Community Health Choice

ACA marketplace issuer - 6 plans across 1 counties

1
State
1
Counties
6
Plans
$420
Avg Premium (Age 27)
The short answer

Community Health Choice is a single-state ACA marketplace issuer offering 6 plans across 1 state and 1 counties. Its average age-27 premium of $420/mo runs $220 below the national marketplace average of $640/mo.

vs Market Average

Community Health Choice's average premium of $420/mo is $220 below the national market average of $640/mo.

Community Health Choice at a Glance

Community Health Choice is an ACA marketplace issuer offering 6 plans across 1 state and 1 counties. Its average age-27 premium is $420/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include HMO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Community Health Choice's average premium lands about $220 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is TX with 6 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Community Health Choice. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

HMO

Metal Levels Offered

Expanded Bronze Silver Gold

Community Health Choice average premium by metal level

The premium ladder across Community Health Choice's 6 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Community Health Choice: average premium by metal level

Expanded Bronze$331/moSilver$506/moGold$423/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

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Frequently Asked Questions

How many plans does Community Health Choice offer on the ACA marketplace?
Community Health Choice offers 6 ACA marketplace plans across 1 state and 1 counties. Plans are available in Expanded Bronze, Silver, Gold metal tiers.
What is Community Health Choice's average premium?
Community Health Choice's average monthly premium is $420 for a 27-year-old. This is $220 below the national marketplace average of $640/mo.
What plan types does Community Health Choice offer?
Community Health Choice offers HMO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Community Health Choice sell ACA plans?
Community Health Choice sells ACA marketplace plans in 1 state, covering 1 counties. The largest presence is in TX with 6 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Community Health Choice or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial