Ambetter Health

ACA marketplace issuer - 16 plans across 58 counties

1
State
58
Counties
16
Plans
$422
Avg Premium (Age 27)
The short answer

Ambetter Health is a single-state ACA marketplace issuer offering 16 plans across 1 state and 58 counties. Its average age-27 premium of $422/mo runs $218 below the national marketplace average of $640/mo.

vs Market Average

Ambetter Health's average premium of $422/mo is $218 below the national market average of $640/mo.

Ambetter Health at a Glance

Ambetter Health is an ACA marketplace issuer offering 16 plans across 1 state and 58 counties. Its average age-27 premium is $422/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include HMO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Ambetter Health's average premium lands about $218 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is IA with 928 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Ambetter Health. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

HMO

Metal Levels Offered

Expanded Bronze Gold Silver

Ambetter Health average premium by metal level

The premium ladder across Ambetter Health's 16 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Ambetter Health: average premium by metal level

Expanded Bronze$359/moSilver$436/moGold$475/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

Health Insurance Guides

Choosing a Metal Level
Bronze vs Silver vs Gold vs Platinum, which tier fits your needs and budget
Understanding ACA Subsidies
How premium tax credits work and how to estimate your subsidy amount

Explore More ACA Data

All Issuers
Compare every ACA marketplace issuer by plans, states, and average premium
States with the Most Issuers
Where consumers have the most plan competition
Estimate Your Subsidy
Premium tax credit calculator for your household and county

Frequently Asked Questions

How many plans does Ambetter Health offer on the ACA marketplace? ▼
Ambetter Health offers 16 ACA marketplace plans across 1 state and 58 counties. Plans are available in Expanded Bronze, Gold, Silver metal tiers.
What is Ambetter Health's average premium? ▼
Ambetter Health's average monthly premium is $422 for a 27-year-old. This is $218 below the national marketplace average of $640/mo.
What plan types does Ambetter Health offer? ▼
Ambetter Health offers HMO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Ambetter Health sell ACA plans? ▼
Ambetter Health sells ACA marketplace plans in 1 state, covering 58 counties. The largest presence is in IA with 928 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Ambetter Health or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Read our methodology - how this data is sourced, computed, and verified.

Related

Browse all issuers → | Rankings →
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial