ACA plans available
52
Plan year 2026
CMS Marketplace county · plan year 2026
Johnson, Arkansas ACA premiums
County-level marketplace aggregates from CMS Public Use Files. Listed rates are age-27 premiums unless noted.
Data updated 2026-08-30
- $675
- Silver avg/mo
- 52
- ACA plans
- 6
- Issuers
- +41.1%
- YoY premium
Silver avg $675/mo
Johnson, Arkansas has 52 ACA marketplace plans from 6 issuers (plan year 2026). Average Silver premium is $675/mo; Bronze averages $421/mo and Gold $586/mo. Figures are CMS Marketplace Public Use File county aggregates for age-27 rates.
- County Silver corpus place #654 of 2055 (highest = #1)
- Benchmark (2nd-lowest Silver) $635/mo
- Plan year 2026 CMS PUF
Silver rank is not plan-count rank
According to CMS Marketplace Public Use Files, Johnson, Arkansas ranks #654 of 2,055 counties by listed Silver average ($675/mo) and #636 of 2,055 by plan count (52 plans).
- #654 of 2,055
- Silver average among 2,055 counties
- $675
- Listed Silver average /mo
- #636 of 2,055
- Plan count among 2,055 counties
- 52
- Listed ACA plans in this county
Highest listed Silver average = #1. Most listed plans = #1. County of residence still governs which plans CMS files for that FIPS.
Johnson, Arkansas offers 52 ACA marketplace plans from 6 issuers for plan year 2026. Bronze plans start at $367/mo and Silver plans start at $617/mo (age 27 listed rates). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.
$675
Avg Silver Premium/mo
$635
Benchmark Premium/mo
+41.1%
Year-over-Year Change
$5,607
Avg Deductible
High-premium band
Johnson in the high-premium third
$675/mo Silver avg sits in the top third of tracked federal-marketplace counties. Corpus place #654 of 2055 (highest Silver = #1).
Bronze starts at $367/mo; Silver spans $617–$721/mo (age 27). Benchmark (2nd-lowest Silver) is $635/mo, the subsidy ceiling.
Source: CMS Marketplace Public Use Files, plan year 2026. Informational only; confirm options at HealthCare.gov. How we place counties.
Premiums by Metal Level
Bronze-tier cards fold CMS Expanded Bronze into Bronze (same population as county_trends and methodology). Plan rows and the premium-vs-deductible chart below keep the CMS source label.
Bronze
14 plans$421/mo avg
$367 - $497
Silver
17 plans$675/mo avg
$617 - $721
Gold
18 plans$586/mo avg
$530 - $660
Platinum
2 plans$716/mo avg
$683 - $749
Catastrophic plan available: avg $292/mo (1 plan) - only for individuals under 30 or with a hardship exemption.
Benchmark premium & subsidies
The benchmark (second-lowest Silver) premium in Johnson is $635/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference.
Issuers in market
6
Competitive market
Benchmark Silver
$635 /mo
Sets your subsidy ceiling
Avg deductible
$5,607
Across all metal tiers
D
Marketplace Access Score
45/100
Johnson
Based on benchmark premium, plan and issuer counts, and average deductible across 2,055 tracked ACA marketplace counties, not plan quality, network adequacy, or provider access.
Affordability F
$635/mo
Benchmark Silver premium; rank #654 of 2055 tracked counties (cheapest first)
Plan Choice B-
52 plans
ACA marketplace plan count; rank #636 of 2055 tracked counties (most first)
Issuer Competition A+
6 issuers
Distinct marketplace issuers; rank #155 of 2055 tracked counties (most first)
Cost Predictability F
$5,607
Average deductible across tracked plans; rank #144 of 2055 tracked counties (lowest first)
Johnson ACA plans by premium and deductible
Each marker is the Johnson average for one metal tier, monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.
Johnson ACA marketplace plans: premium vs deductible
How Johnson's Silver premium compares nationwide
2,055 federal-marketplace counties with a tracked Silver average, banded by monthly premium.
Johnson vs 2,055 tracked counties
Average Silver premium (age 27), CMS Marketplace Public Use Files
$675 654th of 2055 higher than 1,362 of 2,055 counties
Counties, banded by average Silver premium
Each bar is a $1-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source CMS Marketplace Public Use Files · 2026-08-30
Issuers in Johnson
| Issuer | Plans | Avg Premium (Age 27) |
|---|---|---|
| Ambetter from Arkansas Health & Wellness | 14 | $561/mo |
| Ambetter from Arkansas Health & Wellness | 10 | $595/mo |
| Health Advantage | 8 | $582/mo |
| Ambetter from Arkansas Health & Wellness | 7 | $648/mo |
| Arkansas Blue Cross and Blue Shield | 7 | $502/mo |
| Octave | 6 | $524/mo |
All Plans in Johnson
| Plan Name | Metal | Type | Premium (27) | Premium (40) | Deductible | OOP Max |
|---|---|---|---|---|---|---|
| Catastrophic HSA Arkansas Blue Cross and Blue Shield | Catastrophic | PPO | $291.76 | $355.80 | $10,600 | $10,600 |
| Octave Bronze Exp Standardized Octave | Expanded Bronze | POS | $366.93 | $447.45 | $7,500 | $10,000 |
| Bronze Exp Standardized Arkansas Blue Cross and Blue Shield | Expanded Bronze | PPO | $370.27 | $451.53 | $7,500 | $10,000 |
| HA Bronze Exp Standardized Health Advantage | Expanded Bronze | POS | $379.86 | $463.22 | $7,500 | $10,000 |
| HA Bronze National Health Advantage | Expanded Bronze | POS | $390.43 | $476.12 | $9,975 | $9,975 |
| Standard Expanded Bronze (QualChoice) Ambetter from Arkansas Health & Wellness | Expanded Bronze | POS | $410.35 | $500.41 | $7,500 | $10,000 |
| Octave Bronze Value Octave | Expanded Bronze | POS | $417.98 | $509.72 | $6,900 | $9,800 |
| Everyday Bronze Ambetter from Arkansas Health & Wellness | Expanded Bronze | PPO | $420.67 | $512.99 | $8,450 | $10,150 |
| Standard Expanded Bronze Ambetter from Arkansas Health & Wellness | Expanded Bronze | PPO | $421.95 | $514.56 | $7,500 | $10,000 |
| Bronze Value Arkansas Blue Cross and Blue Shield | Expanded Bronze | PPO | $426.09 | $519.60 | $6,900 | $9,800 |
| Everyday Bronze + Vision + Adult Dental Ambetter from Arkansas Health & Wellness | Expanded Bronze | PPO | $434.70 | $530.11 | $8,450 | $10,150 |
| Standard Expanded Bronze + Vision + Adult Dental Ambetter from Arkansas Health & Wellness | Expanded Bronze | PPO | $436.03 | $531.72 | $7,500 | $10,000 |
| Choice Bronze HSA (QualChoice) Ambetter from Arkansas Health & Wellness | Expanded Bronze | POS | $443.59 | $540.95 | $7,250 | $7,250 |
| Elite Bronze Ambetter from Arkansas Health & Wellness | Expanded Bronze | PPO | $481.11 | $586.70 | $0 | $10,500 |
| Elite Bronze + Vision + Adult Dental Ambetter from Arkansas Health & Wellness | Expanded Bronze | PPO | $497.16 | $606.27 | $0 | $10,500 |
| Octave Silver Standardized Octave | Silver | POS | $617.27 | $752.74 | $6,000 | $8,900 |
| Silver Standardized Arkansas Blue Cross and Blue Shield | Silver | PPO | $634.67 | $773.96 | $6,000 | $8,900 |
| Octave Silver AH Octave | Silver | POS | $635.23 | $774.65 | $6,250 | $6,450 |
| HA Silver Standardized Health Advantage | Silver | POS | $644.12 | $785.48 | $6,000 | $8,900 |
| Silver AH Arkansas Blue Cross and Blue Shield | Silver | PPO | $659.23 | $803.91 | $6,350 | $6,550 |
| HA Silver AH Health Advantage | Silver | POS | $661.76 | $806.99 | $6,300 | $6,500 |
| Standard Silver (QualChoice) Ambetter from Arkansas Health & Wellness | Silver | POS | $664.03 | $809.76 | $6,000 | $8,900 |
| Connected Silver (QualChoice) Ambetter from Arkansas Health & Wellness | Silver | POS | $678.68 | $827.63 | $7,350 | $9,100 |
| Standard Silver (QualChoiceLife) Ambetter from Arkansas Health & Wellness | Silver | PPO | $679.05 | $828.07 | $6,000 | $8,900 |
| Standard Silver Ambetter from Arkansas Health & Wellness | Silver | PPO | $682.79 | $832.64 | $6,000 | $8,900 |
| Standard Silver (QualChoice) + Vision + Adult Dental Ambetter from Arkansas Health & Wellness | Silver | POS | $682.80 | $832.65 | $6,000 | $8,900 |
| Connected Silver (QualChoiceLife) Ambetter from Arkansas Health & Wellness | Silver | PPO | $694.04 | $846.36 | $7,350 | $9,100 |
| Connected Silver Ambetter from Arkansas Health & Wellness | Silver | PPO | $697.87 | $851.02 | $7,350 | $9,100 |
| Connected Silver (QualChoice) + Vision + Adult Dental Ambetter from Arkansas Health & Wellness | Silver | POS | $697.87 | $851.03 | $7,350 | $9,100 |
| Standard Silver + Vision + Adult Dental Ambetter from Arkansas Health & Wellness | Silver | PPO | $705.57 | $860.42 | $6,000 | $8,900 |
| Connected Silver (QualChoiceLife) + Vision + Adult Dental Ambetter from Arkansas Health & Wellness | Silver | PPO | $719.82 | $877.80 | $7,350 | $9,100 |
| Connected Silver + Vision + Adult Dental Ambetter from Arkansas Health & Wellness | Silver | PPO | $721.15 | $879.42 | $7,350 | $9,100 |
| Octave Gold Classic National Octave | Gold | POS | $530.19 | $646.55 | $5,900 | $6,000 |
| Gold Value Arkansas Blue Cross and Blue Shield | Gold | PPO | $545.96 | $665.77 | $0 | $6,300 |
| Standard Gold (QualChoice) Ambetter from Arkansas Health & Wellness | Gold | POS | $549.35 | $669.92 | $2,000 | $8,200 |
| HA Gold Premier National Health Advantage | Gold | POS | $550.40 | $671.19 | $3,900 | $5,800 |
| Standard Gold (QualChoiceLife) Ambetter from Arkansas Health & Wellness | Gold | PPO | $561.78 | $685.07 | $2,000 | $8,200 |
| Standard Gold Ambetter from Arkansas Health & Wellness | Gold | PPO | $564.88 | $688.85 | $2,000 | $8,200 |
| Standard Gold (QualChoice) + Vision + Adult Dental Ambetter from Arkansas Health & Wellness | Gold | POS | $564.89 | $688.86 | $2,000 | $8,200 |
| Octave Gold Standardized Octave | Gold | POS | $573.56 | $699.44 | $2,000 | $8,200 |
| Standard Gold (QualChoiceLife) + Vision + Adult Dental Ambetter from Arkansas Health & Wellness | Gold | PPO | $582.65 | $710.52 | $2,000 | $8,200 |
| Standard Gold + Vision + Adult Dental Ambetter from Arkansas Health & Wellness | Gold | PPO | $583.73 | $711.83 | $2,000 | $8,200 |
| Gold Standardized Arkansas Blue Cross and Blue Shield | Gold | PPO | $588.73 | $717.94 | $2,000 | $8,200 |
| Complete Gold Ambetter from Arkansas Health & Wellness | Gold | PPO | $591.87 | $721.76 | $1,450 | $7,500 |
| HA Gold Standardized Health Advantage | Gold | POS | $598.22 | $729.51 | $2,000 | $8,200 |
| Complete Gold + Vision + Adult Dental Ambetter from Arkansas Health & Wellness | Gold | PPO | $611.61 | $745.84 | $1,450 | $7,500 |
| Elite Gold (QualChoice) Ambetter from Arkansas Health & Wellness | Gold | POS | $622.38 | $758.97 | $0 | $6,500 |
| Elite Gold (QualChoiceLife) Ambetter from Arkansas Health & Wellness | Gold | PPO | $636.46 | $776.14 | $0 | $6,500 |
| Elite Gold (QualChoice) + Vision + Adult Dental Ambetter from Arkansas Health & Wellness | Gold | POS | $639.98 | $780.43 | $0 | $6,500 |
| Elite Gold (QualChoiceLife) + Vision + Adult Dental Ambetter from Arkansas Health & Wellness | Gold | PPO | $660.10 | $804.97 | $0 | $6,500 |
| HA Platinum Premier National Health Advantage | Platinum | POS | $682.93 | $832.81 | $1,475 | $2,050 |
| HA Platinum Standardized Health Advantage | Platinum | POS | $748.96 | $913.34 | $0 | $5,200 |
Silver Premium Trend (2022-2026)
| Year | Avg Premium | Min | Max | Plans | Issuers |
|---|---|---|---|---|---|
| 2022 | $348/mo | $307 | $396 | 19 | 5 |
| 2023 | $368/mo | $337 | $453 | 25 | 5 |
| 2024 | $377/mo | $348 | $447 | 25 | 6 |
| 2025 | $405/mo | $370 | $446 | 21 | 6 |
| 2026 | $675/mo | $617 | $721 | 17 | 6 |
What this means for Johnson
Use Johnson's own numbers here, not a national average, before you enroll.
- $675/mo Silver average sits in the top third of tracked counties nationally -- run the metal-tier math before defaulting to Silver. Compare metal tiers
- 52 plans from 6 issuers here -- see how that stacks up against the cheapest counties nationwide. See cheapest counties
Averages and tercile bands are CMS Marketplace Public Use File aggregates for this county; your actual premium depends on your age, household income, and chosen plan.
Frequently Asked Questions
Why is Johnson's Silver premium in the high band?
Johnson ranks #654 of 2055 tracked federal-marketplace counties by average Silver premium (highest = #1; CMS PUF sort). Local Silver avg is $675/mo. See /methodology#corpus-placement.
How many ACA plans compete in Johnson?
Johnson carries 52 ACA plans from 6 issuers, putting it in the densest third of county inventories nationwide.
What is the floor premium in high-cost Johnson?
The lowest-premium plan in Johnson starts at $367/mo (Bronze tier, age 27). Silver plans start at $617/mo. Actual premiums vary by age and may be reduced by premium tax credits.
How does the Johnson benchmark premium affect subsidies?
The benchmark (second-lowest Silver) premium in Johnson is $635/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.
Why did Johnson premiums rise +41.1% year-over-year?
The average age-27 premium in Johnson changed by +41.1% between plan years 2025 and 2026, measured across Bronze, Silver, Gold, Platinum and Catastrophic plans. Premium trends are tracked from 2022 to 2026.
What is the average deductible and out-of-pocket maximum in Johnson?
The average annual deductible across all plans in Johnson is $5,607, and the average out-of-pocket maximum is $8,350. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.
Which issuers compete in Johnson's crowded market?
There are 6 insurance issuers offering ACA marketplace plans in Johnson, including Ambetter from Arkansas Health & Wellness, Ambetter from Arkansas Health & Wellness, Health Advantage, and others. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.
Disclaimer
This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.
Read our methodology - how this data is sourced, computed, and verified.
Counties With a Similar Benchmark Premium
The closest counties nationwide to Johnson, AR's $635/mo benchmark premium.
One of 2,054 counties nationwide with a tracked benchmark premium, 5 are shown here.
Nationwide counties with similar marketplace profiles
Two CMS Marketplace peer sets for Johnson, AR, both outside AR so the neighborhoods are not state containment (the similar-premium list above may still include same-state rating-area siblings). Peers are drawn from counties with ≥20 plans, the rankings-scale corpus.
Similar benchmark premium
Nearest other-state counties by benchmark premium ($635/mo here).
Similar issuer competition
Nearest other-state counties by issuer count (6 here).
Data sources
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan
PlainHealthPlan is rendered directly from CMS Health Insurance Marketplace Public Use Files, no number is typed in by an editor. Plan and premium figures for this county come from the live CMS Marketplace PUF aggregates. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of August 2026.