POS | $1,563.48 | $1,906.61 | $0 | $2,525 |
| BlueCare Platinum 24K02-29S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Platinum | POS | $1,638.45 | $1,998.04 | $0 | $5,200 |
| BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Platinum | PPO | $1,988.79 | $2,425.26 | $1,000 | $4,000 |
| BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Platinum | PPO | $2,046.07 | $2,495.12 | $0 | $2,525 |
| BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Platinum | PPO | $2,131.98 | $2,599.87 | $0 | $5,200 |
Silver Premium Trend (2022-2026)
| Year | Avg Premium | Min | Max | Plans | Issuers |
|---|---|---|---|---|---|
| 2022 | $455/mo | $383 | $866 | 93 | 11 |
| 2023 | $472/mo | $394 | $868 | 96 | 12 |
| 2024 | $502/mo | $415 | $976 | 76 | 12 |
| 2025 | $532/mo | $433 | $1,088 | 75 | 13 |
| 2026 | $726/mo | $568 | $1,540 | 76 | 12 |
Health Insurance Guides
Choosing a Metal Level
Bronze vs Silver vs Gold vs Platinum — which tier fits your needs and budget
Understanding ACA Subsidies
How premium tax credits work and how to estimate your subsidy amount
Explore Florida ACA Data
All of Florida
Statewide premiums, every county ranked by Silver average
Cheapest states
Where ACA premiums are lowest nationwide
Estimate your subsidy
Premium tax credit calculator using your county benchmark
Frequently Asked Questions
How many ACA plans are available in Seminole, FL?
There are 215 ACA marketplace plans available in Seminole from 12 insurance issuers for plan year 2026.
What is the cheapest health insurance plan in Seminole?
The lowest-premium plan in Seminole starts at $442/mo (Bronze tier, age 27). Silver plans start at $568/mo. Actual premiums vary by age and may be reduced by premium tax credits.
What is the benchmark premium for Seminole?
The benchmark (second-lowest Silver) premium in Seminole is $573/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.
How have premiums changed in Seminole?
Average premiums in Seminole changed by +45.9% year-over-year. Premium trends are tracked from 2022 to 2026 across all metal levels.
What is the average deductible and out-of-pocket maximum in Seminole?
The average annual deductible across all plans in Seminole is $4,887, and the average out-of-pocket maximum is $8,775. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.
Which insurance companies offer plans in Seminole?
There are 12 insurance issuers offering ACA marketplace plans in Seminole, including Florida Blue HMO (a BlueCross BlueShield FL company), Florida Blue (BlueCross BlueShield FL), Florida Health Care Plans, and others. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.
Disclaimer: This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial
