CMS Marketplace county · plan year 2026

Okeechobee, Florida ACA premiums

County-level marketplace aggregates from CMS Public Use Files. Listed rates are age-27 premiums unless noted.

Data updated 2026-08-30

$780
Silver avg/mo
72
ACA plans
3
Issuers
+36.7%
YoY premium
Subscribe (RSS)
Silver avg $780/mo

Okeechobee, Florida has 72 ACA marketplace plans from 3 issuers (plan year 2026). Average Silver premium is $780/mo; Bronze averages $648/mo and Gold $933/mo. Figures are CMS Marketplace Public Use File county aggregates for age-27 rates.

  • County Silver corpus place #242 of 2055 (highest = #1)
  • Benchmark (2nd-lowest Silver) $636/mo
  • Plan year 2026 CMS PUF

Silver rank is not plan-count rank

According to CMS Marketplace Public Use Files, Okeechobee, Florida ranks #242 of 2,055 counties by listed Silver average ($780/mo) and #208 of 2,055 by plan count (72 plans).

#242 of 2,055
Silver average among 2,055 counties
$780
Listed Silver average /mo
#208 of 2,055
Plan count among 2,055 counties
72
Listed ACA plans in this county

Highest listed Silver average = #1. Most listed plans = #1. County of residence still governs which plans CMS files for that FIPS.

Okeechobee, Florida offers 72 ACA marketplace plans from 3 issuers for plan year 2026. Bronze plans start at $470/mo and Silver plans start at $596/mo (age 27 listed rates). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.

$780
Avg Silver Premium/mo
$636
Benchmark Premium/mo
+36.7%
Year-over-Year Change
$5,098
Avg Deductible

High-premium band

Okeechobee in the high-premium third

$780/mo Silver avg sits in the top third of tracked federal-marketplace counties. Corpus place #242 of 2055 (highest Silver = #1).

Bronze starts at $470/mo; Silver spans $596–$1,575/mo (age 27). Benchmark (2nd-lowest Silver) is $636/mo, the subsidy ceiling.

Source: CMS Marketplace Public Use Files, plan year 2026. Informational only; confirm options at HealthCare.gov. How we place counties.

Premiums by Metal Level

Bronze-tier cards fold CMS Expanded Bronze into Bronze (same population as county_trends and methodology). Plan rows and the premium-vs-deductible chart below keep the CMS source label.

Bronze

23 plans
$648/mo avg
$470 - $993

Silver

26 plans
$780/mo avg
$596 - $1,575

Gold

15 plans
$933/mo avg
$623 - $1,611

Platinum

8 plans
$1,532/mo avg
$1,104 - $2,182
Benchmark premium & subsidies

The benchmark (second-lowest Silver) premium in Okeechobee is $636/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference.

ACA plans available

72

Plan year 2026

Issuers in market

3

Some competition

Benchmark Silver

$636 /mo

Sets your subsidy ceiling

Avg deductible

$5,098

Across all metal tiers

F
Marketplace Access Score
39/100
Okeechobee

Based on benchmark premium, plan and issuer counts, and average deductible across 2,055 tracked ACA marketplace counties, not plan quality, network adequacy, or provider access.

Affordability F
$636/mo
Benchmark Silver premium; rank #242 of 2055 tracked counties (cheapest first)
Plan Choice A
72 plans
ACA marketplace plan count; rank #208 of 2055 tracked counties (most first)
Issuer Competition F
3 issuers
Distinct marketplace issuers; rank #1411 of 2055 tracked counties (most first)
Cost Predictability D
$5,098
Average deductible across tracked plans; rank #878 of 2055 tracked counties (lowest first)

Okeechobee ACA plans by premium and deductible

Each marker is the Okeechobee average for one metal tier, monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.

Okeechobee ACA marketplace plans: premium vs deductible

Source: CMS Marketplace Public Use Files for Okeechobee, plan year 2026. Each point is the county average for one metal tier (premium age 27 vs average annual deductible). Scatter plot of 5 data points. -200002000400060008000 6008001000120014001600 Monthly premium ($, age 27) Avg annual deductible ($) Bronze (3 plans), Monthly premium ($, age 27): 663 · Avg annual deductible ($): 7475Bronze (3 plans)Expanded Bronze (20 plans), Monthly premium ($, age 27): 646 · Avg annual deductible ($): 4466Expanded Bronze (20 plans)Silver (26 plans), Monthly premium ($, age 27): 780 · Avg annual deductible ($): 5896Silver (26 plans)Gold (15 plans), Monthly premium ($, age 27): 933 · Avg annual deductible ($): 1229Gold (15 plans)Platinum (8 plans), Monthly premium ($, age 27): 1532 · Avg annual deductible ($): 250Platinum (8 plans)
Source: CMS Marketplace Public Use Files for Okeechobee, plan year 2026. Each point is the county average for one metal tier (premium age 27 vs average annual deductible).

How Okeechobee's Silver premium compares nationwide

2,055 federal-marketplace counties with a tracked Silver average, banded by monthly premium.

Okeechobee vs 2,055 tracked counties

Average Silver premium (age 27), CMS Marketplace Public Use Files

$780 242nd of 2055 higher than 1,813 of 2,055 counties

Counties, banded by average Silver premium

Each bar is a $1-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source CMS Marketplace Public Use Files · 2026-08-30

Issuers in Okeechobee

Issuer Plans Avg Premium (Age 27)
Florida Blue HMO (a BlueCross BlueShield FL company) 39 $761/mo
Ambetter Health 19 $600/mo
Florida Blue (BlueCross BlueShield FL) 14 $1,453/mo

All Plans in Okeechobee

Plan Name Metal Type Premium (27) Premium (40) Deductible OOP Max
myBlue Bronze 26M01-23 (Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Bronze HMO $488.20 $595.34 $10,125 $10,150
BlueCare Bronze 24K01-05 (Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Bronze POS $599.02 $730.48 $6,150 $10,150
BlueOptions Bronze 24J01-06 (Rewards)
Florida Blue (BlueCross BlueShield FL)
Bronze PPO $901.86 $1,099.78 $6,150 $10,150
Everyday Bronze
Ambetter Health
Expanded Bronze HMO $469.68 $572.76 $8,450 $10,150
Standard Expanded Bronze
Ambetter Health
Expanded Bronze HMO $471.12 $574.51 $7,500 $10,000
Everyday Bronze + Vision + Adult Dental
Ambetter Health
Expanded Bronze HMO $482.39 $588.26 $8,450 $10,150
Standard Expanded Bronze + Vision + Adult Dental
Ambetter Health
Expanded Bronze HMO $483.87 $590.06 $7,500 $10,000
Elite Bronze
Ambetter Health
Expanded Bronze HMO $536.49 $654.23 $0 $10,500
Elite Bronze + Vision + Adult Dental
Ambetter Health
Expanded Bronze HMO $551.00 $671.93 $0 $10,500
myBlue Bronze 2219 ($75 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze HMO $556.16 $678.22 $2,625 $10,150
myBlue Bronze 2312S ($50 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze HMO $556.98 $679.22 $7,500 $10,000
myBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze HMO $563.21 $686.81 $6,000 $10,150
myBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze HMO $601.43 $733.42 $0 $10,150
myBlue Bronze 2129V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze HMO $605.15 $737.96 $0 $10,150
myBlue Bronze 2129E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze HMO $612.79 $747.27 $0 $10,150
BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze POS $632.52 $771.34 $6,650 $7,400
BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze POS $632.61 $771.45 $7,500 $10,000
BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze POS $647.04 $789.04 $6,500 $10,000
BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze POS $683.80 $833.87 $0 $9,900
BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded Bronze PPO $935.75 $1,141.11 $7,500 $10,000
BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx)
Florida Blue (BlueCross BlueShield FL)
Expanded Bronze PPO $944.03 $1,151.21 $6,650 $7,400
BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded Bronze PPO $950.84 $1,159.52 $6,500 $10,000
BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded Bronze PPO $993.17 $1,211.14 $0 $9,900
Clarity Silver
Ambetter Health
Silver HMO $596.45 $727.35 $8,000 $8,400
Standard Silver
Ambetter Health
Silver HMO $636.20 $775.82 $6,000 $8,900
myBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $640.31 $780.83 $9,500 $10,150
Focused Silver
Ambetter Health
Silver HMO $643.87 $785.17 $6,300 $8,400
myBlue Silver 26M06-03V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $644.15 $785.52 $9,500 $10,150
myBlue Silver 25M06-02 ($0 Labs / $50 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $650.24 $792.95 $7,000 $9,150
myBlue Silver 26M06-03E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $651.85 $794.90 $9,500 $10,150
Standard Silver + Vision + Adult Dental
Ambetter Health
Silver HMO $653.41 $796.81 $6,000 $8,900
myBlue Silver 25M06-02V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $653.94 $797.46 $7,000 $9,150
Enhanced Diabetes Care Silver with $0 Drug Options
Ambetter Health
Silver HMO $654.53 $798.17 $5,000 $8,650
Focused Silver + Vision + Adult Dental
Ambetter Health
Silver HMO $661.29 $806.42 $6,300 $8,400
myBlue Silver 25M06-02E ($0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $661.61 $806.81 $7,000 $9,150
myBlue Silver 24M06-76 ($50 PCP Visits / $15 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $664.56 $810.41 $6,500 $9,200
myBlue Silver 24M06-76V ($50 PCP Visits / $15 Labs / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $668.28 $814.94 $6,500 $9,200
myBlue Silver 2237 ($60 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $671.68 $819.10 $3,150 $8,675
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental
Ambetter Health
Silver HMO $672.24 $819.77 $5,000 $8,650
myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $675.38 $823.61 $3,150 $8,675
myBlue Silver 24M06-76E ($50 PCP Visits / $15 Labs / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $675.92 $824.26 $6,500 $9,200
myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $683.03 $832.94 $3,150 $8,675
myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver HMO $683.34 $833.31 $6,000 $8,900
BlueCare Silver 24K01-02 ($10 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver POS $824.56 $1,005.52 $4,000 $8,100
BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver POS $852.34 $1,039.40 $6,000 $8,900
BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver POS $863.32 $1,052.79 $3,125 $8,100
BlueOptions Silver 24J01-03 ($10 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
Silver PPO $1,458.01 $1,777.99 $4,000 $8,100
BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Silver PPO $1,557.31 $1,899.08 $6,000 $8,900
BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Silver PPO $1,575.36 $1,921.10 $3,125 $8,100
Standard Gold
Ambetter Health
Gold HMO $622.61 $759.25 $2,000 $8,200
Everyday Gold
Ambetter Health
Gold HMO $636.09 $775.69 $800 $7,250
Standard Gold + Vision + Adult Dental
Ambetter Health
Gold HMO $639.45 $779.79 $2,000 $8,200
Everyday Gold + Vision + Adult Dental
Ambetter Health
Gold HMO $653.30 $796.68 $800 $7,250
Complete Gold
Ambetter Health
Gold HMO $657.35 $801.61 $1,450 $7,500
Complete Gold + Vision + Adult Dental
Ambetter Health
Gold HMO $675.13 $823.30 $1,450 $7,500
myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Gold HMO $810.35 $988.19 $2,000 $8,200
myBlue Gold 1605 ($0 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Gold HMO $824.16 $1,005.03 $940 $4,500
myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Gold HMO $853.44 $1,040.74 $0 $6,550
BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Gold POS $942.38 $1,149.20 $2,000 $8,200
BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Gold POS $965.60 $1,177.51 $1,500 $6,450
BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Gold POS $999.49 $1,218.84 $0 $6,250
BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Gold PPO $1,532.29 $1,868.58 $2,000 $8,200
BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
Gold PPO $1,568.70 $1,912.97 $1,500 $6,450
BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
Gold PPO $1,611.32 $1,964.95 $0 $6,250
myBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Platinum HMO $1,104.30 $1,346.65 $0 $2,250
myBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Platinum HMO $1,156.79 $1,410.67 $0 $5,200
BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Platinum POS $1,179.29 $1,438.11 $1,000 $4,000
BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Platinum POS $1,224.18 $1,492.84 $0 $2,525
BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Platinum POS $1,282.91 $1,564.46 $0 $5,200
BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Platinum PPO $2,035.02 $2,481.63 $1,000 $4,000
BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Platinum PPO $2,093.63 $2,553.11 $0 $2,525
BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Platinum PPO $2,181.54 $2,660.31 $0 $5,200

Silver Premium Trend (2022-2026)

Year Avg Premium Min Max Plans Issuers
2022 $500/mo $402 $817 29 3
2023 $535/mo $422 $853 27 3
2024 $553/mo $441 $960 21 3
2025 $580/mo $474 $1,078 28 4
2026 $780/mo $596 $1,575 26 3

What this means for Okeechobee

Use Okeechobee's own numbers here, not a national average, before you enroll.

  • $780/mo Silver average sits in the top third of tracked counties nationally -- run the metal-tier math before defaulting to Silver. Compare metal tiers
  • 72 plans from 3 issuers here -- see how that stacks up against the cheapest counties nationwide. See cheapest counties

Averages and tercile bands are CMS Marketplace Public Use File aggregates for this county; your actual premium depends on your age, household income, and chosen plan.

Frequently Asked Questions

Why is Okeechobee's Silver premium in the high band?

Okeechobee ranks #242 of 2055 tracked federal-marketplace counties by average Silver premium (highest = #1; CMS PUF sort). Local Silver avg is $780/mo. See /methodology#corpus-placement.

How many ACA plans compete in Okeechobee?

Okeechobee carries 72 ACA plans from 3 issuers, putting it in the densest third of county inventories nationwide.

What is the floor premium in high-cost Okeechobee?

The lowest-premium plan in Okeechobee starts at $470/mo (Bronze tier, age 27). Silver plans start at $596/mo. Actual premiums vary by age and may be reduced by premium tax credits.

How does the Okeechobee benchmark premium affect subsidies?

The benchmark (second-lowest Silver) premium in Okeechobee is $636/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.

Why did Okeechobee premiums rise +36.7% year-over-year?

The average age-27 premium in Okeechobee changed by +36.7% between plan years 2025 and 2026, measured across Bronze, Silver, Gold, Platinum and Catastrophic plans. Premium trends are tracked from 2022 to 2026.

What is the average deductible and out-of-pocket maximum in Okeechobee?

The average annual deductible across all plans in Okeechobee is $5,098, and the average out-of-pocket maximum is $8,276. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.

Which insurance companies offer plans in Okeechobee?

There are 3 insurance issuers offering ACA marketplace plans in Okeechobee, including Florida Blue HMO (a BlueCross BlueShield FL company), Ambetter Health, Florida Blue (BlueCross BlueShield FL). Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.

Disclaimer

This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.

Counties With a Similar Benchmark Premium

The closest counties nationwide to Okeechobee, FL's $636/mo benchmark premium.

One of 2,054 counties nationwide with a tracked benchmark premium, 5 are shown here.

Nationwide counties with similar marketplace profiles

Two CMS Marketplace peer sets for Okeechobee, FL, both outside FL so the neighborhoods are not state containment (the similar-premium list above may still include same-state rating-area siblings). Peers are drawn from counties with ≥20 plans, the rankings-scale corpus.

Similar benchmark premium

Nearest other-state counties by benchmark premium ($636/mo here).

Similar issuer competition

Nearest other-state counties by issuer count (3 here).

Data sources

Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan

Verify with CMS →

PlainHealthPlan is rendered directly from CMS Health Insurance Marketplace Public Use Files, no number is typed in by an editor. Plan and premium figures for this county come from the live CMS Marketplace PUF aggregates. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of August 2026.