Oscar Insurance Company

ACA marketplace issuer - 15 plans across 46 counties

1
State
46
Counties
15
Plans
$558
Avg Premium (Age 27)
The short answer

Oscar Insurance Company is a single-state ACA marketplace issuer offering 15 plans across 1 state and 46 counties. Its average age-27 premium of $558/mo runs $82 below the national marketplace average of $640/mo.

vs Market Average

Oscar Insurance Company's average premium of $558/mo is $82 below the national market average of $640/mo.

Oscar Insurance Company at a Glance

Oscar Insurance Company is an ACA marketplace issuer offering 15 plans across 1 state and 46 counties. Its average age-27 premium is $558/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include EPO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Oscar Insurance Company's average premium lands about $82 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is TN with 690 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Oscar Insurance Company. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

EPO

Metal Levels Offered

Expanded Bronze Silver Gold

Oscar Insurance Company average premium by metal level

The premium ladder across Oscar Insurance Company's 15 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Oscar Insurance Company: average premium by metal level

Expanded Bronze$476/moSilver$616/moGold$602/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

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Frequently Asked Questions

How many plans does Oscar Insurance Company offer on the ACA marketplace?
Oscar Insurance Company offers 15 ACA marketplace plans across 1 state and 46 counties. Plans are available in Expanded Bronze, Silver, Gold metal tiers.
What is Oscar Insurance Company's average premium?
Oscar Insurance Company's average monthly premium is $558 for a 27-year-old. This is $82 below the national marketplace average of $640/mo.
What plan types does Oscar Insurance Company offer?
Oscar Insurance Company offers EPO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Oscar Insurance Company sell ACA plans?
Oscar Insurance Company sells ACA marketplace plans in 1 state, covering 46 counties. The largest presence is in TN with 690 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Oscar Insurance Company or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial