ACA plans available
195
Plan year 2026
CMS Marketplace county · plan year 2026
Palm Beach, Florida ACA premiums
County-level marketplace aggregates from CMS Public Use Files. Listed rates are age-27 premiums unless noted.
Data updated 2026-08-30
- $672
- Silver avg/mo
- 195
- ACA plans
- 12
- Issuers
- +31.9%
- YoY premium
Silver avg $672/mo
Palm Beach, Florida has 195 ACA marketplace plans from 12 issuers (plan year 2026). Average Silver premium is $672/mo; Bronze averages $544/mo and Gold $740/mo. Figures are CMS Marketplace Public Use File county aggregates for age-27 rates.
- County Silver corpus place #727 of 2055 (highest = #1)
- Benchmark (2nd-lowest Silver) $555/mo
- Plan year 2026 CMS PUF
Silver rank is not plan-count rank
According to CMS Marketplace Public Use Files, Palm Beach, Florida ranks #727 of 2,055 counties by listed Silver average ($672/mo) and #5 of 2,055 by plan count (195 plans).
- #727 of 2,055
- Silver average among 2,055 counties
- $672
- Listed Silver average /mo
- #5 of 2,055
- Plan count among 2,055 counties
- 195
- Listed ACA plans in this county
Highest listed Silver average = #1. Most listed plans = #1. County of residence still governs which plans CMS files for that FIPS.
Palm Beach, Florida offers 195 ACA marketplace plans from 12 issuers for plan year 2026. Bronze plans start at $407/mo and Silver plans start at $553/mo (age 27 listed rates). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.
$672
Avg Silver Premium/mo
$555
Benchmark Premium/mo
+31.9%
Year-over-Year Change
$4,856
Avg Deductible
Dense plan inventory
Palm Beach marketplace standing
195 plans put Palm Beach in the densest third of county ACA inventories. Corpus place #727 of 2055 (highest Silver = #1).
Mid-pack Silver avg $672/mo with 195 plans in the densest third of county inventories. YoY average shift: +31.9%. HMO is the most common network type in Palm Beach, with EPO and PPO and POS rounding out the alternatives.
Source: CMS Marketplace Public Use Files, plan year 2026. Informational only; confirm options at HealthCare.gov. How we place counties.
Premiums by Metal Level
Bronze-tier cards fold CMS Expanded Bronze into Bronze (same population as county_trends and methodology). Plan rows and the premium-vs-deductible chart below keep the CMS source label.
Bronze
64 plans$544/mo avg
$407 - $863
Silver
70 plans$672/mo avg
$553 - $1,315
Gold
47 plans$740/mo avg
$506 - $1,345
Platinum
13 plans$1,273/mo avg
$854 - $1,821
Catastrophic plan available: avg $402/mo (1 plan) - only for individuals under 30 or with a hardship exemption.
Benchmark premium & subsidies
The benchmark (second-lowest Silver) premium in Palm Beach is $555/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference.
Issuers in market
12
Competitive market
Benchmark Silver
$555 /mo
Sets your subsidy ceiling
Avg deductible
$4,856
Across all metal tiers
B
Marketplace Access Score
70/100
Palm Beach
Based on benchmark premium, plan and issuer counts, and average deductible across 2,055 tracked ACA marketplace counties, not plan quality, network adequacy, or provider access.
Affordability F
$555/mo
Benchmark Silver premium; rank #727 of 2055 tracked counties (cheapest first)
Plan Choice A+
195 plans
ACA marketplace plan count; rank #5 of 2055 tracked counties (most first)
Issuer Competition A+
12 issuers
Distinct marketplace issuers; rank #4 of 2055 tracked counties (most first)
Cost Predictability B
$4,856
Average deductible across tracked plans; rank #1445 of 2055 tracked counties (lowest first)
Palm Beach ACA plans by premium and deductible
Each marker is the Palm Beach average for one metal tier, monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.
Palm Beach ACA marketplace plans: premium vs deductible
How Palm Beach's Silver premium compares nationwide
2,055 federal-marketplace counties with a tracked Silver average, banded by monthly premium.
Palm Beach vs 2,055 tracked counties
Average Silver premium (age 27), CMS Marketplace Public Use Files
$672 727th of 2055 higher than 1,328 of 2,055 counties
Counties, banded by average Silver premium
Each bar is a $1-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source CMS Marketplace Public Use Files · 2026-08-30
Issuers in Palm Beach
| Issuer | Plans | Avg Premium (Age 27) |
|---|---|---|
| Florida Blue HMO (a BlueCross BlueShield FL company) | 35 | $768/mo |
| Florida Blue (BlueCross BlueShield FL) | 33 | $971/mo |
| Ambetter Health | 19 | $631/mo |
| Molina Healthcare | 19 | $578/mo |
| UnitedHealthcare | 17 | $608/mo |
| Oscar Health Maintenance Organization of Florida | 15 | $504/mo |
| AvMed | 14 | $624/mo |
| Wellpoint | 13 | $525/mo |
| Cigna Healthcare | 10 | $540/mo |
| AmeriHealth Caritas Next | 8 | $593/mo |
| Ambetter Health | 7 | $724/mo |
| Cigna HealthCare of Florida, Inc. | 5 | $604/mo |
All Plans in Palm Beach
| Plan Name | Metal | Type | Premium (27) | Premium (40) | Deductible | OOP Max |
|---|---|---|---|---|---|---|
| Wellpoint Essential Catastrophic (+ Incentives) Wellpoint | Catastrophic | HMO | $402.30 | $490.59 | $10,600 | $10,600 |
| myBlue Bronze 26M01-23 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Bronze | HMO | $452.33 | $551.60 | $10,125 | $10,150 |
| UHC Bronze Essential- ($0 Virtual Urgent Care) UnitedHealthcare | Bronze | HMO | $464.24 | $566.12 | $10,600 | $10,600 |
| UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare | Bronze | HMO | $464.30 | $566.19 | $10,600 | $10,600 |
| AmeriHealth Caritas Next Bronze Essential + No Referrals AmeriHealth Caritas Next | Bronze | HMO | $472.47 | $576.16 | $10,600 | $10,600 |
| BlueSelect Bronze 24L01-01 (Rewards) Florida Blue (BlueCross BlueShield FL) | Bronze | EPO | $566.49 | $690.81 | $6,150 | $10,150 |
| BlueOptions Bronze 24J01-06 (Rewards) Florida Blue (BlueCross BlueShield FL) | Bronze | PPO | $752.86 | $918.09 | $6,150 | $10,150 |
| BlueCare Bronze 24K02-18 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Bronze | POS | $756.08 | $922.01 | $6,150 | $10,150 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida | Expanded Bronze | HMO | $406.61 | $495.85 | $9,000 | $10,600 |
| Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Expanded Bronze | HMO | $426.66 | $520.30 | $6,000 | $10,600 |
| Connect Bronze Mid-South CMS Standard Cigna Healthcare | Expanded Bronze | EPO | $426.70 | $520.35 | $7,500 | $10,000 |
| Bronze Classic Standard Oscar Health Maintenance Organization of Florida | Expanded Bronze | HMO | $428.81 | $522.92 | $7,500 | $10,000 |
| Bronze Classic 4700 Oscar Health Maintenance Organization of Florida | Expanded Bronze | HMO | $432.34 | $527.22 | $4,700 | $10,150 |
| Connect Bronze Mid-South 5500 Indiv Med Deductible Cigna Healthcare | Expanded Bronze | EPO | $433.14 | $528.20 | $5,500 | $9,500 |
| Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Expanded Bronze | HMO | $433.23 | $528.31 | $5,500 | $10,600 |
| Connect myDiabetesCare Bronze Mid-South Cigna Healthcare | Expanded Bronze | EPO | $433.52 | $528.66 | $6,500 | $9,200 |
| Bronze Simple Diabetes Oscar Health Maintenance Organization of Florida | Expanded Bronze | HMO | $434.13 | $529.40 | $5,500 | $10,150 |
| Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint | Expanded Bronze | HMO | $436.95 | $532.85 | $7,500 | $10,000 |
| Bronze Simple Chronic Care CKM Oscar Health Maintenance Organization of Florida | Expanded Bronze | HMO | $439.43 | $535.87 | $5,500 | $10,150 |
| Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Expanded Bronze | HMO | $441.25 | $538.09 | $5,500 | $10,600 |
| AvMed Entrust Expanded Bronze Standard (2026) AvMed | Expanded Bronze | HMO | $451.41 | $550.47 | $7,500 | $10,000 |
| AvMed Entrust Bronze 650 (2026) AvMed | Expanded Bronze | HMO | $457.89 | $558.38 | $10,150 | $10,150 |
| AvMed Entrust Bronze 600 (2026) AvMed | Expanded Bronze | HMO | $464.79 | $566.79 | $6,500 | $9,500 |
| Bronze Elite + PCP Saver Plus Oscar Health Maintenance Organization of Florida | Expanded Bronze | HMO | $466.29 | $568.63 | $0 | $10,600 |
| Molina Bronze Standard Molina Healthcare | Expanded Bronze | HMO | $467.74 | $570.39 | $7,500 | $10,000 |
| AmeriHealth Caritas Next Bronze Signature + No Referrals AmeriHealth Caritas Next | Expanded Bronze | HMO | $475.07 | $579.33 | $7,500 | $10,000 |
| AmeriHealth Caritas Next Bronze Premier + No Referrals AmeriHealth Caritas Next | Expanded Bronze | HMO | $475.07 | $579.33 | $3,850 | $10,600 |
| Connect Bronze Mid-South 0 Indiv Med Deductible Cigna Healthcare | Expanded Bronze | EPO | $476.83 | $581.48 | $0 | $10,600 |
| Molina Bronze Enhanced 3500 Molina Healthcare | Expanded Bronze | HMO | $479.22 | $584.39 | $3,500 | $9,950 |
| Molina Bronze Enhanced 3500 Pluswith Adult Vision Molina Healthcare | Expanded Bronze | HMO | $482.56 | $588.46 | $3,500 | $9,950 |
| UHC Bronze Standard UnitedHealthcare | Expanded Bronze | HMO | $486.43 | $593.19 | $7,500 | $10,000 |
| Everyday Bronze Ambetter Health | Expanded Bronze | HMO | $493.79 | $602.16 | $8,450 | $10,150 |
| Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision Molina Healthcare | Expanded Bronze | HMO | $494.33 | $602.82 | $3,500 | $9,950 |
| Standard Expanded Bronze Ambetter Health | Expanded Bronze | HMO | $495.31 | $604.01 | $7,500 | $10,000 |
| UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare | Expanded Bronze | HMO | $503.56 | $614.07 | $7,500 | $10,000 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare | Expanded Bronze | HMO | $503.98 | $614.59 | $0 | $10,600 |
| Everyday Bronze + Vision + Adult Dental Ambetter Health | Expanded Bronze | HMO | $507.15 | $618.46 | $8,450 | $10,150 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter Health | Expanded Bronze | HMO | $508.71 | $620.35 | $7,500 | $10,000 |
| myBlue Bronze 2219 ($75 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | HMO | $515.29 | $628.38 | $2,625 | $10,150 |
| myBlue Bronze 2312S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | HMO | $516.06 | $629.31 | $7,500 | $10,000 |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare | Expanded Bronze | HMO | $521.11 | $635.47 | $0 | $10,600 |
| myBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | HMO | $521.82 | $636.34 | $6,000 | $10,150 |
| Molina Bronze Premier with $0 Medical Deductible Molina Healthcare | Expanded Bronze | HMO | $524.13 | $639.15 | $0 | $10,350 |
| Molina Bronze Premier with $0 Medical Deductible Pluswith Adult Vision Molina Healthcare | Expanded Bronze | HMO | $527.48 | $643.24 | $0 | $10,350 |
| Molina Bronze Premier with $0 Medical Deductible Plus with Adult Dental and Vision Molina Healthcare | Expanded Bronze | HMO | $539.22 | $657.56 | $0 | $10,350 |
| myBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | HMO | $557.23 | $679.53 | $0 | $10,150 |
| myBlue Bronze 2129V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | HMO | $560.68 | $683.73 | $0 | $10,150 |
| Elite Bronze Ambetter Health | Expanded Bronze | HMO | $564.03 | $687.81 | $0 | $10,500 |
| myBlue Bronze 2129E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | HMO | $567.76 | $692.37 | $0 | $10,150 |
| Standard Expanded Bronze VALUE Ambetter Health | Expanded Bronze | HMO | $573.28 | $699.09 | $7,500 | $10,000 |
| Elite Bronze + Vision + Adult Dental Ambetter Health | Expanded Bronze | HMO | $579.29 | $706.42 | $0 | $10,500 |
| BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | EPO | $587.87 | $716.88 | $7,500 | $10,000 |
| BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | EPO | $592.90 | $723.02 | $6,650 | $7,400 |
| BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | EPO | $597.09 | $728.13 | $6,500 | $10,000 |
| BlueSelect Bronze 2139 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | EPO | $622.67 | $759.32 | $0 | $9,900 |
| BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | EPO | $625.96 | $763.34 | $0 | $9,900 |
| BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | EPO | $632.56 | $771.39 | $0 | $9,900 |
| Elite VALUE Bronze Ambetter Health | Expanded Bronze | HMO | $652.82 | $796.09 | $0 | $10,500 |
| BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | PPO | $781.16 | $952.60 | $7,500 | $10,000 |
| BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | PPO | $788.06 | $961.02 | $6,650 | $7,400 |
| BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | PPO | $793.76 | $967.96 | $6,500 | $10,000 |
| BlueCare Bronze 24K02-26S ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | POS | $798.53 | $973.78 | $7,500 | $10,000 |
| BlueCare Bronze 24K02-17 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | POS | $816.69 | $995.92 | $6,500 | $10,000 |
| BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Expanded Bronze | PPO | $829.08 | $1,011.04 | $0 | $9,900 |
| BlueCare Bronze 24K02-23 ($50 PCP Visits / $75 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Expanded Bronze | POS | $863.21 | $1,052.65 | $0 | $9,900 |
| Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Silver | HMO | $552.89 | $674.23 | $3,500 | $10,150 |
| Silver Simple PCP Saver Oscar Health Maintenance Organization of Florida | Silver | HMO | $554.65 | $676.38 | $5,000 | $9,250 |
| Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Silver | HMO | $555.12 | $676.94 | $1,850 | $9,100 |
| Silver Classic Standard Oscar Health Maintenance Organization of Florida | Silver | HMO | $559.61 | $682.43 | $6,000 | $8,900 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida | Silver | HMO | $559.73 | $682.57 | $6,200 | $9,600 |
| Silver Simple Diabetes Oscar Health Maintenance Organization of Florida | Silver | HMO | $559.93 | $682.81 | $6,500 | $10,000 |
| Silver Simple Women's Health with Menopause Benefits Oscar Health Maintenance Organization of Florida | Silver | HMO | $560.48 | $683.49 | $6,000 | $10,150 |
| Silver Simple Chronic Care CKM Oscar Health Maintenance Organization of Florida | Silver | HMO | $561.02 | $684.15 | $5,900 | $10,150 |
| Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Silver | HMO | $561.02 | $684.14 | $3,500 | $10,150 |
| Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint | Silver | HMO | $565.00 | $689.00 | $6,000 | $8,900 |
| AvMed Entrust Silver Standard (2026) AvMed | Silver | HMO | $565.48 | $689.58 | $6,000 | $8,900 |
| Silver Elite Oscar Health Maintenance Organization of Florida | Silver | HMO | $567.11 | $691.57 | $5,000 | $9,750 |
| AvMed Entrust Silver 550 (2026) AvMed | Silver | HMO | $574.87 | $701.04 | $6,250 | $8,000 |
| AvMed Entrust Silver 550 Dental+Vision (2026) AvMed | Silver | HMO | $577.27 | $703.96 | $6,250 | $8,000 |
| myBlue Silver 26M03-02 ($0 Primary Care Visits with Select Providers / $5 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $584.88 | $713.24 | $9,500 | $10,025 |
| myBlue Silver 26M03-02V ($0 Primary Care Visits with Select Providers / $5 Labs / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $588.47 | $717.62 | $9,500 | $10,025 |
| AvMed Entrust Silver 350 (2026) AvMed | Silver | HMO | $591.51 | $721.32 | $3,500 | $9,250 |
| Molina Silver Saver with Four Free PCP Visits Molina Healthcare | Silver | HMO | $592.03 | $721.96 | $7,000 | $10,150 |
| AvMed Entrust Silver 350 Dental+Vision (2026) AvMed | Silver | HMO | $593.98 | $724.33 | $3,500 | $9,250 |
| myBlue Silver 26M03-02E ($0 Primary Care Visits with Select Providers / $5 Labs / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $595.55 | $726.25 | $9,500 | $10,025 |
| myBlue Silver 25M03-01 ($0 Primary Care Visits with Select Providers / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $595.83 | $726.59 | $8,250 | $8,650 |
| Molina Silver Core Molina Healthcare | Silver | HMO | $596.57 | $727.50 | $6,000 | $8,990 |
| myBlue Silver 25M03-01V ($0 Primary Care Visits with Select Providers / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $599.29 | $730.81 | $8,250 | $8,650 |
| Molina Silver Core Pluswith Adult Vision Molina Healthcare | Silver | HMO | $599.90 | $731.56 | $6,000 | $8,990 |
| myBlue Connected Care Silver 24M03-70 ($0 Primary Care Visits with Select Providers / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $602.34 | $734.53 | $6,375 | $8,825 |
| myBlue Silver 24M03-70V ($0 Primary Care Visits with Select Providers / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $605.78 | $738.72 | $6,375 | $8,825 |
| myBlue Silver 25M03-01E ($0 Primary Care Visits with Select Providers / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $606.37 | $739.45 | $8,250 | $8,650 |
| Molina Silver Core Plus with Adult Dental and Vision Molina Healthcare | Silver | HMO | $611.64 | $745.87 | $6,000 | $8,990 |
| AmeriHealth Caritas Next Silver Essential + No Referrals AmeriHealth Caritas Next | Silver | HMO | $612.82 | $747.31 | $6,100 | $9,000 |
| myBlue Silver 24M03-70E ($0 Primary Care Visits with Select Providers / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $612.89 | $747.40 | $6,375 | $8,825 |
| UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare | Silver | HMO | $614.41 | $749.26 | $4,500 | $9,900 |
| Molina Silver Standard Molina Healthcare | Silver | HMO | $616.90 | $752.28 | $6,000 | $8,900 |
| myBlue Silver 2237 ($60 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $622.33 | $758.91 | $3,150 | $8,675 |
| myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $625.75 | $763.08 | $3,150 | $8,675 |
| Clarity Silver Ambetter Health | Silver | HMO | $627.07 | $764.69 | $8,000 | $8,400 |
| Partnered Care Classic Silver Cigna HealthCare of Florida, Inc. | Silver | HMO | $627.61 | $765.34 | $5,000 | $7,950 |
| Partnered Care Premier Silver Cigna HealthCare of Florida, Inc. | Silver | HMO | $628.40 | $766.31 | $7,000 | $8,500 |
| UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare | Silver | HMO | $631.54 | $770.14 | $4,500 | $9,900 |
| myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $632.85 | $771.73 | $3,150 | $8,675 |
| myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | HMO | $633.12 | $772.07 | $6,000 | $8,900 |
| AmeriHealth Caritas Next Silver Signature + No Referrals AmeriHealth Caritas Next | Silver | HMO | $637.21 | $777.05 | $6,000 | $8,900 |
| Connect Silver Mid-South 4500 Indiv Med Deductible Cigna Healthcare | Silver | EPO | $637.90 | $777.89 | $4,500 | $9,350 |
| Connect Silver Mid-South 3800 Indiv Med Deductible Cigna Healthcare | Silver | EPO | $638.93 | $779.16 | $3,800 | $9,500 |
| Connect Silver Mid-South CMS Standard Cigna Healthcare | Silver | EPO | $644.06 | $785.41 | $6,000 | $8,900 |
| UHC Silver Standard- UnitedHealthcare | Silver | HMO | $645.40 | $787.04 | $6,000 | $8,900 |
| UHC Silver Standard UnitedHealthcare | Silver | HMO | $645.47 | $787.13 | $6,000 | $8,900 |
| Partnered Care Silver CMS Standard Cigna HealthCare of Florida, Inc. | Silver | HMO | $650.98 | $793.84 | $6,000 | $8,900 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare | Silver | HMO | $654.04 | $797.58 | $2,700 | $10,350 |
| UHC Silver Standard+ (Dental + Vision) UnitedHealthcare | Silver | HMO | $662.59 | $808.01 | $6,000 | $8,900 |
| Standard Silver Ambetter Health | Silver | HMO | $668.86 | $815.65 | $6,000 | $8,900 |
| AmeriHealth Caritas Next Silver Premier + No Referrals AmeriHealth Caritas Next | Silver | HMO | $669.82 | $816.82 | $400 | $10,200 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare | Silver | HMO | $671.17 | $818.47 | $2,700 | $10,350 |
| Focused Silver Ambetter Health | Silver | HMO | $676.92 | $825.48 | $6,300 | $8,400 |
| Standard Silver + Vision + Adult Dental Ambetter Health | Silver | HMO | $686.95 | $837.72 | $6,000 | $8,900 |
| Enhanced Diabetes Care Silver with $0 Drug Options Ambetter Health | Silver | HMO | $688.13 | $839.15 | $5,000 | $8,650 |
| Focused Silver + Vision + Adult Dental Ambetter Health | Silver | HMO | $695.24 | $847.82 | $6,300 | $8,400 |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter Health | Silver | HMO | $706.75 | $861.85 | $5,000 | $8,650 |
| Clarity VALUE Silver Ambetter Health | Silver | HMO | $725.79 | $885.08 | $8,000 | $8,400 |
| BlueSelect Silver 1443 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | EPO | $759.26 | $925.89 | $4,000 | $8,100 |
| BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | EPO | $762.60 | $929.96 | $4,000 | $8,100 |
| BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | EPO | $769.28 | $938.12 | $4,000 | $8,100 |
| BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | EPO | $771.83 | $941.22 | $6,000 | $8,900 |
| Standard Silver VALUE Ambetter Health | Silver | HMO | $774.15 | $944.05 | $6,000 | $8,900 |
| BlueSelect Silver 1456 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | EPO | $780.55 | $951.85 | $3,125 | $8,100 |
| Focused VALUE Silver Ambetter Health | Silver | HMO | $783.49 | $955.43 | $6,300 | $8,400 |
| BlueCare Silver 24K02-21 ($10 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | POS | $1,021.50 | $1,245.68 | $4,000 | $8,100 |
| BlueCare Silver 24K02-27S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Silver | POS | $1,055.91 | $1,287.65 | $6,000 | $8,900 |
| BlueOptions Silver 24J01-03 ($10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | PPO | $1,217.14 | $1,484.26 | $4,000 | $8,100 |
| BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | PPO | $1,300.02 | $1,585.33 | $6,000 | $8,900 |
| BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Silver | PPO | $1,315.10 | $1,603.72 | $3,125 | $8,100 |
| Gold Simple Oscar Health Maintenance Organization of Florida | Gold | HMO | $505.81 | $616.82 | $3,000 | $9,950 |
| Gold Classic Standard Oscar Health Maintenance Organization of Florida | Gold | HMO | $531.34 | $647.96 | $2,000 | $8,200 |
| Partnered Care Premier Gold Cigna HealthCare of Florida, Inc. | Gold | HMO | $550.01 | $670.72 | $1,850 | $7,700 |
| Connect Gold Mid-South 2250 Indiv Med Deductible Cigna Healthcare | Gold | EPO | $552.43 | $673.67 | $2,250 | $9,450 |
| Partnered Care Gold CMS Standard Cigna HealthCare of Florida, Inc. | Gold | HMO | $564.16 | $687.97 | $2,000 | $8,200 |
| Connect Gold Mid-South CMS Standard Cigna Healthcare | Gold | EPO | $564.64 | $688.56 | $2,000 | $8,200 |
| Connect Gold Mid-South 850 Indiv Med Deductible Cigna Healthcare | Gold | EPO | $590.29 | $719.83 | $850 | $8,550 |
| Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Gold | HMO | $604.94 | $737.70 | $800 | $9,000 |
| Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Gold | HMO | $610.89 | $744.96 | $800 | $9,000 |
| AvMed Entrust Gold Standard (2026) AvMed | Gold | HMO | $616.14 | $751.36 | $2,000 | $8,200 |
| Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard Wellpoint | Gold | HMO | $617.36 | $752.84 | $2,000 | $8,200 |
| Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives) Wellpoint | Gold | HMO | $618.24 | $753.92 | $1,400 | $5,000 |
| Molina Gold Enhanced 895 Molina Healthcare | Gold | HMO | $626.29 | $763.74 | $895 | $8,700 |
| Molina Gold Core 1640 Molina Healthcare | Gold | HMO | $626.74 | $764.29 | $1,640 | $8,100 |
| AvMed Entrust Gold 125 (2026) AvMed | Gold | HMO | $627.95 | $765.77 | $2,000 | $5,850 |
| Molina Gold Enhanced 895 Pluswith Adult Vision Molina Healthcare | Gold | HMO | $629.62 | $767.80 | $895 | $8,700 |
| Molina Gold Core 1640 Pluswith Adult Vision Molina Healthcare | Gold | HMO | $630.11 | $768.40 | $1,640 | $8,100 |
| AvMed Entrust Gold 125 Dental+Vision (2026) AvMed | Gold | HMO | $630.53 | $768.92 | $2,000 | $5,850 |
| Molina Gold Enhanced 895 Plus with Adult Dental and Vision Molina Healthcare | Gold | HMO | $641.35 | $782.10 | $895 | $8,700 |
| Molina Gold Core 1640 Plus with Adult Dental and Vision Molina Healthcare | Gold | HMO | $641.84 | $782.70 | $1,640 | $8,100 |
| Standard Gold Ambetter Health | Gold | HMO | $654.57 | $798.23 | $2,000 | $8,200 |
| Molina Gold Standard Molina Healthcare | Gold | HMO | $655.65 | $799.54 | $2,000 | $8,200 |
| Everyday Gold Ambetter Health | Gold | HMO | $668.75 | $815.51 | $800 | $7,250 |
| Standard Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $672.28 | $819.83 | $2,000 | $8,200 |
| Everyday Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $686.84 | $837.58 | $800 | $7,250 |
| Complete Gold Ambetter Health | Gold | HMO | $691.09 | $842.76 | $1,450 | $7,500 |
| AmeriHealth Caritas Next Gold Signature + No Referrals AmeriHealth Caritas Next | Gold | HMO | $691.34 | $843.07 | $2,000 | $8,200 |
| UHC Gold Standard UnitedHealthcare | Gold | HMO | $702.44 | $856.60 | $2,000 | $8,200 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) UnitedHealthcare | Gold | HMO | $708.50 | $863.99 | $0 | $10,600 |
| Complete Gold + Vision + Adult Dental Ambetter Health | Gold | HMO | $709.79 | $865.56 | $1,450 | $7,500 |
| AmeriHealth Caritas Next Gold Premier + No Referrals AmeriHealth Caritas Next | Gold | HMO | $711.60 | $867.77 | $850 | $8,500 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) UnitedHealthcare | Gold | HMO | $721.38 | $879.70 | $500 | $9,000 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) UnitedHealthcare | Gold | HMO | $738.51 | $900.59 | $500 | $9,000 |
| myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Gold | HMO | $750.81 | $915.58 | $2,000 | $8,200 |
| Standard Gold VALUE Ambetter Health | Gold | HMO | $757.62 | $923.89 | $2,000 | $8,200 |
| myBlue Gold 1605 ($0 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Gold | HMO | $763.59 | $931.18 | $940 | $4,500 |
| myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Gold | HMO | $790.73 | $964.26 | $0 | $6,550 |
| Complete VALUE Gold Ambetter Health | Gold | HMO | $799.89 | $975.44 | $1,450 | $7,500 |
| BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | EPO | $853.84 | $1,041.22 | $2,000 | $8,200 |
| BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | EPO | $874.04 | $1,065.86 | $1,500 | $6,450 |
| BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | EPO | $897.10 | $1,093.98 | $0 | $6,250 |
| BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | EPO | $900.42 | $1,098.03 | $0 | $6,250 |
| BlueCare Gold 24K02-28S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Gold | POS | $1,185.16 | $1,445.26 | $2,000 | $8,200 |
| BlueCare Gold 24K02-20 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Gold | POS | $1,256.98 | $1,532.85 | $0 | $6,250 |
| BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | PPO | $1,279.15 | $1,559.88 | $2,000 | $8,200 |
| BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | PPO | $1,309.54 | $1,596.94 | $1,500 | $6,450 |
| BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL) | Gold | PPO | $1,345.12 | $1,640.33 | $0 | $6,250 |
| AvMed Entrust Platinum 25 (2026) AvMed | Platinum | HMO | $853.90 | $1,041.31 | $0 | $5,500 |
| AvMed Entrust Platinum 25 Dental+Vision (2026) AvMed | Platinum | HMO | $856.96 | $1,045.04 | $0 | $5,500 |
| AvMed Entrust Platinum Standard (2026) AvMed | Platinum | HMO | $876.83 | $1,069.27 | $0 | $5,200 |
| myBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Platinum | HMO | $1,023.15 | $1,247.70 | $0 | $2,250 |
| myBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Platinum | HMO | $1,071.80 | $1,307.02 | $0 | $5,200 |
| BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Platinum | EPO | $1,118.47 | $1,363.93 | $1,000 | $4,000 |
| BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Platinum | EPO | $1,149.49 | $1,401.76 | $0 | $2,525 |
| BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Platinum | EPO | $1,197.95 | $1,460.86 | $0 | $5,200 |
| BlueCare Platinum 24K02-15 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Platinum | POS | $1,532.18 | $1,868.44 | $0 | $2,525 |
| BlueCare Platinum 24K02-29S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company) | Platinum | POS | $1,605.65 | $1,958.04 | $0 | $5,200 |
| BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Platinum | PPO | $1,698.82 | $2,071.65 | $1,000 | $4,000 |
| BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Platinum | PPO | $1,747.75 | $2,131.32 | $0 | $2,525 |
| BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL) | Platinum | PPO | $1,821.13 | $2,220.81 | $0 | $5,200 |
Silver Premium Trend (2022-2026)
| Year | Avg Premium | Min | Max | Plans | Issuers |
|---|---|---|---|---|---|
| 2022 | $420/mo | $358 | $772 | 83 | 10 |
| 2023 | $452/mo | $377 | $769 | 86 | 12 |
| 2024 | $470/mo | $403 | $873 | 63 | 11 |
| 2025 | $498/mo | $432 | $923 | 64 | 12 |
| 2026 | $672/mo | $553 | $1,315 | 70 | 12 |
What this means for Palm Beach
Use Palm Beach's own numbers here, not a national average, before you enroll.
- $672/mo Silver average is mid-pack nationally -- estimate your own subsidy before comparing tiers. Estimate your subsidy
- 195 plans from 12 issuers here -- see how that stacks up against the cheapest counties nationwide. See cheapest counties
Averages and tercile bands are CMS Marketplace Public Use File aggregates for this county; your actual premium depends on your age, household income, and chosen plan.
Frequently Asked Questions
Where does Palm Beach sit on Silver premiums vs other counties?
Palm Beach ranks #727 of 2055 tracked federal-marketplace counties by average Silver premium (highest = #1; CMS PUF sort). Local Silver avg is $672/mo. See /methodology#corpus-placement.
How many ACA plans compete in Palm Beach?
Palm Beach carries 195 ACA plans from 12 issuers, putting it in the densest third of county inventories nationwide.
What is the cheapest health insurance plan in Palm Beach?
The lowest-premium plan in Palm Beach starts at $407/mo (Bronze tier, age 27). Silver plans start at $553/mo. Actual premiums vary by age and may be reduced by premium tax credits.
What is the benchmark premium for Palm Beach?
The benchmark (second-lowest Silver) premium in Palm Beach is $555/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.
Why did Palm Beach premiums rise +31.9% year-over-year?
The average age-27 premium in Palm Beach changed by +31.9% between plan years 2025 and 2026, measured across Bronze, Silver, Gold, Platinum and Catastrophic plans. Premium trends are tracked from 2022 to 2026.
What is the average deductible and out-of-pocket maximum in Palm Beach?
The average annual deductible across all plans in Palm Beach is $4,856, and the average out-of-pocket maximum is $8,755. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.
Which issuers compete in Palm Beach's crowded market?
There are 12 insurance issuers offering ACA marketplace plans in Palm Beach, including Florida Blue HMO (a BlueCross BlueShield FL company), Florida Blue (BlueCross BlueShield FL), Ambetter Health, and others. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.
Disclaimer
This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.
Read our methodology - how this data is sourced, computed, and verified.
Counties With a Similar Benchmark Premium
The closest counties nationwide to Palm Beach, FL's $555/mo benchmark premium.
One of 2,054 counties nationwide with a tracked benchmark premium, 5 are shown here.
Nationwide counties with similar marketplace profiles
Two CMS Marketplace peer sets for Palm Beach, FL, both outside FL so the neighborhoods are not state containment (the similar-premium list above may still include same-state rating-area siblings). Peers are drawn from counties with ≥20 plans, the rankings-scale corpus.
Similar benchmark premium
Nearest other-state counties by benchmark premium ($555/mo here).
Similar issuer competition
Nearest other-state counties by issuer count (12 here).
Data sources
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan
PlainHealthPlan is rendered directly from CMS Health Insurance Marketplace Public Use Files, no number is typed in by an editor. Plan and premium figures for this county come from the live CMS Marketplace PUF aggregates. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of August 2026.