ACA plans available
115
Plan year
2026 data Public-data reference. official source
Comal, Texas Health Insurance
Open-data reference.
115 ACA plans from 7 issuers — Plan year 2026
Comal, Texas offers 115 ACA marketplace plans from 7 issuers for plan year 2026. Bronze plans start at $337/mo and Silver plans start at $505/mo (age 27, before subsidies). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.
$597
Avg Silver Premium/mo
$520
Benchmark Premium/mo
+41.1%
Year-over-Year Change
$4,739
Avg Deductible
What the Numbers Say About Comal
Comal, Texas has 115 ACA marketplace plans offered by 7 issuers for plan year 2026. The average Silver-tier premium comes in at $597/mo for a 27-year-old non-tobacco user, with the lowest Silver at $505 and the highest at $774. Bronze plans start at $337/mo — useful for healthy enrollees who want catastrophic protection with the lowest monthly outlay.
The benchmark (second-lowest Silver) premium is $520/mo, the figure the IRS uses to calculate your Advance Premium Tax Credit. Enrollees whose expected income-based contribution falls below this amount receive a subsidy for the difference. Across all plans, the average annual deductible is $4,739 and the average out-of-pocket maximum is $9,194 — numbers that matter more than the sticker premium once you actually use care. Year-over-year, average premiums in Comal shifted by +41.1%, a signal of how local issuer pricing and risk-pool dynamics are trending.
Issuer count is one of the strongest predictors of affordability: with 7 issuers active in Comal, consumers have meaningful competition to pressure premiums lower. This page is informational only and is not insurance, medical, or tax advice — verify your eligibility, network coverage, and final pricing at HealthCare.gov before enrolling. Source: CMS Marketplace PUF, plan year 2026.
Premiums by Metal Level
Bronze
3 plans$387/mo avg
$337 — $449
Silver
42 plans$597/mo avg
$505 — $774
Gold
39 plans$521/mo avg
$434 — $662
Catastrophic plan available: avg $350/mo (3 plans) — only for individuals under 30 or with a hardship exemption.
Benchmark Premium & Subsidies
The benchmark premium (2nd-lowest Silver plan) in Comal is $520/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference. The higher the benchmark, the larger the potential subsidy.
Issuers in market
7
Competitive market
Benchmark Silver
$520 /mo
Sets your subsidy ceiling
Avg deductible
$4,739
Across all metal tiers
Comal ACA plans by premium and deductible
Each marker is the Comal average for one metal tier (and the local Bronze low / Silver high extremes where data is available). The dashed line marks the federal out-of-pocket-maximum ceiling.
Source: CMS Marketplace PUF for Comal, plan year 2026. Bronze = catastrophic-only zone (high deductible). Gold/Platinum = premium-heavy zone (low deductible).
Issuers in Comal
| Issuer | Plans | Avg Premium (Age 27) |
|---|---|---|
| Oscar Insurance Company | 23 | $498/mo |
| Blue Cross and Blue Shield of Texas | 22 | $591/mo |
| WellPoint | 21 | $462/mo |
| CHRISTUS Health Plan | 16 | $425/mo |
| UnitedHealthcare | 14 | $505/mo |
| Ambetter from Superior HealthPlan | 12 | $591/mo |
| Imperial Insurance Companies, Inc. | 7 | $462/mo |
All Plans in Comal
| Plan Name | Metal | Type | Premium (27) | Premium (40) | Deductible | OOP Max |
|---|---|---|---|---|---|---|
| CHRISTUS Catastrophic (3 Free PCP visits) CHRISTUS Health Plan | Catastrophic | HMO | $274.39 | $334.61 | $10,600 | $10,600 |
| Wellpoint Essential Catastrophic (+ Incentives) WellPoint | Catastrophic | HMO | $325.69 | $397.16 | $10,600 | $10,600 |
| Blue Advantage Security HMO℠ 200 Blue Cross and Blue Shield of Texas | Catastrophic | HMO | $450.41 | $549.26 | $10,600 | $10,600 |
| Imperial Preferred Bronze Imperial Insurance Companies, Inc. | Bronze | HMO | $337.48 | $411.55 | $9,200 | $9,200 |
| UHC Bronze Essential ($0 Virtual Urgent Care) UnitedHealthcare | Bronze | HMO | $373.21 | $455.12 | $10,600 | $10,600 |
| Blue Advantage Plus Bronze℠ 305 Blue Cross and Blue Shield of Texas | Bronze | POS | $449.29 | $547.89 | $7,300 | $10,600 |
| CHRISTUS Value Bronze (3 Free PCP Visits, $0 Virtual Urgent Care) CHRISTUS Health Plan | Expanded Bronze | HMO | $310.98 | $379.22 | $10,600 | $10,600 |
| CHRISTUS Value Bronze + Dental & Vision (3 Free PCP Visits, $0 Virtual Urgent Care) CHRISTUS Health Plan | Expanded Bronze | HMO | $320.75 | $391.14 | $10,600 | $10,600 |
| CHRISTUS Standard Expanded Bronze ($0 Virtual Urgent Care) CHRISTUS Health Plan | Expanded Bronze | HMO | $330.48 | $403.00 | $7,500 | $10,000 |
| CHRISTUS Bronze Essential (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan | Expanded Bronze | HMO | $334.93 | $408.44 | $7,450 | $9,850 |
| Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint | Expanded Bronze | HMO | $342.79 | $418.02 | $6,000 | $10,600 |
| CHRISTUS Bronze Essential + Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan | Expanded Bronze | HMO | $344.43 | $420.02 | $7,450 | $9,850 |
| Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint | Expanded Bronze | HMO | $347.45 | $423.71 | $7,500 | $10,000 |
| Wellpoint Essential Bronze 6000 Adult Dental/Vision ($0 Virtual PCP+$0 Select Drugs) WellPoint | Expanded Bronze | HMO | $348.49 | $424.97 | $6,000 | $10,600 |
| Wellpoint Essential Bronze 4000 HSA (+ Incentives) WellPoint | Expanded Bronze | HMO | $357.81 | $436.33 | $4,000 | $8,450 |
| Imperial Standard Bronze Imperial Insurance Companies, Inc. | Expanded Bronze | HMO | $360.95 | $440.16 | $7,500 | $10,000 |
| Wellpoint Essential Bronze POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint | Expanded Bronze | POS | $361.73 | $441.11 | $5,500 | $10,600 |
| Wellpoint Essential Bronze POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint | Expanded Bronze | POS | $364.85 | $444.92 | $7,500 | $10,000 |
| Wellpoint Essential Bronze POS 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint | Expanded Bronze | POS | $365.74 | $446.01 | $4,500 | $10,600 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Insurance Company | Expanded Bronze | EPO | $374.54 | $456.74 | $9,000 | $10,600 |
| Bronze Classic Standard Oscar Insurance Company | Expanded Bronze | EPO | $387.34 | $472.35 | $7,500 | $10,000 |
| UHC Bronze Standard UnitedHealthcare | Expanded Bronze | HMO | $389.96 | $475.54 | $7,500 | $10,000 |
| Bronze Classic 4700 Oscar Insurance Company | Expanded Bronze | EPO | $392.01 | $478.04 | $4,700 | $9,800 |
| Bronze Simple Diabetes Oscar Insurance Company | Expanded Bronze | EPO | $393.19 | $479.48 | $5,500 | $10,150 |
| Bronze Simple Chronic Care CKM Oscar Insurance Company | Expanded Bronze | EPO | $399.78 | $487.52 | $5,500 | $10,150 |
| UHC Bronze Standard+ (Dental + Vision) UnitedHealthcare | Expanded Bronze | HMO | $403.28 | $491.79 | $7,500 | $10,000 |
| Bronze Elite + PCP Saver Plus Oscar Insurance Company | Expanded Bronze | EPO | $409.58 | $499.47 | $0 | $10,150 |
| MyBlue Health Bronze℠ Standard Blue Cross and Blue Shield of Texas | Expanded Bronze | HMO | $411.79 | $502.16 | $7,500 | $10,000 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) UnitedHealthcare | Expanded Bronze | HMO | $412.67 | $503.23 | $0 | $10,600 |
| MyBlue Health Bronze℠ 402 Blue Cross and Blue Shield of Texas | Expanded Bronze | HMO | $427.65 | $521.50 | $5,000 | $9,000 |
| Blue Advantage Bronze HMO℠ Standard Blue Cross and Blue Shield of Texas | Expanded Bronze | HMO | $457.22 | $557.57 | $7,500 | $10,000 |
| Blue Advantage Bronze HMO℠ 204 Blue Cross and Blue Shield of Texas | Expanded Bronze | HMO | $457.73 | $558.19 | $6,000 | $10,150 |
| Blue Advantage Plus Bronze℠ Standard Blue Cross and Blue Shield of Texas | Expanded Bronze | POS | $470.32 | $573.54 | $7,500 | $10,000 |
| Blue Advantage Plus Bronze℠ 303 Blue Cross and Blue Shield of Texas | Expanded Bronze | POS | $485.27 | $591.77 | $7,000 | $10,150 |
| CHRISTUS Value Silver 70 ($0 Virtual Urgent Care) CHRISTUS Health Plan | Silver | HMO | $505.41 | $616.33 | $5,990 | $5,990 |
| CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) CHRISTUS Health Plan | Silver | HMO | $520.33 | $634.53 | $6,000 | $8,900 |
| CHRISTUS Value Silver 70 + Dental & Vision ($0 Virtual Urgent Care) CHRISTUS Health Plan | Silver | HMO | $520.42 | $634.64 | $5,990 | $5,990 |
| Imperial Standard Silver Imperial Insurance Companies, Inc. | Silver | HMO | $531.54 | $648.20 | $6,000 | $8,900 |
| Silver Simple Guided Care Oscar Insurance Company | Silver | HMO | $534.63 | $651.96 | $6,300 | $9,300 |
| CHRISTUS Silver Essential 70 ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan | Silver | HMO | $534.90 | $652.30 | $6,900 | $9,300 |
| Silver Simple Diabetes Guided Care Oscar Insurance Company | Silver | HMO | $540.75 | $659.43 | $6,500 | $10,000 |
| Imperial Preferred Silver Imperial Insurance Companies, Inc. | Silver | HMO | $541.50 | $660.34 | $7,500 | $9,500 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care Oscar Insurance Company | Silver | HMO | $544.54 | $664.04 | $6,200 | $9,600 |
| Silver Simple Chronic Care CKM Guided Care Oscar Insurance Company | Silver | HMO | $544.93 | $664.53 | $5,900 | $10,150 |
| Silver Simple Women's Health with Menopause Benefits Guided Care Oscar Insurance Company | Silver | HMO | $546.43 | $666.36 | $6,000 | $10,150 |
| CHRISTUS Silver Essential 70 + Dental & Vision ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan | Silver | HMO | $550.06 | $670.78 | $6,900 | $9,300 |
| Silver Classic Standard Guided Care Oscar Insurance Company | Silver | HMO | $553.61 | $675.11 | $6,000 | $8,900 |
| Silver Simple PCP Saver Guided Care Oscar Insurance Company | Silver | HMO | $557.66 | $680.05 | $5,750 | $10,150 |
| Wellpoint Essential Silver 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint | Silver | HMO | $557.84 | $680.27 | $6,000 | $8,900 |
| Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint | Silver | HMO | $563.04 | $686.61 | $3,500 | $9,950 |
| Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint | Silver | HMO | $565.38 | $689.46 | $1,850 | $9,100 |
| Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint | Silver | HMO | $568.79 | $693.62 | $3,500 | $9,950 |
| UHC Silver Standard UnitedHealthcare | Silver | HMO | $574.05 | $700.03 | $6,000 | $8,900 |
| UHC Silver Value ($0 Virtual Urgent Care) UnitedHealthcare | Silver | HMO | $583.29 | $711.30 | $3,000 | $8,950 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) UnitedHealthcare | Silver | HMO | $583.97 | $712.13 | $3,500 | $9,200 |
| Wellpoint Essential Silver POS 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint | Silver | POS | $585.80 | $714.36 | $6,000 | $8,900 |
| Wellpoint Essential Silver POS 4000 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint | Silver | POS | $590.11 | $719.62 | $4,000 | $9,550 |
| Wellpoint Essential Silver POS 2500 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint | Silver | POS | $590.36 | $719.92 | $2,500 | $9,900 |
| UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) UnitedHealthcare | Silver | HMO | $596.62 | $727.55 | $3,000 | $8,950 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) UnitedHealthcare | Silver | HMO | $597.30 | $728.39 | $3,500 | $9,200 |
| Silver Simple PCP Saver Oscar Insurance Company | Silver | EPO | $597.81 | $729.01 | $5,750 | $10,150 |
| Standard Silver Ambetter from Superior HealthPlan | Silver | EPO | $601.30 | $733.27 | $6,000 | $8,900 |
| Silver Classic Standard Oscar Insurance Company | Silver | EPO | $601.89 | $733.98 | $6,000 | $8,900 |
| Focused Silver Ambetter from Superior HealthPlan | Silver | EPO | $604.39 | $737.03 | $6,300 | $8,400 |
| Silver Classic Oscar Insurance Company | Silver | EPO | $610.03 | $743.91 | $5,500 | $8,900 |
| Enhanced Diabetes Care Silver with $0 Drug Options Ambetter from Superior HealthPlan | Silver | EPO | $610.07 | $743.95 | $5,000 | $8,650 |
| Standard Silver + Vision + Adult Dental Ambetter from Superior HealthPlan | Silver | EPO | $623.90 | $760.83 | $6,000 | $8,900 |
| Focused Silver + Vision + Adult Dental Ambetter from Superior HealthPlan | Silver | EPO | $627.10 | $764.73 | $6,300 | $8,400 |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter from Superior HealthPlan | Silver | EPO | $633.00 | $771.92 | $5,000 | $8,650 |
| MyBlue Health Silver℠ Standard Blue Cross and Blue Shield of Texas | Silver | HMO | $649.47 | $792.00 | $6,000 | $8,900 |
| MyBlue Health Silver℠ 405 Blue Cross and Blue Shield of Texas | Silver | HMO | $650.49 | $793.25 | $1,500 | $10,600 |
| Blue Advantage Silver HMO℠ Standard Blue Cross and Blue Shield of Texas | Silver | HMO | $737.88 | $899.81 | $6,000 | $8,900 |
| Blue Advantage Silver HMO℠ 205 Blue Cross and Blue Shield of Texas | Silver | HMO | $746.01 | $909.73 | $1,450 | $10,600 |
| Blue Advantage Plus Silver℠ 202 Blue Cross and Blue Shield of Texas | Silver | POS | $752.48 | $917.63 | $1,250 | $10,500 |
| Blue Advantage Plus Silver℠ Standard Blue Cross and Blue Shield of Texas | Silver | POS | $755.39 | $921.17 | $6,000 | $8,900 |
| Blue Advantage Plus Silver℠ 605 Blue Cross and Blue Shield of Texas | Silver | POS | $773.99 | $943.85 | $0 | $10,150 |
| CHRISTUS Standard Gold ($0 Virtual Urgent Care) CHRISTUS Health Plan | Gold | HMO | $434.40 | $529.74 | $2,000 | $8,200 |
| CHRISTUS Gold Essential ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) CHRISTUS Health Plan | Gold | HMO | $440.35 | $536.99 | $3,750 | $9,200 |
| CHRISTUS Gold Essential + Dental & Vision ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) CHRISTUS Health Plan | Gold | HMO | $452.21 | $551.45 | $3,750 | $9,200 |
| CHRISTUS Gold + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan | Gold | HMO | $458.14 | $558.69 | $0 | $9,200 |
| Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint | Gold | HMO | $465.58 | $567.76 | $800 | $9,000 |
| Wellpoint Essential Gold 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint | Gold | HMO | $467.57 | $570.18 | $2,000 | $8,200 |
| Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint | Gold | HMO | $468.36 | $571.15 | $1,500 | $5,000 |
| Gold Simple Guided Care Oscar Insurance Company | Gold | HMO | $469.74 | $572.84 | $3,300 | $9,950 |
| Gold Classic Standard Guided Care Oscar Insurance Company | Gold | HMO | $472.12 | $575.73 | $2,000 | $8,200 |
| CHRISTUS Gold + Dental & Vision + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan | Gold | HMO | $472.71 | $576.45 | $0 | $9,200 |
| Gold Simple Diabetes Guided Care Oscar Insurance Company | Gold | HMO | $474.25 | $578.34 | $2,000 | $9,800 |
| Gold Classic Guided Care Oscar Insurance Company | Gold | HMO | $479.38 | $584.59 | $2,500 | $8,000 |
| Imperial Standard Gold Imperial Insurance Companies, Inc. | Gold | HMO | $484.96 | $591.39 | $2,000 | $8,200 |
| Imperial Preferred Gold Zero Imperial Insurance Companies, Inc. | Gold | HMO | $487.32 | $594.27 | $0 | $9,200 |
| Wellpoint Essential Gold POS 700 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint | Gold | POS | $489.03 | $596.35 | $700 | $7,500 |
| Imperial Preferred Gold Imperial Insurance Companies, Inc. | Gold | HMO | $489.34 | $596.74 | $1,350 | $9,000 |
| Wellpoint Essential Gold POS 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint | Gold | POS | $490.97 | $598.72 | $2,000 | $8,200 |
| Wellpoint Essential Gold POS 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint | Gold | POS | $492.06 | $600.05 | $1,000 | $8,950 |
| UHC Gold Standard UnitedHealthcare | Gold | HMO | $495.35 | $604.06 | $2,000 | $8,200 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare | Gold | HMO | $506.90 | $618.14 | $0 | $7,800 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) UnitedHealthcare | Gold | HMO | $508.50 | $620.09 | $1,000 | $7,500 |
| Gold Classic Standard Oscar Insurance Company | Gold | EPO | $512.12 | $624.52 | $2,000 | $8,200 |
| Gold Classic Oscar Insurance Company | Gold | EPO | $520.12 | $634.27 | $2,500 | $8,000 |
| UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare | Gold | HMO | $520.22 | $634.40 | $0 | $7,800 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) UnitedHealthcare | Gold | HMO | $521.82 | $636.35 | $1,000 | $7,500 |
| Gold Elite Oscar Insurance Company | Gold | EPO | $530.89 | $647.40 | $1,200 | $7,800 |
| Standard Gold Ambetter from Superior HealthPlan | Gold | EPO | $549.76 | $670.42 | $2,000 | $8,200 |
| Everyday Gold Ambetter from Superior HealthPlan | Gold | EPO | $552.30 | $673.51 | $800 | $7,250 |
| Complete Gold Ambetter from Superior HealthPlan | Gold | EPO | $562.28 | $685.68 | $1,450 | $7,500 |
| MyBlue Health Gold℠ 403 Blue Cross and Blue Shield of Texas | Gold | HMO | $562.86 | $686.39 | $500 | $8,500 |
| Standard Gold + Vision + Adult Dental Ambetter from Superior HealthPlan | Gold | EPO | $570.22 | $695.36 | $2,000 | $8,200 |
| MyBlue Health Gold℠ Standard Blue Cross and Blue Shield of Texas | Gold | HMO | $571.29 | $696.66 | $2,000 | $8,200 |
| Everyday Gold + Vision + Adult Dental Ambetter from Superior HealthPlan | Gold | EPO | $572.86 | $698.58 | $800 | $7,250 |
| Complete Gold + Vision + Adult Dental Ambetter from Superior HealthPlan | Gold | EPO | $583.21 | $711.21 | $1,450 | $7,500 |
| Blue Advantage Gold HMO℠ 206 Blue Cross and Blue Shield of Texas | Gold | HMO | $621.31 | $757.66 | $550 | $10,100 |
| Blue Advantage Plus Gold℠ 803 Blue Cross and Blue Shield of Texas | Gold | POS | $629.62 | $767.80 | $2,400 | $10,400 |
