InStil Health
PlainHealthPlan is rendered directly from CMS Health Insurance Marketplace Public Use Files, no number is typed in by an editor. Issuer footprints and plan counts are computed from CMS Marketplace PUF rows for that issuer. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of August 2026.
ACA marketplace issuer - 5 plans across 5 counties
According to PlainHealthPlan's issuer footprint ranking (CMS Marketplace PUF), InStil Health ranks #177 of 183 tracked issuers by plan count (most plans = #1). InStil Health is a single-state ACA marketplace issuer offering 5 plans across 1 state and 5 counties. Its average age-27 premium of $489/mo runs $151 below the national marketplace average of $640/mo.
QUIET · SOLO · MICRO · HMO-LED
Lower-premium band
InStil Health in the lower-premium third
$489/mo age-27 avg sits in the bottom third of 183 tracked marketplace issuers. Corpus place #177 of 183 (most plans = #1).
Floor-band age-27 avg $489/mo ($151 below national Silver $640/mo). Footprint stamp SOLO - concentrated geography. Networks: HMO.
Source: CMS Marketplace Public Use Files. Informational only; confirm options at HealthCare.gov. How we place issuers.
Plan Types
Metal Levels Offered
InStil Health average premium by metal level
The premium ladder across InStil Health's 5 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.
InStil Health: average premium by metal level
How InStil Health's plan book compares across all tracked issuers
183 marketplace issuers with a tracked plan count, banded by plan book size.
InStil Health vs 183 tracked issuers
ACA marketplace plan count, CMS Marketplace Public Use Files
5 177th of 183 higher than 5 of 183 issuers
Issuers, banded by plan count
Each bar is a band; taller bars hold more issuers. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source CMS Marketplace Public Use Files · 2026-08-30
Nationwide similar issuers
Similar average premium
Frequently Asked Questions
Why is InStil Health's average premium in the lower band? ▼
How thin is InStil Health's marketplace plan book? ▼
Where does InStil Health sell inside its small footprint? ▼
Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with InStil Health or any insurance company. Premiums shown are base rates and may not reflect your actual cost.
Read our methodology - how this data is sourced, computed, and verified.
Read with InStil Health
ABS(avg_premium) peers first, then an inventory pole and a stamp-branched guide - not a fixed Related strip. This page stamps QUIET · SOLO · MICRO · HMO-LED.
ABS(avg_premium) peer at $488/mo (Δ $1 cheaper vs InStil Health); SOLO · THIN vs this page's QUIET · SOLO · MICRO.
ABS(avg_premium) peer at $488/mo (Δ $1 cheaper vs InStil Health); SOLO · MICRO vs this page's QUIET · SOLO · MICRO.
ABS(avg_premium) peer at $490/mo (Δ $1 pricier vs InStil Health); SOLO · THIN vs this page's QUIET · SOLO · MICRO.
ABS(avg_premium) peer at $492/mo (Δ $4 pricier vs InStil Health); SOLO · THIN vs this page's QUIET · SOLO · MICRO.
ABS(avg_premium) peer at $485/mo (Δ $4 cheaper vs InStil Health); SOLO · THIN vs this page's QUIET · SOLO · MICRO.
ABS(avg_premium) peer at $483/mo (Δ $6 cheaper vs InStil Health); SOLO · THIN vs this page's QUIET · SOLO · MICRO.
ABS(plan_count) pole at 5 plans near InStil Health's MICRO roster: QUIET · SOLO.
InStil Health's SOLO · MICRO footprint sits against states where issuer count (not premium alone) drives choice.
InStil Health's QUIET age-27 average sits below national parity; subsidies matter more than sticker price before you compare HMO-LED networks.