2026 data Public-data reference. official source

Hendry, Florida Health Insurance

Open-data reference.

96 ACA plans from 5 issuers — Plan year 2026

Hendry, Florida offers 96 ACA marketplace plans from 5 issuers for plan year 2026. Bronze plans start at $501/mo and Silver plans start at $633/mo (age 27, before subsidies). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.

$740
Avg Silver Premium/mo
$635
Benchmark Premium/mo
+38.5%
Year-over-Year Change
$4,352
Avg Deductible

What the Numbers Say About Hendry

Hendry, Florida has 96 ACA marketplace plans offered by 5 issuers for plan year 2026. The average Silver-tier premium comes in at $740/mo for a 27-year-old non-tobacco user, with the lowest Silver at $633 and the highest at $1,164. Bronze plans start at $501/mo — useful for healthy enrollees who want catastrophic protection with the lowest monthly outlay.

The benchmark (second-lowest Silver) premium is $635/mo, the figure the IRS uses to calculate your Advance Premium Tax Credit. Enrollees whose expected income-based contribution falls below this amount receive a subsidy for the difference. Across all plans, the average annual deductible is $4,352 and the average out-of-pocket maximum is $8,558 — numbers that matter more than the sticker premium once you actually use care. Year-over-year, average premiums in Hendry shifted by +38.5%, a signal of how local issuer pricing and risk-pool dynamics are trending.

Issuer count is one of the strongest predictors of affordability: with 5 issuers active in Hendry, consumers have meaningful competition to pressure premiums lower. This page is informational only and is not insurance, medical, or tax advice — verify your eligibility, network coverage, and final pricing at HealthCare.gov before enrolling. Source: CMS Marketplace PUF, plan year 2026.

Premiums by Metal Level

Bronze

5 plans
$547/mo avg
$501 — $666

Silver

27 plans
$740/mo avg
$633 — $1,164

Gold

25 plans
$808/mo avg
$692 — $1,190

Platinum

9 plans
$1,240/mo avg
$990 — $1,611

Catastrophic plan available: avg $460/mo (1 plan) — only for individuals under 30 or with a hardship exemption.

Benchmark Premium & Subsidies

The benchmark premium (2nd-lowest Silver plan) in Hendry is $635/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference. The higher the benchmark, the larger the potential subsidy.

ACA plans available

96

Plan year

Issuers in market

5

Competitive market

Benchmark Silver

$635 /mo

Sets your subsidy ceiling

Avg deductible

$4,352

Across all metal tiers

Hendry ACA plans by premium and deductible

Each marker is the Hendry average for one metal tier (and the local Bronze low / Silver high extremes where data is available). The dashed line marks the federal out-of-pocket-maximum ceiling.

Source: CMS Marketplace PUF for Hendry, plan year 2026. Bronze = catastrophic-only zone (high deductible). Gold/Platinum = premium-heavy zone (low deductible).

No data to plot
Source: CMS Marketplace PUF for Hendry, plan year 2026. Bronze = catastrophic-only zone (high deductible). Gold/Platinum = premium-heavy zone (low deductible).

Issuers in Hendry

Issuer Plans Avg Premium (Age 27)
Florida Blue (BlueCross BlueShield FL) 33 $859/mo
Molina Healthcare 19 $644/mo
UnitedHealthcare 17 $660/mo
Florida Blue HMO (a BlueCross BlueShield FL company) 14 $820/mo
Wellpoint 13 $601/mo

All Plans in Hendry

Plan Name Metal Type Premium (27) Premium (40) Deductible OOP Max
Wellpoint Essential Catastrophic (+ Incentives)
Wellpoint
Catastrophic HMO $460.22 $561.22 $10,600 $10,600
BlueSelect Bronze 24L01-01 (Rewards)
Florida Blue (BlueCross BlueShield FL)
Bronze EPO $501.24 $611.24 $6,150 $10,150
UHC Bronze Essential- ($0 Virtual Urgent Care)
UnitedHealthcare
Bronze HMO $503.71 $614.26 $10,600 $10,600
UHC Bronze Essential ($0 Virtual Urgent Care)
UnitedHealthcare
Bronze HMO $503.77 $614.34 $10,600 $10,600
BlueCare Bronze 24K01-05 (Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Bronze POS $557.80 $680.22 $6,150 $10,150
BlueOptions Bronze 24J01-06 (Rewards)
Florida Blue (BlueCross BlueShield FL)
Bronze PPO $666.15 $812.35 $6,150 $10,150
Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Wellpoint
Expanded Bronze HMO $488.10 $595.22 $6,000 $10,600
Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Wellpoint
Expanded Bronze HMO $495.61 $604.38 $5,500 $10,600
Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard
Wellpoint
Expanded Bronze HMO $499.88 $609.58 $7,500 $10,000
Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)
Wellpoint
Expanded Bronze HMO $504.79 $615.57 $5,500 $10,600
BlueSelect Bronze 2342S ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded Bronze EPO $520.15 $634.31 $7,500 $10,000
Molina Bronze Standard
Molina Healthcare
Expanded Bronze HMO $521.24 $635.63 $7,500 $10,000
BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx)
Florida Blue (BlueCross BlueShield FL)
Expanded Bronze EPO $524.61 $639.74 $6,650 $7,400
UHC Bronze Standard
UnitedHealthcare
Expanded Bronze HMO $527.79 $643.63 $7,500 $10,000
BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded Bronze EPO $528.32 $644.27 $6,500 $10,000
Molina Bronze Enhanced 3500
Molina Healthcare
Expanded Bronze HMO $534.03 $651.24 $3,500 $9,950
Molina Bronze Enhanced 3500 Pluswith Adult Vision
Molina Healthcare
Expanded Bronze HMO $537.75 $655.77 $3,500 $9,950
UHC Bronze Standard+ (Dental + Vision)
UnitedHealthcare
Expanded Bronze HMO $546.38 $666.29 $7,500 $10,000
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)
UnitedHealthcare
Expanded Bronze HMO $546.84 $666.85 $0 $10,600
Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision
Molina Healthcare
Expanded Bronze HMO $550.87 $671.77 $3,500 $9,950
BlueSelect Bronze 2139 ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded Bronze EPO $550.94 $671.86 $0 $9,900
BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded Bronze EPO $553.87 $675.42 $0 $9,900
BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded Bronze EPO $559.71 $682.54 $0 $9,900
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)
UnitedHealthcare
Expanded Bronze HMO $565.42 $689.51 $0 $10,600
Molina Bronze Premier with $0 Medical Deductible
Molina Healthcare
Expanded Bronze HMO $584.08 $712.26 $0 $10,350
Molina Bronze Premier with $0 Medical Deductible Pluswith Adult Vision
Molina Healthcare
Expanded Bronze HMO $587.82 $716.82 $0 $10,350
BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze POS $589.00 $718.26 $6,650 $7,400
BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze POS $589.09 $718.38 $7,500 $10,000
Molina Bronze Premier with $0 Medical Deductible Plus with Adult Dental and Vision
Molina Healthcare
Expanded Bronze HMO $600.90 $732.77 $0 $10,350
BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze POS $602.52 $734.75 $6,500 $10,000
BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Expanded Bronze POS $636.75 $776.50 $0 $9,900
BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded Bronze PPO $691.18 $842.87 $7,500 $10,000
BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx)
Florida Blue (BlueCross BlueShield FL)
Expanded Bronze PPO $697.30 $850.33 $6,650 $7,400
BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded Bronze PPO $702.33 $856.46 $6,500 $10,000
BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Expanded Bronze PPO $733.59 $894.59 $0 $9,900
Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Wellpoint
Silver HMO $632.51 $771.32 $3,500 $10,150
Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Wellpoint
Silver HMO $635.05 $774.42 $1,850 $9,100
Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)
Wellpoint
Silver HMO $641.80 $782.65 $3,500 $10,150
Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard
Wellpoint
Silver HMO $646.35 $788.21 $6,000 $8,900
Molina Silver Saver with Four Free PCP Visits
Molina Healthcare
Silver HMO $659.75 $804.55 $7,000 $10,150
Molina Silver Core
Molina Healthcare
Silver HMO $664.81 $810.71 $6,000 $8,990
UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx)
UnitedHealthcare
Silver HMO $666.66 $812.97 $4,500 $9,900
Molina Silver Core Pluswith Adult Vision
Molina Healthcare
Silver HMO $668.52 $815.24 $6,000 $8,990
BlueSelect Silver 1443 ($10 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
Silver EPO $671.80 $819.24 $4,000 $8,100
BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards)
Florida Blue (BlueCross BlueShield FL)
Silver EPO $674.77 $822.85 $4,000 $8,100
BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards)
Florida Blue (BlueCross BlueShield FL)
Silver EPO $680.68 $830.06 $4,000 $8,100
Molina Silver Core Plus with Adult Dental and Vision
Molina Healthcare
Silver HMO $681.60 $831.19 $6,000 $8,990
BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Silver EPO $682.93 $832.81 $6,000 $8,900
UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
Silver HMO $685.24 $835.63 $4,500 $9,900
Molina Silver Standard
Molina Healthcare
Silver HMO $687.46 $838.34 $6,000 $8,900
BlueSelect Silver 1456 ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Silver EPO $690.64 $842.21 $3,125 $8,100
UHC Silver Standard-
UnitedHealthcare
Silver HMO $700.28 $853.96 $6,000 $8,900
UHC Silver Standard
UnitedHealthcare
Silver HMO $700.35 $854.06 $6,000 $8,900
UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx)
UnitedHealthcare
Silver HMO $709.66 $865.40 $2,700 $10,350
UHC Silver Standard+ (Dental + Vision)
UnitedHealthcare
Silver HMO $718.93 $876.71 $6,000 $8,900
UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
Silver HMO $728.24 $888.06 $2,700 $10,350
BlueCare Silver 24K01-02 ($10 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver POS $767.82 $936.33 $4,000 $8,100
BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver POS $793.70 $967.89 $6,000 $8,900
BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Silver POS $803.92 $980.35 $3,125 $8,100
BlueOptions Silver 24J01-03 ($10 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
Silver PPO $1,076.95 $1,313.30 $4,000 $8,100
BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Silver PPO $1,150.30 $1,402.75 $6,000 $8,900
BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Silver PPO $1,163.63 $1,419.00 $3,125 $8,100
Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Wellpoint
Gold HMO $692.05 $843.93 $800 $9,000
Molina Gold Enhanced 895
Molina Healthcare
Gold HMO $697.93 $851.10 $895 $8,700
Molina Gold Core 1640
Molina Healthcare
Gold HMO $698.43 $851.72 $1,640 $8,100
Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)
Wellpoint
Gold HMO $698.85 $852.22 $800 $9,000
Molina Gold Enhanced 895 Pluswith Adult Vision
Molina Healthcare
Gold HMO $701.64 $855.63 $895 $8,700
Molina Gold Core 1640 Pluswith Adult Vision
Molina Healthcare
Gold HMO $702.19 $856.30 $1,640 $8,100
Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard
Wellpoint
Gold HMO $706.25 $861.24 $2,000 $8,200
Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Wellpoint
Gold HMO $707.25 $862.47 $1,400 $5,000
Molina Gold Enhanced 895 Plus with Adult Dental and Vision
Molina Healthcare
Gold HMO $714.71 $871.56 $895 $8,700
Molina Gold Core 1640 Plus with Adult Dental and Vision
Molina Healthcare
Gold HMO $715.25 $872.23 $1,640 $8,100
Molina Gold Standard
Molina Healthcare
Gold HMO $730.65 $891.00 $2,000 $8,200
BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Gold EPO $755.49 $921.30 $2,000 $8,200
UHC Gold Standard
UnitedHealthcare
Gold HMO $762.17 $929.44 $2,000 $8,200
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx)
UnitedHealthcare
Gold HMO $768.74 $937.45 $0 $10,600
BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
Gold EPO $773.37 $943.10 $1,500 $6,450
UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx)
UnitedHealthcare
Gold HMO $782.72 $954.50 $500 $9,000
BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
Gold EPO $793.78 $967.98 $0 $6,250
BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards)
Florida Blue (BlueCross BlueShield FL)
Gold EPO $796.71 $971.56 $0 $6,250
UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
Gold HMO $801.30 $977.16 $500 $9,000
BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Gold POS $877.54 $1,070.13 $2,000 $8,200
BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Gold POS $899.16 $1,096.50 $1,500 $6,450
BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Gold POS $930.72 $1,134.98 $0 $6,250
BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Gold PPO $1,131.82 $1,380.21 $2,000 $8,200
BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
Gold PPO $1,158.71 $1,413.01 $1,500 $6,450
BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
Gold PPO $1,190.19 $1,451.40 $0 $6,250
BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Platinum EPO $989.64 $1,206.83 $1,000 $4,000
BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Platinum EPO $1,017.09 $1,240.31 $0 $2,525
BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Platinum EPO $1,059.97 $1,292.59 $0 $5,200
BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Platinum POS $1,098.16 $1,339.17 $1,000 $4,000
BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Platinum POS $1,139.95 $1,390.13 $0 $2,525
BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
Platinum POS $1,194.64 $1,456.82 $0 $5,200
BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Platinum PPO $1,503.15 $1,833.04 $1,000 $4,000
BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Platinum PPO $1,546.44 $1,885.83 $0 $2,525
BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
Platinum PPO $1,611.37 $1,965.01 $0 $5,200

Silver Premium Trend (2022-2026)

Year Avg Premium Min Max Plans Issuers
2022 $600/mo $444 $757 10 3
2023 $583/mo $479 $803 16 4
2024 $578/mo $477 $904 16 4
2025 $566/mo $488 $873 30 6
2026 $740/mo $633 $1,164 27 5

Health Insurance Guides

Related Health & Cost Data

Frequently Asked Questions

How many ACA plans are available in Hendry, FL?

There are 96 ACA marketplace plans available in Hendry from 5 insurance issuers for plan year 2026.

What is the cheapest health insurance plan in Hendry?

The lowest-premium plan in Hendry starts at $501/mo (Bronze tier, age 27). Silver plans start at $633/mo. Actual premiums vary by age and may be reduced by premium tax credits.

What is the benchmark premium for Hendry?

The benchmark (second-lowest Silver) premium in Hendry is $635/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.

How have premiums changed in Hendry?

Average premiums in Hendry changed by +38.5% year-over-year. Premium trends are tracked from 2022 to 2026 across all metal levels.

What is the average deductible and out-of-pocket maximum in Hendry?

The average annual deductible across all plans in Hendry is $4,352, and the average out-of-pocket maximum is $8,558. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.

Which insurance companies offer plans in Hendry?

There are 5 insurance issuers offering ACA marketplace plans in Hendry, including Florida Blue (BlueCross BlueShield FL), Molina Healthcare, UnitedHealthcare, and others. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.

Disclaimer: This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.

All federal data sources used on this page

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Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial

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