Blue Care Network of Michigan

ACA marketplace issuer - 20 plans across 83 counties

1
State
83
Counties
20
Plans
$519
Avg Premium (Age 27)
The short answer

Blue Care Network of Michigan is a single-state ACA marketplace issuer offering 20 plans across 1 state and 83 counties. Its average age-27 premium of $519/mo runs $121 below the national marketplace average of $640/mo.

vs Market Average

Blue Care Network of Michigan's average premium of $519/mo is $121 below the national market average of $640/mo.

Blue Care Network of Michigan at a Glance

Blue Care Network of Michigan is an ACA marketplace issuer offering 20 plans across 1 state and 83 counties. Its average age-27 premium is $519/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include HMO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Blue Care Network of Michigan's average premium lands about $121 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is MI with 924 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Blue Care Network of Michigan. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

HMO

Metal Levels Offered

Silver Gold Catastrophic Expanded Bronze Bronze

Blue Care Network of Michigan average premium by metal level

The premium ladder across Blue Care Network of Michigan's 20 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Blue Care Network of Michigan: average premium by metal level

Catastrophic$349/moBronze$370/moExpanded Bronze$424/moSilver$590/moGold$695/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

Health Insurance Guides

Choosing a Metal Level
Bronze vs Silver vs Gold vs Platinum, which tier fits your needs and budget
Understanding ACA Subsidies
How premium tax credits work and how to estimate your subsidy amount

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Frequently Asked Questions

How many plans does Blue Care Network of Michigan offer on the ACA marketplace? ▼
Blue Care Network of Michigan offers 20 ACA marketplace plans across 1 state and 83 counties. Plans are available in Silver, Gold, Catastrophic, Expanded Bronze, Bronze metal tiers.
What is Blue Care Network of Michigan's average premium? ▼
Blue Care Network of Michigan's average monthly premium is $519 for a 27-year-old. This is $121 below the national marketplace average of $640/mo.
What plan types does Blue Care Network of Michigan offer? ▼
Blue Care Network of Michigan offers HMO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Blue Care Network of Michigan sell ACA plans? ▼
Blue Care Network of Michigan sells ACA marketplace plans in 1 state, covering 83 counties. The largest presence is in MI with 924 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Blue Care Network of Michigan or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Read our methodology - how this data is sourced, computed, and verified.

Related

Browse all issuers → | Rankings →
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial