ACA plans available
23
Plan year 2026
CMS Marketplace county · plan year 2026
Converse, Wyoming ACA premiums
County-level marketplace aggregates from CMS Public Use Files. Listed rates are age-27 premiums unless noted.
Data updated 2026-08-30
- $919
- Silver avg/mo
- 23
- ACA plans
- 2
- Issuers
- +26.0%
- YoY premium
Silver avg $919/mo
Converse, Wyoming has 23 ACA marketplace plans from 2 issuers (plan year 2026). Average Silver premium is $919/mo; Bronze averages $715/mo and Gold $871/mo. Figures are CMS Marketplace Public Use File county aggregates for age-27 rates.
- County Silver corpus place #19 of 2055 (highest = #1)
- Benchmark (2nd-lowest Silver) $905/mo
- Plan year 2026 CMS PUF
Silver rank is not plan-count rank
According to CMS Marketplace Public Use Files, Converse, Wyoming ranks #19 of 2,055 counties by listed Silver average ($919/mo) and #1,879 of 2,055 by plan count (23 plans).
- #19 of 2,055
- Silver average among 2,055 counties
- $919
- Listed Silver average /mo
- #1,879 of 2,055
- Plan count among 2,055 counties
- 23
- Listed ACA plans in this county
Highest listed Silver average = #1. Most listed plans = #1. County of residence still governs which plans CMS files for that FIPS.
Converse, Wyoming offers 23 ACA marketplace plans from 2 issuers for plan year 2026. Bronze plans start at $652/mo and Silver plans start at $904/mo (age 27 listed rates). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.
$919
Avg Silver Premium/mo
$905
Benchmark Premium/mo
+26.0%
Year-over-Year Change
$4,548
Avg Deductible
High-premium band
Converse in the high-premium third
$919/mo Silver avg sits in the top third of tracked federal-marketplace counties. Corpus place #19 of 2055 (highest Silver = #1).
Bronze starts at $652/mo; Silver spans $904–$948/mo (age 27). Benchmark (2nd-lowest Silver) is $905/mo, the subsidy ceiling.
Source: CMS Marketplace Public Use Files, plan year 2026. Informational only; confirm options at HealthCare.gov. How we place counties.
Premiums by Metal Level
Bronze-tier cards fold CMS Expanded Bronze into Bronze (same population as county_trends and methodology). Plan rows and the premium-vs-deductible chart below keep the CMS source label.
Bronze
7 plans$715/mo avg
$652 - $759
Silver
9 plans$919/mo avg
$904 - $948
Gold
7 plans$871/mo avg
$831 - $915
Benchmark premium & subsidies
The benchmark (second-lowest Silver) premium in Converse is $905/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference.
Issuers in market
2
Some competition
Benchmark Silver
$905 /mo
Sets your subsidy ceiling
Avg deductible
$4,548
Across all metal tiers
F
Marketplace Access Score
28/100
Converse
Based on benchmark premium, plan and issuer counts, and average deductible across 2,055 tracked ACA marketplace counties, not plan quality, network adequacy, or provider access.
Affordability F
$905/mo
Benchmark Silver premium; rank #19 of 2055 tracked counties (cheapest first)
Plan Choice F
23 plans
ACA marketplace plan count; rank #1879 of 2055 tracked counties (most first)
Issuer Competition F
2 issuers
Distinct marketplace issuers; rank #1703 of 2055 tracked counties (most first)
Cost Predictability A
$4,548
Average deductible across tracked plans; rank #1813 of 2055 tracked counties (lowest first)
Converse ACA plans by premium and deductible
Each marker is the Converse average for one metal tier, monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.
Converse ACA marketplace plans: premium vs deductible
How Converse's Silver premium compares nationwide
2,055 federal-marketplace counties with a tracked Silver average, banded by monthly premium.
Converse vs 2,055 tracked counties
Average Silver premium (age 27), CMS Marketplace Public Use Files
$919 19th of 2055 higher than 2,023 of 2,055 counties
Counties, banded by average Silver premium
Each bar is a $1-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source CMS Marketplace Public Use Files · 2026-08-30
Issuers in Converse
| Issuer | Plans | Avg Premium (Age 27) |
|---|---|---|
| UnitedHealthcare | 12 | $851/mo |
| Blue Cross Blue Shield of Wyoming | 11 | $833/mo |
All Plans in Converse
| Plan Name | Metal | Type | Premium (27) | Premium (40) | Deductible | OOP Max |
|---|---|---|---|---|---|---|
| BlueSelect Bronze Basic Blue Cross Blue Shield of Wyoming | Bronze | PPO | $651.81 | $794.86 | $10,600 | $10,600 |
| BlueSelect Bronze Core Blue Cross Blue Shield of Wyoming | Expanded Bronze | PPO | $680.93 | $830.37 | $6,800 | $8,500 |
| UHC Bronze Standard (No Referrals) UnitedHealthcare | Expanded Bronze | EPO | $711.73 | $867.93 | $7,500 | $10,000 |
| UHC Bronze Value HSA (No Referrals) UnitedHealthcare | Expanded Bronze | EPO | $717.53 | $875.00 | $7,000 | $8,300 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare | Expanded Bronze | EPO | $733.21 | $894.12 | $0 | $10,600 |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare | Expanded Bronze | EPO | $747.73 | $911.83 | $0 | $10,600 |
| BlueSelect Expanded Bronze Standard without Kid's Dental Blue Cross Blue Shield of Wyoming | Expanded Bronze | PPO | $758.76 | $925.28 | $7,500 | $10,000 |
| BlueSelect Silver Standard without Kid's Dental Blue Cross Blue Shield of Wyoming | Silver | PPO | $904.43 | $1,102.93 | $6,000 | $8,900 |
| BlueSelect Silver HealthPlus without Kid's Dental Blue Cross Blue Shield of Wyoming | Silver | PPO | $905.34 | $1,104.03 | $5,500 | $9,400 |
| BlueSelect Silver Classic without Kid's Dental Blue Cross Blue Shield of Wyoming | Silver | PPO | $906.88 | $1,105.91 | $3,600 | $10,400 |
| BlueSelect Silver HealthPlus Blue Cross Blue Shield of Wyoming | Silver | PPO | $908.38 | $1,107.74 | $5,500 | $9,400 |
| BlueSelect Silver Classic Blue Cross Blue Shield of Wyoming | Silver | PPO | $909.93 | $1,109.63 | $3,600 | $10,400 |
| UHC Silver Standard (No Referrals) UnitedHealthcare | Silver | EPO | $925.34 | $1,128.42 | $6,000 | $8,900 |
| UHC Silver Value ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare | Silver | EPO | $932.69 | $1,137.38 | $5,400 | $9,850 |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) UnitedHealthcare | Silver | EPO | $933.50 | $1,138.38 | $4,000 | $10,150 |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare | Silver | EPO | $948.02 | $1,156.08 | $4,000 | $10,150 |
| BlueSelect Gold Core Blue Cross Blue Shield of Wyoming | Gold | PPO | $830.65 | $1,012.95 | $2,000 | $7,000 |
| BlueSelect Gold HealthPlus Blue Cross Blue Shield of Wyoming | Gold | PPO | $845.34 | $1,030.86 | $1,500 | $10,600 |
| BlueSelect Gold Standard without Kid's Dental Blue Cross Blue Shield of Wyoming | Gold | PPO | $860.72 | $1,049.62 | $2,000 | $8,200 |
| UHC Gold Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) UnitedHealthcare | Gold | EPO | $870.48 | $1,061.52 | $2,000 | $8,600 |
| UHC Gold Standard (No Referrals) UnitedHealthcare | Gold | EPO | $871.70 | $1,063.01 | $2,000 | $8,200 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals) UnitedHealthcare | Gold | EPO | $900.03 | $1,097.56 | $1,500 | $7,000 |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare | Gold | EPO | $914.55 | $1,115.26 | $1,500 | $7,000 |
Silver Premium Trend (2022-2026)
| Year | Avg Premium | Min | Max | Plans | Issuers |
|---|---|---|---|---|---|
| 2022 | $636/mo | $614 | $648 | 8 | 2 |
| 2023 | $733/mo | $657 | $760 | 9 | 2 |
| 2024 | $689/mo | $680 | $708 | 9 | 2 |
| 2025 | $735/mo | $713 | $762 | 11 | 3 |
| 2026 | $919/mo | $904 | $948 | 9 | 2 |
What this means for Converse
Use Converse's own numbers here, not a national average, before you enroll.
- $919/mo Silver average sits in the top third of tracked counties nationally -- run the metal-tier math before defaulting to Silver. Compare metal tiers
- 23 plans from 2 issuers puts Converse in the thinnest third of tracked counties -- check the rest of Wyoming for more options. All of Wyoming
Averages and tercile bands are CMS Marketplace Public Use File aggregates for this county; your actual premium depends on your age, household income, and chosen plan.
Frequently Asked Questions
Why is Converse's Silver premium in the high band?
Converse ranks #19 of 2055 tracked federal-marketplace counties by average Silver premium (highest = #1; CMS PUF sort). Local Silver avg is $919/mo. See /methodology#corpus-placement.
Why does Converse carry a thin ACA plan book?
Converse lists 23 marketplace plans from 2 issuers - a bottom-third inventory vs other tracked counties (plan year 2026).
What is the floor premium in high-cost Converse?
The lowest-premium plan in Converse starts at $652/mo (Bronze tier, age 27). Silver plans start at $904/mo. Actual premiums vary by age and may be reduced by premium tax credits.
How does the Converse benchmark premium affect subsidies?
The benchmark (second-lowest Silver) premium in Converse is $905/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.
Why did Converse premiums rise +26.0% year-over-year?
The average age-27 premium in Converse changed by +26.0% between plan years 2025 and 2026, measured across Bronze, Silver, Gold, Platinum and Catastrophic plans. Premium trends are tracked from 2022 to 2026.
How limited is issuer competition in Converse?
Only 2 issuers sell marketplace plans in Converse (UnitedHealthcare and Blue Cross Blue Shield of Wyoming). Narrow competition often correlates with higher benchmark premiums.
Which insurance companies offer plans in Converse?
There are 2 insurance issuers offering ACA marketplace plans in Converse, including UnitedHealthcare, Blue Cross Blue Shield of Wyoming. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.
Disclaimer
This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.
Read our methodology - how this data is sourced, computed, and verified.
Counties With a Similar Benchmark Premium
The closest counties nationwide to Converse, WY's $905/mo benchmark premium.
One of 2,054 counties nationwide with a tracked benchmark premium, 5 are shown here.
Nationwide counties with similar marketplace profiles
Two CMS Marketplace peer sets for Converse, WY, both outside WY so the neighborhoods are not state containment (the similar-premium list above may still include same-state rating-area siblings). Peers are drawn from counties with ≥20 plans, the rankings-scale corpus.
Similar benchmark premium
Nearest other-state counties by benchmark premium ($905/mo here).
Similar issuer competition
Nearest other-state counties by issuer count (2 here).
Data sources
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan
PlainHealthPlan is rendered directly from CMS Health Insurance Marketplace Public Use Files, no number is typed in by an editor. Plan and premium figures for this county come from the live CMS Marketplace PUF aggregates. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of August 2026.