Oscar Health Plan of North Carolina, Inc

ACA marketplace issuer - 22 plans across 23 counties

1
State
23
Counties
22
Plans
$517
Avg Premium (Age 27)
The short answer

Oscar Health Plan of North Carolina, Inc is a single-state ACA marketplace issuer offering 22 plans across 1 state and 23 counties. Its average age-27 premium of $517/mo runs $123 below the national marketplace average of $640/mo.

vs Market Average

Oscar Health Plan of North Carolina, Inc's average premium of $517/mo is $123 below the national market average of $640/mo.

Oscar Health Plan of North Carolina, Inc at a Glance

Oscar Health Plan of North Carolina, Inc is an ACA marketplace issuer offering 22 plans across 1 state and 23 counties. Its average age-27 premium is $517/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include HMO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Oscar Health Plan of North Carolina, Inc's average premium lands about $123 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is NC with 256 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Oscar Health Plan of North Carolina, Inc. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

HMO

Metal Levels Offered

Expanded Bronze Silver Gold

Oscar Health Plan of North Carolina, Inc average premium by metal level

The premium ladder across Oscar Health Plan of North Carolina, Inc's 22 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Oscar Health Plan of North Carolina, Inc: average premium by metal level

Expanded Bronze$443/moSilver$558/moGold$620/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

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Frequently Asked Questions

How many plans does Oscar Health Plan of North Carolina, Inc offer on the ACA marketplace?
Oscar Health Plan of North Carolina, Inc offers 22 ACA marketplace plans across 1 state and 23 counties. Plans are available in Expanded Bronze, Silver, Gold metal tiers.
What is Oscar Health Plan of North Carolina, Inc's average premium?
Oscar Health Plan of North Carolina, Inc's average monthly premium is $517 for a 27-year-old. This is $123 below the national marketplace average of $640/mo.
What plan types does Oscar Health Plan of North Carolina, Inc offer?
Oscar Health Plan of North Carolina, Inc offers HMO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Oscar Health Plan of North Carolina, Inc sell ACA plans?
Oscar Health Plan of North Carolina, Inc sells ACA marketplace plans in 1 state, covering 23 counties. The largest presence is in NC with 256 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Oscar Health Plan of North Carolina, Inc or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial