Oscar Health Plan, Inc.

ACA marketplace issuer - 17 plans across 4 counties

1
State
4
Counties
17
Plans
$406
Avg Premium (Age 27)
The short answer

Oscar Health Plan, Inc. is a single-state ACA marketplace issuer offering 17 plans across 1 state and 4 counties. Its average age-27 premium of $406/mo runs $234 below the national marketplace average of $640/mo.

vs Market Average

Oscar Health Plan, Inc.'s average premium of $406/mo is $234 below the national market average of $640/mo.

Oscar Health Plan, Inc. at a Glance

Oscar Health Plan, Inc. is an ACA marketplace issuer offering 17 plans across 1 state and 4 counties. Its average age-27 premium is $406/mo, the standardized rate marketplaces use for apples-to-apples comparison. Plan types on offer include HMO, each with distinct network rules for referrals, in-network cost-sharing, and out-of-network access.

Compared with the national marketplace average of $640/mo, Oscar Health Plan, Inc.'s average premium lands about $234 below. Lower issuer averages typically indicate concentration in lower-cost regions or a Bronze-heavy plan mix rather than leaner benefits, since all ACA plans must cover the same 10 essential health benefits.

The largest single-state presence is AZ with 68 plans, though availability and exact plan lineup vary county by county within each state. Confirm specific plans, network hospitals, and provider directories directly with the issuer or on HealthCare.gov before enrolling. PlainHealthPlan is not affiliated with Oscar Health Plan, Inc.. This page is informational only and is not insurance, medical, or financial advice.

Plan Types

HMO

Metal Levels Offered

Expanded Bronze Silver Gold

Oscar Health Plan, Inc. average premium by metal level

The premium ladder across Oscar Health Plan, Inc.'s 17 ACA plans, average monthly premium (age 27) by metal tier. Bronze trades a low premium for a high deductible; Gold and Platinum invert it.

Oscar Health Plan, Inc.: average premium by metal level

Expanded Bronze$348/moSilver$424/moGold$460/mo
Source: CMS Marketplace Public Use Files, plan year 2026.

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Frequently Asked Questions

How many plans does Oscar Health Plan, Inc. offer on the ACA marketplace?
Oscar Health Plan, Inc. offers 17 ACA marketplace plans across 1 state and 4 counties. Plans are available in Expanded Bronze, Silver, Gold metal tiers.
What is Oscar Health Plan, Inc.'s average premium?
Oscar Health Plan, Inc.'s average monthly premium is $406 for a 27-year-old. This is $234 below the national marketplace average of $640/mo.
What plan types does Oscar Health Plan, Inc. offer?
Oscar Health Plan, Inc. offers HMO plan types. Plan type determines how you access providers, HMO plans require referrals and in-network care, while PPO and POS plans offer more flexibility at higher premiums.
In which states does Oscar Health Plan, Inc. sell ACA plans?
Oscar Health Plan, Inc. sells ACA marketplace plans in 1 state, covering 4 counties. The largest presence is in AZ with 68 plans. Availability varies by county, check your specific county for plan options.

Disclaimer: This page is for informational purposes only. Data comes from CMS Marketplace Public Use Files. PlainHealthPlan is not affiliated with Oscar Health Plan, Inc. or any insurance company. Premiums shown are base rates and may not reflect your actual cost.

Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial