2026 data Public-data reference. official source

Travis, Texas Health Insurance

Open-data reference.

110 ACA plans from 10 issuers - Plan year 2026

Travis, Texas offers 110 ACA marketplace plans from 10 issuers for plan year 2026. Bronze plans start at $369/mo and Silver plans start at $499/mo (age 27, before subsidies). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.

$646
Avg Silver Premium/mo
$513
Benchmark Premium/mo
+30.6%
Year-over-Year Change
$4,622
Avg Deductible

What the Numbers Say About Travis

Travis, Texas has 110 ACA marketplace plans offered by 10 issuers for plan year 2026. The average Silver-tier premium comes in at $646/mo for a 27-year-old non-tobacco user, with the lowest Silver at $499 and the highest at $887. Bronze plans start at $369/mo, useful for healthy enrollees who want catastrophic protection with the lowest monthly outlay.

The benchmark (second-lowest Silver) premium is $513/mo, the figure used to calculate your Advance Premium Tax Credit (the federal subsidy). Enrollees whose expected income-based contribution falls below this amount receive a subsidy for the difference. Across all plans, the average annual deductible is $4,622 and the average out-of-pocket maximum is $9,113 - numbers that matter more than the sticker premium once you actually use care. Year-over-year, average premiums in Travis shifted by +30.6%, a signal of how local issuer pricing and risk-pool dynamics are trending.

Issuer count is one of the strongest predictors of affordability: with 10 issuers active in Travis, consumers have meaningful competition to pressure premiums lower. HMO is the most common network type in Travis, with EPO and POS rounding out the alternatives. This page is informational only and is not insurance, medical, or tax advice, verify your eligibility, network coverage, and final pricing at HealthCare.gov before enrolling. Source: CMS Marketplace PUF, plan year 2026.

Premiums by Metal Level

Bronze

3 plans
$422/mo avg
$369 - $515

Silver

43 plans
$646/mo avg
$499 - $887

Gold

39 plans
$572/mo avg
$468 - $759

Catastrophic plan available: avg $516/mo (1 plan) - only for individuals under 30 or with a hardship exemption.

Benchmark Premium & Subsidies

The benchmark premium (2nd-lowest Silver plan) in Travis is $513/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference. The higher the benchmark, the larger the potential subsidy.

ACA plans available

110

Plan year 2026

Issuers in market

10

Competitive market

Benchmark Silver

$513 /mo

Sets your subsidy ceiling

Avg deductible

$4,622

Across all metal tiers

Travis ACA plans by premium and deductible

Each marker is the Travis average for one metal tier, monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.

Source: CMS Marketplace Public Use Files for Travis, plan year 2026. Each point is the county average for one metal tier (premium age 27 vs average annual deductible).

Source: CMS Marketplace Public Use Files for Travis, plan year 2026. Each point is the county average for one metal tier (premium age 27 vs average annual deductible). Scatter plot of 5 data points. 050001000015000 400450500550600650700 Monthly premium ($, age 27) Avg annual deductible ($) Catastrophic (1 plan)Bronze (3 plans)Expanded Bronze (24 plans)Silver (43 plans)Gold (39 plans)
Source: CMS Marketplace Public Use Files for Travis, plan year 2026. Each point is the county average for one metal tier (premium age 27 vs average annual deductible).

Issuers in Travis

Issuer Plans Avg Premium (Age 27)
Oscar Insurance Company 23 $570/mo
Blue Cross and Blue Shield of Texas 22 $653/mo
UnitedHealthcare 14 $499/mo
Ambetter from Superior HealthPlan 12 $658/mo
Baylor Scott and White Health Plan 10 $477/mo
Imperial Insurance Companies, Inc. 7 $523/mo
Sendero Health Plans, Local Nonprofit 7 $463/mo
Ambetter from Superior HealthPlan 6 $573/mo
Moda Health Plan, Inc. 5 $561/mo
Harbor Health 4 $531/mo

All Plans in Travis

Plan Name Metal Type Premium (27) Premium (40) Deductible OOP Max
Blue Advantage Security HMO℠ 200
Blue Cross and Blue Shield of Texas
Catastrophic HMO $516.31 $629.62 $10,600 $10,600
UHC Bronze Essential ($0 Virtual Urgent Care)
UnitedHealthcare
Bronze HMO $369.17 $450.19 $10,600 $10,600
Imperial Preferred Bronze
Imperial Insurance Companies, Inc.
Bronze HMO $382.44 $466.37 $9,200 $9,200
Blue Advantage Plus Bronze℠ 305
Blue Cross and Blue Shield of Texas
Bronze POS $515.03 $628.06 $7,300 $10,600
Sendero Health Quality Care Bronze High Deductible / $50 PCP / $25 Generic Drugs / $100 Specialist
Sendero Health Plans, Local Nonprofit
Expanded Bronze HMO $354.79 $432.65 $7,500 $10,000
BSW Savers Bronze HMO H S A 006
Baylor Scott and White Health Plan
Expanded Bronze HMO $358.52 $437.20 $8,000 $8,000
BSW Savers Bronze HMO H S A 007 (CMS Standardized Plan with $0 Pediatric PCP copay)
Baylor Scott and White Health Plan
Expanded Bronze HMO $364.26 $444.20 $7,500 $10,000
BSW Savers Bronze HMO H S A 009
Baylor Scott and White Health Plan
Expanded Bronze HMO $368.52 $449.40 $5,300 $10,600
Sendero Health Preferred Bronze / $25 PCP / $75 Specialist / $22 Generic Drugs
Sendero Health Plans, Local Nonprofit
Expanded Bronze HMO $376.59 $459.23 $8,550 $9,800
UHC Bronze Standard
UnitedHealthcare
Expanded Bronze HMO $385.73 $470.39 $7,500 $10,000
UHC Bronze Standard+ (Dental + Vision)
UnitedHealthcare
Expanded Bronze HMO $398.91 $486.46 $7,500 $10,000
MyBlue Health Bronze℠ Standard
Blue Cross and Blue Shield of Texas
Expanded Bronze HMO $404.69 $493.50 $7,500 $10,000
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)
UnitedHealthcare
Expanded Bronze HMO $408.20 $497.78 $0 $10,600
Imperial Standard Bronze
Imperial Insurance Companies, Inc.
Expanded Bronze HMO $409.03 $498.80 $7,500 $10,000
MyBlue Health Bronze℠ 402
Blue Cross and Blue Shield of Texas
Expanded Bronze HMO $420.27 $512.50 $5,000 $9,000
Bronze Simple Breathe Easy with Enhanced COPD Benefits
Oscar Insurance Company
Expanded Bronze EPO $436.95 $532.85 $9,000 $10,600
Bronze Classic Standard
Oscar Insurance Company
Expanded Bronze EPO $451.89 $551.06 $7,500 $10,000
Moda Select Texas Bronze 8700 ($0 Virtual Urgent Care through CirrusMD)
Moda Health Plan, Inc.
Expanded Bronze EPO $453.78 $553.37 $8,700 $8,700
Bronze Classic 4700
Oscar Insurance Company
Expanded Bronze EPO $457.32 $557.69 $4,700 $9,800
Bronze Simple Diabetes
Oscar Insurance Company
Expanded Bronze EPO $458.71 $559.38 $5,500 $10,150
Moda Select Texas Standard Bronze
Moda Health Plan, Inc.
Expanded Bronze EPO $465.27 $567.39 $7,500 $10,000
Bronze Simple Chronic Care CKM
Oscar Insurance Company
Expanded Bronze EPO $466.39 $568.75 $5,500 $10,150
Bronze Elite + PCP Saver Plus
Oscar Insurance Company
Expanded Bronze EPO $477.83 $582.69 $0 $10,150
Moda Select Texas Bronze HDHP 7500
Moda Health Plan, Inc.
Expanded Bronze EPO $484.40 $590.71 $7,500 $7,500
Blue Advantage Bronze HMO℠ Standard
Blue Cross and Blue Shield of Texas
Expanded Bronze HMO $524.10 $639.13 $7,500 $10,000
Blue Advantage Bronze HMO℠ 204
Blue Cross and Blue Shield of Texas
Expanded Bronze HMO $524.70 $639.86 $6,000 $10,150
Blue Advantage Plus Bronze℠ Standard
Blue Cross and Blue Shield of Texas
Expanded Bronze POS $539.15 $657.48 $7,500 $10,000
Blue Advantage Plus Bronze℠ 303
Blue Cross and Blue Shield of Texas
Expanded Bronze POS $556.28 $678.36 $7,000 $10,150
Sendero Health Capital Silver / $40 PCP / $80 Specialist / $20 Generic Drugs
Sendero Health Plans, Local Nonprofit
Silver HMO $498.50 $607.90 $6,000 $8,900
Sendero Health Original Silver / $20 PCP + 2 $0 PCP Visits / $10 Generic Drugs
Sendero Health Plans, Local Nonprofit
Silver HMO $512.50 $624.97 $4,250 $7,750
Harbor Health S1 $0 PCP $0 Mental Health Office Visit $0 Express Care
Harbor Health
Silver HMO $534.71 $652.07 $9,900 $10,150
Sendero Health Austin512 Silver / $40 PCP / $75 Specialist / $15 Generic Drugs / $0 Deductible
Sendero Health Plans, Local Nonprofit
Silver HMO $546.30 $666.20 $0 $9,200
UHC Silver Standard
UnitedHealthcare
Silver HMO $567.83 $692.45 $6,000 $8,900
BSW Prime Silver HMO 003 (CMS Standardized Plan with $0 Pediatric PCP copay)
Baylor Scott and White Health Plan
Silver HMO $573.48 $699.34 $6,000 $8,900
BSW Prime Silver HMO 005
Baylor Scott and White Health Plan
Silver HMO $573.71 $699.62 $3,000 $9,000
BSW Prime Silver HMO 008
Baylor Scott and White Health Plan
Silver HMO $574.17 $700.18 $5,000 $8,500
UHC Silver Value ($0 Virtual Urgent Care)
UnitedHealthcare
Silver HMO $576.97 $703.60 $3,000 $8,950
UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx)
UnitedHealthcare
Silver HMO $577.64 $704.42 $3,500 $9,200
Standard Silver VALUE
Ambetter from Superior HealthPlan
Silver HMO $578.75 $705.77 $6,000 $8,900
Focused VALUE Silver
Ambetter from Superior HealthPlan
Silver HMO $581.69 $709.36 $6,300 $8,400
UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision)
UnitedHealthcare
Silver HMO $590.15 $719.67 $3,000 $8,950
UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
Silver HMO $590.83 $720.49 $3,500 $9,200
Silver Simple Guided Care
Oscar Insurance Company
Silver HMO $600.34 $732.10 $6,300 $9,300
Standard Silver VALUE + Vision + Adult Dental
Ambetter from Superior HealthPlan
Silver HMO $600.63 $732.45 $6,000 $8,900
Harbor Health S1S $40 PCP $40 Mental Health Office Visit $40 Express Care
Harbor Health
Silver HMO $601.16 $733.09 $6,000 $8,900
Imperial Standard Silver
Imperial Insurance Companies, Inc.
Silver HMO $602.36 $734.55 $6,000 $8,900
Focused VALUE Silver + Vision + Adult Dental
Ambetter from Superior HealthPlan
Silver HMO $603.69 $736.18 $6,300 $8,400
Silver Simple Diabetes Guided Care
Oscar Insurance Company
Silver HMO $607.21 $740.48 $6,500 $10,000
Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care
Oscar Insurance Company
Silver HMO $611.46 $745.65 $6,200 $9,600
Silver Simple Chronic Care CKM Guided Care
Oscar Insurance Company
Silver HMO $611.90 $746.19 $5,900 $10,150
Silver Simple Women's Health with Menopause Benefits Guided Care
Oscar Insurance Company
Silver HMO $613.59 $748.25 $6,000 $10,150
Imperial Preferred Silver
Imperial Insurance Companies, Inc.
Silver HMO $613.64 $748.31 $7,500 $9,500
Silver Classic Standard Guided Care
Oscar Insurance Company
Silver HMO $621.64 $758.07 $6,000 $8,900
Silver Simple PCP Saver Guided Care
Oscar Insurance Company
Silver HMO $626.19 $763.62 $5,750 $10,150
MyBlue Health Silver℠ Standard
Blue Cross and Blue Shield of Texas
Silver HMO $638.25 $778.33 $6,000 $8,900
MyBlue Health Silver℠ 405
Blue Cross and Blue Shield of Texas
Silver HMO $639.26 $779.55 $1,500 $10,600
Standard Silver
Ambetter from Superior HealthPlan
Silver EPO $669.59 $816.54 $6,000 $8,900
Focused Silver
Ambetter from Superior HealthPlan
Silver EPO $673.02 $820.73 $6,300 $8,400
Enhanced Diabetes Care Silver with $0 Drug Options
Ambetter from Superior HealthPlan
Silver EPO $679.35 $828.44 $5,000 $8,650
Standard Silver + Vision + Adult Dental
Ambetter from Superior HealthPlan
Silver EPO $694.75 $847.23 $6,000 $8,900
Silver Simple PCP Saver
Oscar Insurance Company
Silver EPO $697.42 $850.48 $5,750 $10,150
Focused Silver + Vision + Adult Dental
Ambetter from Superior HealthPlan
Silver EPO $698.32 $851.58 $6,300 $8,400
Silver Classic Standard
Oscar Insurance Company
Silver EPO $702.18 $856.28 $6,000 $8,900
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental
Ambetter from Superior HealthPlan
Silver EPO $704.89 $859.59 $5,000 $8,650
Silver Classic
Oscar Insurance Company
Silver EPO $711.67 $867.86 $5,500 $8,900
Moda Select Texas Standard Silver
Moda Health Plan, Inc.
Silver EPO $754.47 $920.05 $6,000 $8,900
Blue Advantage Silver HMO℠ Standard
Blue Cross and Blue Shield of Texas
Silver HMO $845.82 $1,031.45 $6,000 $8,900
Blue Advantage Silver HMO℠ 205
Blue Cross and Blue Shield of Texas
Silver HMO $855.16 $1,042.84 $1,450 $10,600
Blue Advantage Plus Silver℠ 202
Blue Cross and Blue Shield of Texas
Silver POS $862.60 $1,051.91 $1,250 $10,500
Blue Advantage Plus Silver℠ Standard
Blue Cross and Blue Shield of Texas
Silver POS $865.93 $1,055.97 $6,000 $8,900
Blue Advantage Plus Silver℠ 605
Blue Cross and Blue Shield of Texas
Silver POS $887.25 $1,081.97 $0 $10,150
Harbor Health G0 $0 Deductible $0 PCP $0 Mental Health Office Visit $0 Express Care
Harbor Health
Gold HMO $468.08 $570.81 $0 $10,150
Sendero Health Hill Country Gold / $30 PCP / $60 Specialist / $15 Generic Drugs
Sendero Health Plans, Local Nonprofit
Gold HMO $473.41 $577.31 $2,000 $8,200
BSW Elite Gold HMO 004
Baylor Scott and White Health Plan
Gold HMO $478.73 $583.79 $1,550 $8,100
BSW Elite Gold HMO 001 (CMS Standardized Plan with $0 Pediatric PCP copay)
Baylor Scott and White Health Plan
Gold HMO $478.78 $583.86 $2,000 $8,200
Sendero Health Real Gold / $350 Deductible
Sendero Health Plans, Local Nonprofit
Gold HMO $481.43 $587.09 $350 $8,750
UHC Gold Standard
UnitedHealthcare
Gold HMO $489.98 $597.51 $2,000 $8,200
BSW Elite Gold HMO 012
Baylor Scott and White Health Plan
Gold HMO $499.92 $609.63 $500 $10,600
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx)
UnitedHealthcare
Gold HMO $501.41 $611.45 $0 $7,800
BSW Diabetes Care Gold HMO 014
Baylor Scott and White Health Plan
Gold HMO $502.81 $613.16 $1,700 $10,150
UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx)
UnitedHealthcare
Gold HMO $502.99 $613.38 $1,000 $7,500
UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
Gold HMO $514.59 $627.52 $0 $7,800
UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
Gold HMO $516.17 $629.45 $1,000 $7,500
Harbor Health G1S $30 PCP $30 Mental Health Office Visit $30 Express Care
Harbor Health
Gold HMO $518.03 $631.71 $2,000 $8,200
Gold Simple Guided Care
Oscar Insurance Company
Gold HMO $527.52 $643.30 $3,300 $9,950
Standard Gold VALUE
Ambetter from Superior HealthPlan
Gold HMO $529.18 $645.31 $2,000 $8,200
Gold Classic Standard Guided Care
Oscar Insurance Company
Gold HMO $530.18 $646.54 $2,000 $8,200
Gold Simple Diabetes Guided Care
Oscar Insurance Company
Gold HMO $532.58 $649.46 $2,000 $9,800
Gold Classic Guided Care
Oscar Insurance Company
Gold HMO $538.33 $656.48 $2,500 $8,000
Complete VALUE Gold
Ambetter from Superior HealthPlan
Gold HMO $541.11 $659.86 $1,450 $7,500
Imperial Standard Gold
Imperial Insurance Companies, Inc.
Gold HMO $549.56 $670.17 $2,000 $8,200
Imperial Preferred Gold Zero
Imperial Insurance Companies, Inc.
Gold HMO $552.24 $673.44 $0 $9,200
MyBlue Health Gold℠ 403
Blue Cross and Blue Shield of Texas
Gold HMO $553.13 $674.53 $500 $8,500
Imperial Preferred Gold
Imperial Insurance Companies, Inc.
Gold HMO $554.53 $676.24 $1,350 $9,000
MyBlue Health Gold℠ Standard
Blue Cross and Blue Shield of Texas
Gold HMO $561.42 $684.64 $2,000 $8,200
Gold Classic Standard
Oscar Insurance Company
Gold EPO $597.45 $728.58 $2,000 $8,200
Gold Classic
Oscar Insurance Company
Gold EPO $606.79 $739.95 $2,500 $8,000
Standard Gold
Ambetter from Superior HealthPlan
Gold EPO $612.20 $746.55 $2,000 $8,200
Everyday Gold
Ambetter from Superior HealthPlan
Gold EPO $615.03 $750.00 $800 $7,250
Gold Elite
Oscar Insurance Company
Gold EPO $619.35 $755.27 $1,200 $7,800
Complete Gold
Ambetter from Superior HealthPlan
Gold EPO $626.13 $763.55 $1,450 $7,500
Standard Gold + Vision + Adult Dental
Ambetter from Superior HealthPlan
Gold EPO $634.98 $774.33 $2,000 $8,200
Everyday Gold + Vision + Adult Dental
Ambetter from Superior HealthPlan
Gold EPO $637.91 $777.91 $800 $7,250
Moda Select Texas Standard Gold
Moda Health Plan, Inc.
Gold EPO $648.34 $790.63 $2,000 $8,200
Complete Gold + Vision + Adult Dental
Ambetter from Superior HealthPlan
Gold EPO $649.45 $791.98 $1,450 $7,500
Blue Advantage Gold HMO℠ 206
Blue Cross and Blue Shield of Texas
Gold HMO $712.20 $868.50 $550 $10,100
Blue Advantage Plus Gold℠ 803
Blue Cross and Blue Shield of Texas
Gold POS $721.75 $880.15 $2,400 $10,400
Blue Advantage Gold HMO℠ Standard
Blue Cross and Blue Shield of Texas
Gold HMO $726.93 $886.47 $2,000 $8,200
Blue Advantage Plus Gold℠ 203
Blue Cross and Blue Shield of Texas
Gold POS $730.27 $890.54 $1,700 $10,150
Blue Advantage Plus Gold℠ Standard
Blue Cross and Blue Shield of Texas
Gold POS $758.76 $925.28 $2,000 $8,200

Silver Premium Trend (2022-2026)

Year Avg Premium Min Max Plans Issuers
2022 $438/mo $361 $565 63 11
2023 $482/mo $375 $624 51 10
2024 $502/mo $403 $627 54 11
2025 $508/mo $429 $696 47 10
2026 $646/mo $499 $887 43 10

Frequently Asked Questions

How many ACA plans are available in Travis, TX?

There are 110 ACA marketplace plans available in Travis from 10 insurance issuers for plan year 2026.

What is the cheapest health insurance plan in Travis?

The lowest-premium plan in Travis starts at $369/mo (Bronze tier, age 27). Silver plans start at $499/mo. Actual premiums vary by age and may be reduced by premium tax credits.

What is the benchmark premium for Travis?

The benchmark (second-lowest Silver) premium in Travis is $513/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.

How have premiums changed in Travis?

Average premiums in Travis changed by +30.6% year-over-year. Premium trends are tracked from 2022 to 2026 across all metal levels.

What is the average deductible and out-of-pocket maximum in Travis?

The average annual deductible across all plans in Travis is $4,622, and the average out-of-pocket maximum is $9,113. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.

Which insurance companies offer plans in Travis?

There are 10 insurance issuers offering ACA marketplace plans in Travis, including Oscar Insurance Company, Blue Cross and Blue Shield of Texas, UnitedHealthcare, and others. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.

Disclaimer

This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.

Counties With a Similar Benchmark Premium

The closest counties nationwide to Travis, TX's $513/mo benchmark premium.

Data sources

Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial

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