ACA plans available
11
Plan year 2026
2026 data Public-data reference. official source
Teton, Wyoming Health Insurance
Open-data reference.
11 ACA plans from 1 issuer - Plan year 2026
Teton, Wyoming offers 11 ACA marketplace plans from 1 issuer for plan year 2026. Bronze plans start at $652/mo and Silver plans start at $904/mo (age 27, before subsidies). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.
$907
Avg Silver Premium/mo
$905
Benchmark Premium/mo
+27.8%
Year-over-Year Change
$4,964
Avg Deductible
What the Numbers Say About Teton
Teton, Wyoming has 11 ACA marketplace plans offered by 1 issuer for plan year 2026. The average Silver-tier premium comes in at $907/mo for a 27-year-old non-tobacco user, with the lowest Silver at $904 and the highest at $910. Bronze plans start at $652/mo, useful for healthy enrollees who want catastrophic protection with the lowest monthly outlay.
The benchmark (second-lowest Silver) premium is $905/mo, the figure used to calculate your Advance Premium Tax Credit (the federal subsidy). Enrollees whose expected income-based contribution falls below this amount receive a subsidy for the difference. Across all plans, the average annual deductible is $4,964 and the average out-of-pocket maximum is $9,400 - numbers that matter more than the sticker premium once you actually use care. Year-over-year, average premiums in Teton shifted by +27.8%, a signal of how local issuer pricing and risk-pool dynamics are trending.
Issuer count is one of the strongest predictors of affordability: with 1 issuer active in Teton, consumers face limited competition, which historically correlates with higher benchmark premiums. Every plan sold in Teton is PPO -- there's no alternative network type in this county, so weigh PPO's referral rules and out-of-network coverage before enrolling. This page is informational only and is not insurance, medical, or tax advice, verify your eligibility, network coverage, and final pricing at HealthCare.gov before enrolling. Source: CMS Marketplace PUF, plan year 2026.
Premiums by Metal Level
Bronze
1 plan$652/mo avg
$652 - $652
Silver
5 plans$907/mo avg
$904 - $910
Gold
3 plans$846/mo avg
$831 - $861
Benchmark Premium & Subsidies
The benchmark premium (2nd-lowest Silver plan) in Teton is $905/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference. The higher the benchmark, the larger the potential subsidy.
Issuers in market
1
Limited competition
Benchmark Silver
$905 /mo
Sets your subsidy ceiling
Avg deductible
$4,964
Across all metal tiers
Teton ACA plans by premium and deductible
Each marker is the Teton average for one metal tier, monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.
Source: CMS Marketplace Public Use Files for Teton, plan year 2026. Each point is the county average for one metal tier (premium age 27 vs average annual deductible).
Issuers in Teton
| Issuer | Plans | Avg Premium (Age 27) |
|---|---|---|
| Blue Cross Blue Shield of Wyoming | 11 | $833/mo |
All Plans in Teton
| Plan Name | Metal | Type | Premium (27) | Premium (40) | Deductible | OOP Max |
|---|---|---|---|---|---|---|
| BlueSelect Bronze Basic Blue Cross Blue Shield of Wyoming | Bronze | PPO | $651.81 | $794.86 | $10,600 | $10,600 |
| BlueSelect Bronze Core Blue Cross Blue Shield of Wyoming | Expanded Bronze | PPO | $680.93 | $830.37 | $6,800 | $8,500 |
| BlueSelect Expanded Bronze Standard without Kid's Dental Blue Cross Blue Shield of Wyoming | Expanded Bronze | PPO | $758.76 | $925.28 | $7,500 | $10,000 |
| BlueSelect Silver Standard without Kid's Dental Blue Cross Blue Shield of Wyoming | Silver | PPO | $904.43 | $1,102.93 | $6,000 | $8,900 |
| BlueSelect Silver HealthPlus without Kid's Dental Blue Cross Blue Shield of Wyoming | Silver | PPO | $905.34 | $1,104.03 | $5,500 | $9,400 |
| BlueSelect Silver Classic without Kid's Dental Blue Cross Blue Shield of Wyoming | Silver | PPO | $906.88 | $1,105.91 | $3,600 | $10,400 |
| BlueSelect Silver HealthPlus Blue Cross Blue Shield of Wyoming | Silver | PPO | $908.38 | $1,107.74 | $5,500 | $9,400 |
| BlueSelect Silver Classic Blue Cross Blue Shield of Wyoming | Silver | PPO | $909.93 | $1,109.63 | $3,600 | $10,400 |
| BlueSelect Gold Core Blue Cross Blue Shield of Wyoming | Gold | PPO | $830.65 | $1,012.95 | $2,000 | $7,000 |
| BlueSelect Gold HealthPlus Blue Cross Blue Shield of Wyoming | Gold | PPO | $845.34 | $1,030.86 | $1,500 | $10,600 |
| BlueSelect Gold Standard without Kid's Dental Blue Cross Blue Shield of Wyoming | Gold | PPO | $860.72 | $1,049.62 | $2,000 | $8,200 |
Silver Premium Trend (2022-2026)
| Year | Avg Premium | Min | Max | Plans | Issuers |
|---|---|---|---|---|---|
| 2022 | $636/mo | $614 | $648 | 8 | 2 |
| 2023 | $733/mo | $657 | $760 | 9 | 2 |
| 2024 | $689/mo | $680 | $708 | 9 | 2 |
| 2025 | $734/mo | $713 | $762 | 7 | 2 |
| 2026 | $907/mo | $904 | $910 | 5 | 1 |
Frequently Asked Questions
How many ACA plans are available in Teton, WY?
There are 11 ACA marketplace plans available in Teton from 1 insurance issuer for plan year 2026.
What is the cheapest health insurance plan in Teton?
The lowest-premium plan in Teton starts at $652/mo (Bronze tier, age 27). Silver plans start at $904/mo. Actual premiums vary by age and may be reduced by premium tax credits.
What is the benchmark premium for Teton?
The benchmark (second-lowest Silver) premium in Teton is $905/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.
How have premiums changed in Teton?
Average premiums in Teton changed by +27.8% year-over-year. Premium trends are tracked from 2022 to 2026 across all metal levels.
What is the average deductible and out-of-pocket maximum in Teton?
The average annual deductible across all plans in Teton is $4,964, and the average out-of-pocket maximum is $9,400. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.
Which insurance companies offer plans in Teton?
There are 1 insurance issuer offering ACA marketplace plans in Teton, including Blue Cross Blue Shield of Wyoming. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.
Disclaimer
This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.
Read our methodology - how this data is sourced, computed, and verified.
Counties With a Similar Benchmark Premium
The closest counties nationwide to Teton, WY's $905/mo benchmark premium.
Data sources
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial
