Moda Health Plan, Inc.

ACA marketplace issuer - 5 plans across 3 counties

1
State
3
Counties
5
Plans
$561
Avg Premium (Age 27)
The short answer

Moda Health Plan, Inc. is a single-state ACA marketplace issuer offering 5 plans across 1 state and 3 counties. Its average age-27 premium of $561/mo runs $79 below the national marketplace average of $640/mo.

vs Market Average

Moda Health Plan, Inc.'s average premium of $561/mo is $79 below the national market average of $640/mo.

Moda Health Plan, Inc. at a Glance

Moda Health Plan, Inc. is an ACA marketplace issuer offering 5 plans across 1 state and 3 counties. Its average age-27 premium is $561/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include EPO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Moda Health Plan, Inc.'s average premium lands about $79 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is TX with 15 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Moda Health Plan, Inc.. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

EPO

Metal Levels Offered

Expanded Bronze Silver Gold

Moda Health Plan, Inc. average premium by metal level

The premium ladder across Moda Health Plan, Inc.'s 5 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Moda Health Plan, Inc.: average premium by metal level

Expanded Bronze$468/moSilver$754/moGold$648/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

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Frequently Asked Questions

How many plans does Moda Health Plan, Inc. offer on the ACA marketplace?
Moda Health Plan, Inc. offers 5 ACA marketplace plans across 1 state and 3 counties. Plans are available in Expanded Bronze, Silver, Gold metal tiers.
What is Moda Health Plan, Inc.'s average premium?
Moda Health Plan, Inc.'s average monthly premium is $561 for a 27-year-old. This is $79 below the national marketplace average of $640/mo.
What plan types does Moda Health Plan, Inc. offer?
Moda Health Plan, Inc. offers EPO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Moda Health Plan, Inc. sell ACA plans?
Moda Health Plan, Inc. sells ACA marketplace plans in 1 state, covering 3 counties. The largest presence is in TX with 15 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Moda Health Plan, Inc. or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial