CMS Marketplace county · plan year 2026

Orange, Florida ACA premiums

County-level marketplace aggregates from CMS Public Use Files. Listed rates are age-27 premiums unless noted.

Data updated 2026-08-30

$679
Silver avg/mo
208
ACA plans
12
Issuers
+29.2%
YoY premium
Subscribe (RSS)
Silver avg $679/mo

Orange, Florida has 208 ACA marketplace plans from 12 issuers (plan year 2026). Average Silver premium is $679/mo; Bronze averages $555/mo and Gold $745/mo. Figures are CMS Marketplace Public Use File county aggregates for age-27 rates.

  • County Silver corpus place #592 of 2055 (highest = #1)
  • Benchmark (2nd-lowest Silver) $558/mo
  • Plan year 2026 CMS PUF

Silver rank is not plan-count rank

According to CMS Marketplace Public Use Files, Orange, Florida ranks #592 of 2,055 counties by listed Silver average ($679/mo) and #2 of 2,055 by plan count (208 plans).

#592 of 2,055
Silver average among 2,055 counties
$679
Listed Silver average /mo
#2 of 2,055
Plan count among 2,055 counties
208
Listed ACA plans in this county

Highest listed Silver average = #1. Most listed plans = #1. County of residence still governs which plans CMS files for that FIPS.

Orange, Florida offers 208 ACA marketplace plans from 12 issuers for plan year 2026. Bronze plans start at $411/mo and Silver plans start at $554/mo (age 27 listed rates). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.

$679
Avg Silver Premium/mo
$558
Benchmark Premium/mo
+29.2%
Year-over-Year Change
$4,924
Avg Deductible

High-premium band

Orange in the high-premium third

$679/mo Silver avg sits in the top third of tracked federal-marketplace counties. Corpus place #592 of 2055 (highest Silver = #1).

Bronze starts at $411/mo; Silver spans $554–$1,477/mo (age 27). Benchmark (2nd-lowest Silver) is $558/mo, the subsidy ceiling.

Source: CMS Marketplace Public Use Files, plan year 2026. Informational only; confirm options at HealthCare.gov. How we place counties.

Premiums by Metal Level

Bronze-tier cards fold CMS Expanded Bronze into Bronze (same population as county_trends and methodology). Plan rows and the premium-vs-deductible chart below keep the CMS source label.

Bronze

69 plans
$555/mo avg
$411 - $931

Silver

73 plans
$679/mo avg
$554 - $1,477

Gold

51 plans
$745/mo avg
$511 - $1,511

Platinum

13 plans
$1,347/mo avg
$891 - $2,045

Catastrophic plan available: avg $352/mo (2 plans) - only for individuals under 30 or with a hardship exemption.

Benchmark premium & subsidies

The benchmark (second-lowest Silver) premium in Orange is $558/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference.

ACA plans available

208

Plan year 2026

Issuers in market

12

Competitive market

Benchmark Silver

$558 /mo

Sets your subsidy ceiling

Avg deductible

$4,924

Across all metal tiers

B-
Marketplace Access Score
66/100
Orange

Based on benchmark premium, plan and issuer counts, and average deductible across 2,055 tracked ACA marketplace counties, not plan quality, network adequacy, or provider access.

Affordability F
$558/mo
Benchmark Silver premium; rank #592 of 2055 tracked counties (cheapest first)
Plan Choice A+
208 plans
ACA marketplace plan count; rank #2 of 2055 tracked counties (most first)
Issuer Competition A+
12 issuers
Distinct marketplace issuers; rank #3 of 2055 tracked counties (most first)
Cost Predictability C+
$4,924
Average deductible across tracked plans; rank #1278 of 2055 tracked counties (lowest first)

Orange ACA plans by premium and deductible

Each marker is the Orange average for one metal tier, monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.

Orange ACA marketplace plans: premium vs deductible

Source: CMS Marketplace Public Use Files for Orange, plan year 2026. Each point is the county average for one metal tier (premium age 27 vs average annual deductible). Scatter plot of 6 data points. -5000050001000015000 050010001500 Monthly premium ($, age 27) Avg annual deductible ($) Catastrophic (2 plans), Monthly premium ($, age 27): 352 · Avg annual deductible ($): 10600Catastrophic (2 plans)Bronze (7 plans), Monthly premium ($, age 27): 584 · Avg annual deductible ($): 8625Bronze (7 plans)Expanded Bronze (62 plans), Monthly premium ($, age 27): 552 · Avg annual deductible ($): 4631Expanded Bronze (62 plans)Silver (73 plans), Monthly premium ($, age 27): 679 · Avg annual deductible ($): 5430Silver (73 plans)Gold (51 plans), Monthly premium ($, age 27): 745 · Avg annual deductible ($): 1470Gold (51 plans)Platinum (13 plans), Monthly premium ($, age 27): 1347 · Avg annual deductible ($): 154Platinum (13 plans)
Source: CMS Marketplace Public Use Files for Orange, plan year 2026. Each point is the county average for one metal tier (premium age 27 vs average annual deductible).

How Orange's Silver premium compares nationwide

2,055 federal-marketplace counties with a tracked Silver average, banded by monthly premium.

Orange vs 2,055 tracked counties

Average Silver premium (age 27), CMS Marketplace Public Use Files

$679 592nd of 2055 higher than 1,463 of 2,055 counties

Counties, banded by average Silver premium

Each bar is a $1-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source CMS Marketplace Public Use Files · 2026-08-30

Issuers in Orange

Issuer Plans Avg Premium (Age 27)
Florida Blue HMO (a BlueCross BlueShield FL company) 35 $735/mo
Florida Blue (BlueCross BlueShield FL) 33 $1,090/mo
Oscar Health Maintenance Organization of Florida 19 $520/mo
Ambetter Health 19 $557/mo
Molina Healthcare 19 $629/mo
UnitedHealthcare 17 $663/mo
Health First Commercial Plans, Inc. 16 $524/mo
AvMed 14 $652/mo
Wellpoint 13 $566/mo
Cigna Healthcare 8 $662/mo
AmeriHealth Caritas Next 8 $547/mo
Ambetter Health 7 $595/mo

All Plans in Orange

Plan Name Metal Type Premium (27) Premium (40) Deductible OOP Max
Catastrophic 1746 (Primary Care Copay Visits 1-3, Open Access)
Health First Commercial Plans, Inc.
Catastrophic HMO $270.89 $330.34 $10,600 $10,600
Wellpoint Essential Catastrophic (+ Incentives)
Wellpoint
Catastrophic HMO $433.46 $528.59 $10,600 $10,600
myBlue Bronze 26M01-23 (Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Bronze HMO $432.49 $527.41 $10,125 $10,150
AmeriHealth Caritas Next Bronze Essential + No Referrals
AmeriHealth Caritas Next
Bronze HMO $435.39 $530.94 $10,600 $10,600
UHC Bronze Essential- ($0 Virtual Urgent Care)
UnitedHealthcare
Bronze HMO $505.93 $616.97 $10,600 $10,600
UHC Bronze Essential ($0 Virtual Urgent Care)
UnitedHealthcare
Bronze HMO $505.99 $617.04 $10,600 $10,600
BlueSelect Bronze 24L01-01 (Rewards)
Florida Blue (BlueCross BlueShield FL)
Bronze EPO $636.25 $775.89 $6,150 $10,150
BlueCare Bronze 24K02-18 (Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Bronze POS $722.93 $881.59 $6,150 $10,150
BlueOptions Bronze 24J01-06 (Rewards)
Florida Blue (BlueCross BlueShield FL)
Bronze PPO $845.58 $1,031.15 $6,150 $10,150
Bronze Simple Breathe Easy with Enhanced COPD Benefits
Oscar Health Maintenance Organization of Florida
Expanded Bronze HMO $411.18 $501.42 $9,000 $10,600
Bronze Savings 1820 (Primary Care Copay Visits 1-5, Open Access)
Health First Commercial Plans, Inc.
Expanded Bronze HMO $425.88 $519.34 $9,800 $10,150
Bronze Classic Standard | with AdventHealth
Oscar Health Maintenance Organization of Florida
Expanded Bronze HMO $433.63 $528.79 $7,500 $10,000
Everyday Bronze
Ambetter Health
Expanded Bronze HMO $436.37 $532.13 $8,450 $10,150
Standard Expanded Bronze
Ambetter Health
Expanded Bronze HMO $437.70 $533.76 $7,500 $10,000
AmeriHealth Caritas Next Bronze Signature + No Referrals
AmeriHealth Caritas Next
Expanded Bronze HMO $437.79 $533.86 $7,500 $10,000
AmeriHealth Caritas Next Bronze Premier + No Referrals
AmeriHealth Caritas Next
Expanded Bronze HMO $437.79 $533.86 $3,850 $10,600
Bronze Classic 4700 | with AdventHealth
Oscar Health Maintenance Organization of Florida
Expanded Bronze HMO $444.56 $542.13 $4,700 $9,200
Everyday Bronze + Vision + Adult Dental
Ambetter Health
Expanded Bronze HMO $448.17 $546.53 $8,450 $10,150
Standard Expanded Bronze + Vision + Adult Dental
Ambetter Health
Expanded Bronze HMO $449.55 $548.21 $7,500 $10,000
Bronze Savings 1820 + Adult Dental + Adult Vision (Primary Care Copay Visits 1-5, Open Access)
Health First Commercial Plans, Inc.
Expanded Bronze HMO $449.73 $548.43 $9,800 $10,150
Bronze Standard 1828
Health First Commercial Plans, Inc.
Expanded Bronze HMO $453.79 $553.38 $7,500 $10,000
Bronze Classic Standard
Oscar Health Maintenance Organization of Florida
Expanded Bronze HMO $454.68 $554.47 $7,500 $10,000
Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Wellpoint
Expanded Bronze HMO $459.73 $560.62 $6,000 $10,600
Bronze Simple Diabetes
Oscar Health Maintenance Organization of Florida
Expanded Bronze HMO $460.36 $561.39 $5,500 $10,150
Bronze Simple Chronic Care CKM
Oscar Health Maintenance Organization of Florida
Expanded Bronze HMO $466.01 $568.29 $5,500 $10,150
Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Wellpoint
Expanded Bronze HMO $466.80 $569.25 $5,500 $10,600
Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard
Wellpoint
Expanded Bronze HMO $470.81 $574.14 $7,500 $10,000
Standard Expanded Bronze VALUE
Ambetter Health
Expanded Bronze HMO $471.00 $574.37 $7,500 $10,000
AvMed Entrust Expanded Bronze Standard (2026)
AvMed
Expanded Bronze HMO $471.20 $574.62 $7,500 $10,000
Bronze Elite + PCP Saver Plus | with AdventHealth
Oscar Health Maintenance Organization of Florida
Expanded Bronze HMO $471.53 $575.02 $0 $10,600
Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)
Wellpoint
Expanded Bronze HMO $475.45 $579.79 $5,500 $10,600
AvMed Entrust Bronze 650 (2026)
AvMed
Expanded Bronze HMO $477.96 $582.86 $10,150 $10,150
AvMed Entrust Bronze 600 (2026)
AvMed
Expanded Bronze HMO $485.17 $591.65 $6,500 $9,500
myBlue Bronze 2219 ($75 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze HMO $492.70 $600.83 $2,625 $10,150
myBlue Bronze 2312S ($50 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze HMO $493.43 $601.72 $7,500 $10,000
Elite Bronze
Ambetter Health
Expanded Bronze HMO $498.43 $607.82 $0 $10,500
myBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze HMO $498.94 $608.44 $6,000 $10,150
Bronze 1826 ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access)
Health First Commercial Plans, Inc.
Expanded Bronze HMO $502.18 $612.39 $0 $10,150
Molina Bronze Standard
Molina Healthcare
Expanded Bronze HMO $508.94 $620.63 $7,500 $10,000
Elite Bronze + Vision + Adult Dental
Ambetter Health
Expanded Bronze HMO $511.92 $624.27 $0 $10,500
Connect Bronze Orlando CMS Standard
Cigna Healthcare
Expanded Bronze EPO $520.06 $634.19 $7,500 $10,000
Connect Bronze Orlando 6000 Indiv Med Deductible
Cigna Healthcare
Expanded Bronze EPO $520.84 $635.14 $6,000 $10,150
Molina Bronze Enhanced 3500
Molina Healthcare
Expanded Bronze HMO $521.43 $635.87 $3,500 $9,950
Molina Bronze Enhanced 3500 Pluswith Adult Vision
Molina Healthcare
Expanded Bronze HMO $525.06 $640.30 $3,500 $9,950
Bronze 1826 + Adult Dental + Adult Vision ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access)
Health First Commercial Plans, Inc.
Expanded Bronze HMO $526.03 $641.48 $0 $10,150
Connect Bronze Orlando 3000 Indiv Med Deductible
Cigna Healthcare
Expanded Bronze EPO $529.61 $645.84 $3,000 $9,750
UHC Bronze Standard
UnitedHealthcare
Expanded Bronze HMO $530.12 $646.46 $7,500 $10,000
myBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze HMO $532.80 $649.74 $0 $10,150
myBlue Bronze 2129V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze HMO $536.10 $653.76 $0 $10,150
Elite VALUE Bronze
Ambetter Health
Expanded Bronze HMO $536.35 $654.06 $0 $10,500
Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision
Molina Healthcare
Expanded Bronze HMO $537.88 $655.92 $3,500 $9,950
myBlue Bronze 2129E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze HMO $542.86 $662.00 $0 $10,150
UHC Bronze Standard+ (Dental + Vision)
UnitedHealthcare
Expanded Bronze HMO $548.78 $669.22 $7,500 $10,000
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)
UnitedHealthcare
Expanded Bronze HMO $549.25 $669.79 $0 $10,600
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)
UnitedHealthcare
Expanded Bronze HMO $567.91 $692.55 $0 $10,600
Molina Bronze Premier with $0 Medical Deductible
Molina Healthcare
Expanded Bronze HMO $570.30 $695.46 $0 $10,350
Molina Bronze Premier with $0 Medical Deductible Pluswith Adult Vision
Molina Healthcare
Expanded Bronze HMO $573.95 $699.91 $0 $10,350
Molina Bronze Premier with $0 Medical Deductible Plus with Adult Dental and Vision
Molina Healthcare
Expanded Bronze HMO $586.72 $715.48 $0 $10,350
BlueSelect Bronze 2342S ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded Bronze EPO $660.26 $805.17 $7,500 $10,000
BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx)
Florida Blue (BlueCross BlueShield FL)
Expanded Bronze EPO $665.92 $812.07 $6,650 $7,400
BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded Bronze EPO $670.63 $817.80 $6,500 $10,000
BlueSelect Bronze 2139 ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded Bronze EPO $699.35 $852.83 $0 $9,900
BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded Bronze EPO $703.06 $857.36 $0 $9,900
BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded Bronze EPO $710.47 $866.39 $0 $9,900
BlueCare Bronze 24K02-26S ($50 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze POS $763.52 $931.09 $7,500 $10,000
BlueCare Bronze 24K02-17 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze POS $780.89 $952.26 $6,500 $10,000
BlueCare Bronze 24K02-23 ($50 PCP Visits / $75 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze POS $825.36 $1,006.50 $0 $9,900
BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded Bronze PPO $877.35 $1,069.90 $7,500 $10,000
BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx)
Florida Blue (BlueCross BlueShield FL)
Expanded Bronze PPO $885.12 $1,079.37 $6,650 $7,400
BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded Bronze PPO $891.51 $1,087.17 $6,500 $10,000
BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded Bronze PPO $931.19 $1,135.55 $0 $9,900
Clarity Silver
Ambetter Health
Silver HMO $554.15 $675.76 $8,000 $8,400
Silver Savings 1821 (Primary Care Copay, Open Access)
Health First Commercial Plans, Inc.
Silver HMO $557.69 $680.08 $4,500 $8,000
myBlue Silver 26M03-02 ($0 Primary Care Visits with Select Providers / $5 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $559.24 $681.98 $9,500 $10,025
Silver Simple PCP Saver | with AdventHealth
Oscar Health Maintenance Organization of Florida
Silver HMO $560.89 $683.98 $5,000 $9,250
Silver Standard 1829
Health First Commercial Plans, Inc.
Silver HMO $561.88 $685.19 $6,000 $8,900
myBlue Silver 26M03-02V ($0 Primary Care Visits with Select Providers / $5 Labs / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $562.67 $686.16 $9,500 $10,025
AmeriHealth Caritas Next Silver Essential + No Referrals
AmeriHealth Caritas Next
Silver HMO $564.72 $688.66 $6,100 $9,000
Silver Classic Standard | with AdventHealth
Oscar Health Maintenance Organization of Florida
Silver HMO $565.90 $690.09 $6,000 $8,900
Silver Simple Diabetes | with AdventHealth
Oscar Health Maintenance Organization of Florida
Silver HMO $566.22 $690.48 $6,500 $10,000
Silver Simple Chronic Care CKM | with AdventHealth
Oscar Health Maintenance Organization of Florida
Silver HMO $567.32 $691.83 $5,900 $10,150
myBlue Silver 26M03-02E ($0 Primary Care Visits with Select Providers / $5 Labs / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $569.44 $694.41 $9,500 $10,025
myBlue Silver 25M03-01 ($0 Primary Care Visits with Select Providers / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $569.70 $694.73 $8,250 $8,650
Silver Elite | with AdventHealth
Oscar Health Maintenance Organization of Florida
Silver HMO $572.59 $698.25 $5,000 $9,850
myBlue Silver 25M03-01V ($0 Primary Care Visits with Select Providers / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $573.01 $698.77 $8,250 $8,650
myBlue Connected Care Silver 24M03-70 ($0 Primary Care Visits with Select Providers / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $575.93 $702.32 $6,375 $8,825
myBlue Silver 24M03-70V ($0 Primary Care Visits with Select Providers / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $579.22 $706.34 $6,375 $8,825
myBlue Silver 25M03-01E ($0 Primary Care Visits with Select Providers / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $579.80 $707.04 $8,250 $8,650
Silver Savings 1821 + Adult Dental + Adult Vision (Primary Care Copay, Open Access)
Health First Commercial Plans, Inc.
Silver HMO $581.54 $709.17 $4,500 $8,000
myBlue Silver 24M03-70E ($0 Primary Care Visits with Select Providers / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $586.02 $714.63 $6,375 $8,825
AmeriHealth Caritas Next Silver Signature + No Referrals
AmeriHealth Caritas Next
Silver HMO $587.20 $716.07 $6,000 $8,900
AvMed Entrust Silver Standard (2026)
AvMed
Silver HMO $590.27 $719.82 $6,000 $8,900
Standard Silver
Ambetter Health
Silver HMO $591.07 $720.79 $6,000 $8,900
Silver Classic Standard
Oscar Health Maintenance Organization of Florida
Silver HMO $594.28 $724.71 $6,000 $8,900
Silver Simple Breathe Easy with Enhanced COPD Benefits
Oscar Health Maintenance Organization of Florida
Silver HMO $594.41 $724.86 $6,200 $9,600
myBlue Silver 2237 ($60 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $595.04 $725.64 $3,150 $8,675
Silver Simple Women's Health with Menopause Benefits
Oscar Health Maintenance Organization of Florida
Silver HMO $595.21 $725.84 $6,000 $10,150
Silver 1664 (Primary Care & Specialist Copays, Open Access)
Health First Commercial Plans, Inc.
Silver HMO $595.33 $725.98 $4,550 $7,600
Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Wellpoint
Silver HMO $595.74 $726.48 $3,500 $10,150
Clarity VALUE Silver
Ambetter Health
Silver HMO $596.30 $727.16 $8,000 $8,400
Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Wellpoint
Silver HMO $598.14 $729.41 $1,850 $9,100
Focused Silver
Ambetter Health
Silver HMO $598.20 $729.48 $6,300 $8,400
myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $598.32 $729.64 $3,150 $8,675
AvMed Entrust Silver 550 (2026)
AvMed
Silver HMO $600.08 $731.78 $6,250 $8,000
AvMed Entrust Silver 550 Dental+Vision (2026)
AvMed
Silver HMO $602.59 $734.83 $6,250 $8,000
Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)
Wellpoint
Silver HMO $604.49 $737.15 $3,500 $10,150
myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $605.10 $737.90 $3,150 $8,675
myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $605.37 $738.22 $6,000 $8,900
Standard Silver + Vision + Adult Dental
Ambetter Health
Silver HMO $607.06 $740.29 $6,000 $8,900
Enhanced Diabetes Care Silver with $0 Drug Options
Ambetter Health
Silver HMO $608.10 $741.56 $5,000 $8,650
Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard
Wellpoint
Silver HMO $608.78 $742.39 $6,000 $8,900
Focused Silver + Vision + Adult Dental
Ambetter Health
Silver HMO $614.38 $749.22 $6,300 $8,400
AmeriHealth Caritas Next Silver Premier + No Referrals
AmeriHealth Caritas Next
Silver HMO $617.25 $752.72 $400 $10,200
AvMed Entrust Silver 350 (2026)
AvMed
Silver HMO $617.45 $752.96 $3,500 $9,250
Silver 1664 + Adult Dental + Adult Vision (Primary Care & Specialist Copays, Open Access)
Health First Commercial Plans, Inc.
Silver HMO $619.18 $755.07 $4,550 $7,600
AvMed Entrust Silver 350 Dental+Vision (2026)
AvMed
Silver HMO $620.03 $756.11 $3,500 $9,250
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental
Ambetter Health
Silver HMO $624.55 $761.62 $5,000 $8,650
Standard Silver VALUE
Ambetter Health
Silver HMO $636.03 $775.62 $6,000 $8,900
Focused VALUE Silver
Ambetter Health
Silver HMO $643.70 $784.97 $6,300 $8,400
Molina Silver Saver with Four Free PCP Visits
Molina Healthcare
Silver HMO $644.18 $785.56 $7,000 $10,150
Molina Silver Core
Molina Healthcare
Silver HMO $649.12 $791.58 $6,000 $8,990
Molina Silver Core Pluswith Adult Vision
Molina Healthcare
Silver HMO $652.75 $796.00 $6,000 $8,990
Molina Silver Core Plus with Adult Dental and Vision
Molina Healthcare
Silver HMO $665.52 $811.58 $6,000 $8,990
UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx)
UnitedHealthcare
Silver HMO $669.60 $816.55 $4,500 $9,900
Molina Silver Standard
Molina Healthcare
Silver HMO $671.24 $818.55 $6,000 $8,900
UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
Silver HMO $688.26 $839.31 $4,500 $9,900
UHC Silver Standard-
UnitedHealthcare
Silver HMO $703.36 $857.73 $6,000 $8,900
UHC Silver Standard
UnitedHealthcare
Silver HMO $703.44 $857.82 $6,000 $8,900
UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx)
UnitedHealthcare
Silver HMO $712.78 $869.22 $2,700 $10,350
UHC Silver Standard+ (Dental + Vision)
UnitedHealthcare
Silver HMO $722.10 $880.58 $6,000 $8,900
UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
Silver HMO $731.45 $891.97 $2,700 $10,350
Connect Silver Orlando CMS Standard
Cigna Healthcare
Silver EPO $784.96 $957.23 $6,000 $8,900
Connect Silver Orlando 3500 Indiv Med Deductible
Cigna Healthcare
Silver EPO $785.12 $957.43 $3,500 $9,350
Connect Silver Orlando 5000 Indiv Med Deductible
Cigna Healthcare
Silver EPO $787.65 $960.51 $5,000 $8,950
BlueSelect Silver 1443 ($10 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
Silver EPO $852.76 $1,039.91 $4,000 $8,100
BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards)
Florida Blue (BlueCross BlueShield FL)
Silver EPO $856.52 $1,044.50 $4,000 $8,100
BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards)
Florida Blue (BlueCross BlueShield FL)
Silver EPO $864.02 $1,053.65 $4,000 $8,100
BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Silver EPO $866.88 $1,057.14 $6,000 $8,900
BlueSelect Silver 1456 ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Silver EPO $876.68 $1,069.09 $3,125 $8,100
BlueCare Silver 24K02-21 ($10 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver POS $976.70 $1,191.06 $4,000 $8,100
BlueCare Silver 24K02-27S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver POS $1,009.62 $1,231.20 $6,000 $8,900
BlueOptions Silver 24J01-03 ($10 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
Silver PPO $1,367.03 $1,667.05 $4,000 $8,100
BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Silver PPO $1,460.13 $1,780.57 $6,000 $8,900
BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Silver PPO $1,477.06 $1,801.23 $3,125 $8,100
Gold Simple | with AdventHealth
Oscar Health Maintenance Organization of Florida
Gold HMO $511.49 $623.75 $3,000 $9,950
Gold Elite Saver Plus | with AdventHealth
Oscar Health Maintenance Organization of Florida
Gold HMO $512.92 $625.49 $0 $9,500
Gold Savings 1825 ($25 Primary Care Copay, $50 Specialist Copay, Open Access)
Health First Commercial Plans, Inc.
Gold HMO $529.93 $646.23 $3,050 $8,100
Gold Classic Standard | with AdventHealth
Oscar Health Maintenance Organization of Florida
Gold HMO $537.31 $655.24 $2,000 $8,200
Gold Savings 1825 + Adult Dental + Adult Vision ($25 Primary Care Copay, $50 Specialist Copay, Open Access)
Health First Commercial Plans, Inc.
Gold HMO $553.79 $675.32 $3,050 $8,100
Gold Standard 1833
Health First Commercial Plans, Inc.
Gold HMO $557.49 $679.84 $2,000 $8,200
Gold Classic Standard
Oscar Health Maintenance Organization of Florida
Gold HMO $564.13 $687.93 $2,000 $8,200
Standard Gold
Ambetter Health
Gold HMO $578.45 $705.40 $2,000 $8,200
Gold 1742 (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access)
Health First Commercial Plans, Inc.
Gold HMO $587.96 $716.99 $3,000 $8,250
Everyday Gold
Ambetter Health
Gold HMO $590.97 $720.67 $800 $7,250
Standard Gold + Vision + Adult Dental
Ambetter Health
Gold HMO $594.10 $724.48 $2,000 $8,200
Everyday Gold + Vision + Adult Dental
Ambetter Health
Gold HMO $606.96 $740.17 $800 $7,250
Complete Gold
Ambetter Health
Gold HMO $610.72 $744.75 $1,450 $7,500
Gold 1742 + Adult Dental + Adult Vision (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access)
Health First Commercial Plans, Inc.
Gold HMO $611.81 $746.09 $3,000 $8,250
Standard Gold VALUE
Ambetter Health
Gold HMO $622.45 $759.05 $2,000 $8,200
Complete Gold + Vision + Adult Dental
Ambetter Health
Gold HMO $627.24 $764.90 $1,450 $7,500
AmeriHealth Caritas Next Gold Signature + No Referrals
AmeriHealth Caritas Next
Gold HMO $637.09 $776.91 $2,000 $8,200
AvMed Entrust Gold Standard (2026)
AvMed
Gold HMO $643.16 $784.32 $2,000 $8,200
Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Wellpoint
Gold HMO $651.81 $794.86 $800 $9,000
AvMed Entrust Gold 125 (2026)
AvMed
Gold HMO $655.48 $799.34 $2,000 $5,850
AmeriHealth Caritas Next Gold Premier + No Referrals
AmeriHealth Caritas Next
Gold HMO $655.76 $799.67 $850 $8,500
Complete VALUE Gold
Ambetter Health
Gold HMO $657.18 $801.40 $1,450 $7,500
AvMed Entrust Gold 125 Dental+Vision (2026)
AvMed
Gold HMO $658.19 $802.64 $2,000 $5,850
Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)
Wellpoint
Gold HMO $658.23 $802.69 $800 $9,000
Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard
Wellpoint
Gold HMO $665.20 $811.18 $2,000 $8,200
Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Wellpoint
Gold HMO $666.14 $812.34 $1,400 $5,000
Molina Gold Enhanced 895
Molina Healthcare
Gold HMO $681.46 $831.01 $895 $8,700
Molina Gold Core 1640
Molina Healthcare
Gold HMO $681.95 $831.62 $1,640 $8,100
Connect Gold Orlando 1500 Indiv Med Deductible
Cigna Healthcare
Gold EPO $683.17 $833.10 $1,500 $9,450
Molina Gold Enhanced 895 Pluswith Adult Vision
Molina Healthcare
Gold HMO $685.08 $835.44 $895 $8,700
Molina Gold Core 1640 Pluswith Adult Vision
Molina Healthcare
Gold HMO $685.62 $836.09 $1,640 $8,100
Connect Gold Orlando CMS Standard
Cigna Healthcare
Gold EPO $688.18 $839.21 $2,000 $8,200
Molina Gold Enhanced 895 Plus with Adult Dental and Vision
Molina Healthcare
Gold HMO $697.84 $851.00 $895 $8,700
Molina Gold Core 1640 Plus with Adult Dental and Vision
Molina Healthcare
Gold HMO $698.38 $851.65 $1,640 $8,100
Molina Gold Standard
Molina Healthcare
Gold HMO $713.41 $869.97 $2,000 $8,200
myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Gold HMO $717.89 $875.44 $2,000 $8,200
myBlue Gold 1605 ($0 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Gold HMO $730.12 $890.36 $940 $4,500
myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Gold HMO $756.06 $921.99 $0 $6,550
UHC Gold Standard
UnitedHealthcare
Gold HMO $765.53 $933.53 $2,000 $8,200
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx)
UnitedHealthcare
Gold HMO $772.13 $941.58 $0 $10,600
UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx)
UnitedHealthcare
Gold HMO $786.17 $958.71 $500 $9,000
UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
Gold HMO $804.84 $981.47 $500 $9,000
BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Gold EPO $958.99 $1,169.46 $2,000 $8,200
BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
Gold EPO $981.69 $1,197.14 $1,500 $6,450
BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
Gold EPO $1,007.58 $1,228.71 $0 $6,250
BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards)
Florida Blue (BlueCross BlueShield FL)
Gold EPO $1,011.31 $1,233.26 $0 $6,250
BlueCare Gold 24K02-28S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Gold POS $1,133.20 $1,381.90 $2,000 $8,200
BlueCare Gold 24K02-20 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Gold POS $1,201.87 $1,465.64 $0 $6,250
BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Gold PPO $1,436.68 $1,751.98 $2,000 $8,200
BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
Gold PPO $1,470.82 $1,793.61 $1,500 $6,450
BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
Gold PPO $1,510.78 $1,842.34 $0 $6,250
AvMed Entrust Platinum 25 (2026)
AvMed
Platinum HMO $891.35 $1,086.97 $0 $5,500
AvMed Entrust Platinum 25 Dental+Vision (2026)
AvMed
Platinum HMO $894.55 $1,090.87 $0 $5,500
AvMed Entrust Platinum Standard (2026)
AvMed
Platinum HMO $915.29 $1,116.16 $0 $5,200
myBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Platinum HMO $978.30 $1,193.00 $0 $2,250
myBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Platinum HMO $1,024.81 $1,249.72 $0 $5,200
BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Platinum EPO $1,256.21 $1,531.90 $1,000 $4,000
BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Platinum EPO $1,291.05 $1,574.39 $0 $2,525
BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Platinum EPO $1,345.49 $1,640.77 $0 $5,200
BlueCare Platinum 24K02-15 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Platinum POS $1,465.00 $1,786.52 $0 $2,525
BlueCare Platinum 24K02-29S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Platinum POS $1,535.26 $1,872.19 $0 $5,200
BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Platinum PPO $1,908.03 $2,326.78 $1,000 $4,000
BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Platinum PPO $1,962.99 $2,393.80 $0 $2,525
BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Platinum PPO $2,045.41 $2,494.31 $0 $5,200

Silver Premium Trend (2022-2026)

Year Avg Premium Min Max Plans Issuers
2022 $445/mo $391 $849 82 9
2023 $470/mo $401 $845 81 10
2024 $484/mo $411 $898 66 11
2025 $513/mo $428 $1,033 67 12
2026 $679/mo $554 $1,477 73 12

What this means for Orange

Use Orange's own numbers here, not a national average, before you enroll.

  • $679/mo Silver average sits in the top third of tracked counties nationally -- run the metal-tier math before defaulting to Silver. Compare metal tiers
  • 208 plans from 12 issuers here -- see how that stacks up against the cheapest counties nationwide. See cheapest counties

Averages and tercile bands are CMS Marketplace Public Use File aggregates for this county; your actual premium depends on your age, household income, and chosen plan.

Frequently Asked Questions

Why is Orange's Silver premium in the high band?

Orange ranks #592 of 2055 tracked federal-marketplace counties by average Silver premium (highest = #1; CMS PUF sort). Local Silver avg is $679/mo. See /methodology#corpus-placement.

How many ACA plans compete in Orange?

Orange carries 208 ACA plans from 12 issuers, putting it in the densest third of county inventories nationwide.

What is the floor premium in high-cost Orange?

The lowest-premium plan in Orange starts at $411/mo (Bronze tier, age 27). Silver plans start at $554/mo. Actual premiums vary by age and may be reduced by premium tax credits.

How does the Orange benchmark premium affect subsidies?

The benchmark (second-lowest Silver) premium in Orange is $558/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.

Why did Orange premiums rise +29.2% year-over-year?

The average age-27 premium in Orange changed by +29.2% between plan years 2025 and 2026, measured across Bronze, Silver, Gold, Platinum and Catastrophic plans. Premium trends are tracked from 2022 to 2026.

What is the average deductible and out-of-pocket maximum in Orange?

The average annual deductible across all plans in Orange is $4,924, and the average out-of-pocket maximum is $8,777. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.

Which issuers compete in Orange's crowded market?

There are 12 insurance issuers offering ACA marketplace plans in Orange, including Florida Blue HMO (a BlueCross BlueShield FL company), Florida Blue (BlueCross BlueShield FL), Oscar Health Maintenance Organization of Florida, and others. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.

Disclaimer

This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.

Counties With a Similar Benchmark Premium

The closest counties nationwide to Orange, FL's $558/mo benchmark premium.

One of 2,054 counties nationwide with a tracked benchmark premium, 5 are shown here.

Nationwide counties with similar marketplace profiles

Two CMS Marketplace peer sets for Orange, FL, both outside FL so the neighborhoods are not state containment (the similar-premium list above may still include same-state rating-area siblings). Peers are drawn from counties with ≥20 plans, the rankings-scale corpus.

Similar benchmark premium

Nearest other-state counties by benchmark premium ($558/mo here).

Similar issuer competition

Nearest other-state counties by issuer count (12 here).

Data sources

Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan

Verify with CMS →

PlainHealthPlan is rendered directly from CMS Health Insurance Marketplace Public Use Files, no number is typed in by an editor. Plan and premium figures for this county come from the live CMS Marketplace PUF aggregates. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of August 2026.