| Blue Advantage Gold HMO℠ Standard Blue Cross and Blue Shield of Texas | Gold | HMO | $634.16 | $773.33 | $2,000 | $8,200 |
| Blue Advantage Plus Gold℠ 203 Blue Cross and Blue Shield of Texas | Gold | POS | $637.05 | $776.86 | $1,700 | $10,150 |
| Blue Advantage Plus Gold℠ Standard Blue Cross and Blue Shield of Texas | Gold | POS | $661.91 | $807.17 | $2,000 | $8,200 |
Silver Premium Trend (2022-2026)
| Year | Avg Premium | Min | Max | Plans | Issuers |
|---|---|---|---|---|---|
| 2022 | $410/mo | $330 | $469 | 42 | 6 |
| 2023 | $436/mo | $325 | $505 | 38 | 7 |
| 2024 | $448/mo | $384 | $508 | 37 | 7 |
| 2025 | $440/mo | $384 | $551 | 42 | 7 |
| 2026 | $597/mo | $505 | $774 | 42 | 7 |
Health Insurance Guides
Choosing a Metal Level
Bronze vs Silver vs Gold vs Platinum — which tier fits your needs and budget
Understanding ACA Subsidies
How premium tax credits work and how to estimate your subsidy amount
Related Health & Cost Data
Find Doctors
PlainDoctor — Healthcare providers in Texas
Hospital Quality Ratings
PlainHospital — CMS star ratings and safety scores
Medicare Plans
PlainMedicare — Medicare Advantage and Part D data
Community Health Data
PlainHealth — CDC community health indicators
Health Access Metrics
PlainHealthAccess — Uninsured rates and provider shortages
Cost of Living
PlainCost — BEA regional price parities
Homeowners Insurance
PlainInsure — Treasury FIO premiums
Frequently Asked Questions
How many ACA plans are available in Comal, TX?
There are 115 ACA marketplace plans available in Comal from 7 insurance issuers for plan year 2026.
What is the cheapest health insurance plan in Comal?
The lowest-premium plan in Comal starts at $337/mo (Bronze tier, age 27). Silver plans start at $505/mo. Actual premiums vary by age and may be reduced by premium tax credits.
What is the benchmark premium for Comal?
The benchmark (second-lowest Silver) premium in Comal is $520/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.
How have premiums changed in Comal?
Average premiums in Comal changed by +41.1% year-over-year. Premium trends are tracked from 2022 to 2026 across all metal levels.
What is the average deductible and out-of-pocket maximum in Comal?
The average annual deductible across all plans in Comal is $4,739, and the average out-of-pocket maximum is $9,194. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.
Which insurance companies offer plans in Comal?
There are 7 insurance issuers offering ACA marketplace plans in Comal, including Oscar Insurance Company, Blue Cross and Blue Shield of Texas, WellPoint, and others. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.
Disclaimer: This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.
Read our methodology — how this data is sourced, computed, and verified.
All federal data sources used on this page
- U.S. Census Bureau ACS — demographic + housing + income data. census.gov/programs-surveys/acs
- BLS Occupational Employment and Wage Statistics (OEWS) — wage + employment by occupation. bls.gov/oes
- BEA Regional Economic Accounts — GDP + personal income by state/metro. bea.gov/data/regional
- U.S. Census Bureau County Business Patterns — establishment + employment by industry. census.gov/cbp
- IRS Statistics of Income (SOI) — tax-return aggregate data. irs.gov/statistics
- data.gov — U.S. federal open-data portal — discovery layer for additional federal sources. data.gov
Related
Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial
