Imperial Health Plan of the Southwest, Inc.

ACA marketplace issuer - 5 plans across 2 counties

1
State
2
Counties
5
Plans
$642
Avg Premium (Age 27)
The short answer

Imperial Health Plan of the Southwest, Inc. is a single-state ACA marketplace issuer offering 5 plans across 1 state and 2 counties. Its average age-27 premium of $642/mo runs roughly in line with the national marketplace average of $640/mo.

vs Market Average

Imperial Health Plan of the Southwest, Inc.'s average premium of $642/mo is $2 above the national market average of $640/mo.

Imperial Health Plan of the Southwest, Inc. at a Glance

Imperial Health Plan of the Southwest, Inc. is an ACA marketplace issuer offering 5 plans across 1 state and 2 counties. Its average age-27 premium is $642/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include HMO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Imperial Health Plan of the Southwest, Inc.'s average premium runs about $2 higher. This gap can reflect richer provider networks, broader geographic reach into higher-cost markets, or enrollment that skews toward Silver and Gold tiers rather than Bronze.

The largest single-state presence is UT with 10 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Imperial Health Plan of the Southwest, Inc.. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

HMO

Metal Levels Offered

Expanded Bronze Silver Gold

Imperial Health Plan of the Southwest, Inc. average premium by metal level

The premium ladder across Imperial Health Plan of the Southwest, Inc.'s 5 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Imperial Health Plan of the Southwest, Inc.: average premium by metal level

Expanded Bronze$482/moSilver$643/moGold$720/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

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Frequently Asked Questions

How many plans does Imperial Health Plan of the Southwest, Inc. offer on the ACA marketplace?
Imperial Health Plan of the Southwest, Inc. offers 5 ACA marketplace plans across 1 state and 2 counties. Plans are available in Expanded Bronze, Silver, Gold metal tiers.
What is Imperial Health Plan of the Southwest, Inc.'s average premium?
Imperial Health Plan of the Southwest, Inc.'s average monthly premium is $642 for a 27-year-old. This is $2 above the national marketplace average of $640/mo.
What plan types does Imperial Health Plan of the Southwest, Inc. offer?
Imperial Health Plan of the Southwest, Inc. offers HMO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Imperial Health Plan of the Southwest, Inc. sell ACA plans?
Imperial Health Plan of the Southwest, Inc. sells ACA marketplace plans in 1 state, covering 2 counties. The largest presence is in UT with 10 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Imperial Health Plan of the Southwest, Inc. or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial