ACA plans available
18
Plan year 2026
2026 data Public-data reference. official source
Grant, Wisconsin Health Insurance
Open-data reference.
18 ACA plans from 2 issuers - Plan year 2026
Grant, Wisconsin offers 18 ACA marketplace plans from 2 issuers for plan year 2026. Silver plans start at $528/mo (age 27, before subsidies). Use the tables below to compare premiums, deductibles, and issuers across all metal tiers.
$602
Avg Silver Premium/mo
$539
Benchmark Premium/mo
+33.5%
Year-over-Year Change
$4,904
Avg Deductible
What the Numbers Say About Grant
Grant, Wisconsin has 18 ACA marketplace plans offered by 2 issuers for plan year 2026. The average Silver-tier premium comes in at $602/mo for a 27-year-old non-tobacco user, with the lowest Silver at $528 and the highest at $665.
The benchmark (second-lowest Silver) premium is $539/mo, the figure used to calculate your Advance Premium Tax Credit (the federal subsidy). Enrollees whose expected income-based contribution falls below this amount receive a subsidy for the difference. Across all plans, the average annual deductible is $4,904 and the average out-of-pocket maximum is $8,914 - numbers that matter more than the sticker premium once you actually use care. Year-over-year, average premiums in Grant shifted by +33.5%, a signal of how local issuer pricing and risk-pool dynamics are trending.
Issuer count is one of the strongest predictors of affordability: with 2 issuers active in Grant, consumers have some competitive choice, though narrower than the most competitive counties. Network types split fairly evenly here between HMO and POS, so comparing referral rules and out-of-network coverage across those two matters as much as comparing metal tiers. This page is informational only and is not insurance, medical, or tax advice, verify your eligibility, network coverage, and final pricing at HealthCare.gov before enrolling. Source: CMS Marketplace PUF, plan year 2026.
Premiums by Metal Level
Silver
6 plans$602/mo avg
$528 - $665
Gold
5 plans$635/mo avg
$532 - $764
Benchmark Premium & Subsidies
The benchmark premium (2nd-lowest Silver plan) in Grant is $539/mo for a 27-year-old. This is the amount used to calculate your premium tax credit. If your expected contribution (based on income) is less than the benchmark, you receive a subsidy for the difference. The higher the benchmark, the larger the potential subsidy.
Issuers in market
2
Some competition
Benchmark Silver
$539 /mo
Sets your subsidy ceiling
Avg deductible
$4,904
Across all metal tiers
Grant ACA plans by premium and deductible
Each marker is the Grant average for one metal tier, monthly premium (age 27) plotted against the average annual deductible, both computed directly from this county's plans. The classic ACA tradeoff is visible: lower-premium Bronze tiers carry the highest deductibles, while Gold and Platinum invert it.
Source: CMS Marketplace Public Use Files for Grant, plan year 2026. Each point is the county average for one metal tier (premium age 27 vs average annual deductible).
Issuers in Grant
| Issuer | Plans | Avg Premium (Age 27) |
|---|---|---|
| Dean Health Plan | 9 | $484/mo |
| Anthem Blue Cross and Blue Shield | 9 | $616/mo |
All Plans in Grant
| Plan Name | Metal | Type | Premium (27) | Premium (40) | Deductible | OOP Max |
|---|---|---|---|---|---|---|
| Dean Bronze Share Dean Health Plan | Expanded Bronze | HMO | $332.15 | $405.05 | $8,000 | $10,600 |
| Dean Bronze $0 Copay PCP Visits Dean Health Plan | Expanded Bronze | HMO | $365.17 | $445.31 | $7,500 | $10,600 |
| Dean Expanded Bronze Standard Dean Health Plan | Expanded Bronze | HMO | $390.72 | $476.48 | $7,500 | $10,000 |
| Anthem Bronze Preferred/Broad 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield | Expanded Bronze | POS | $493.26 | $601.52 | $5,000 | $10,600 |
| Anthem Bronze Preferred/Broad HSA (+ Incentives) Anthem Blue Cross and Blue Shield | Expanded Bronze | POS | $498.74 | $608.20 | $8,450 | $8,450 |
| Anthem Bronze Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield | Expanded Bronze | POS | $499.54 | $609.17 | $7,500 | $10,000 |
| Anthem Heart Healthy Bronze Preferred/Broad 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives) Anthem Blue Cross and Blue Shield | Expanded Bronze | POS | $528.88 | $644.96 | $0 | $10,600 |
| Dean Silver $0 Copay PCP Visits Dean Health Plan | Silver | HMO | $527.63 | $643.43 | $3,500 | $10,450 |
| Dean Silver Share Dean Health Plan | Silver | HMO | $539.47 | $657.86 | $3,525 | $8,850 |
| Dean Silver Standard Dean Health Plan | Silver | HMO | $551.98 | $673.13 | $6,000 | $8,900 |
| Anthem Silver Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield | Silver | POS | $664.57 | $810.42 | $6,000 | $8,900 |
| Anthem Silver Preferred/Broad 4000 ($0 PCP Visits + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield | Silver | POS | $664.70 | $810.58 | $4,000 | $9,400 |
| Anthem Silver Preferred/Broad 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield | Silver | POS | $665.08 | $811.04 | $5,500 | $9,200 |
| Dean Gold Share Dean Health Plan | Gold | HMO | $532.03 | $648.79 | $2,500 | $5,900 |
| Dean Gold Standard Dean Health Plan | Gold | HMO | $551.63 | $672.69 | $2,000 | $8,200 |
| Dean Gold HSA Dean Health Plan | Gold | HMO | $564.04 | $687.83 | $3,400 | $4,400 |
| Anthem Gold Preferred/Broad 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield | Gold | POS | $763.46 | $931.01 | $1,000 | $7,200 |
| Anthem Gold Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield | Gold | POS | $763.51 | $931.07 | $2,000 | $8,200 |
Silver Premium Trend (2022-2026)
| Year | Avg Premium | Min | Max | Plans | Issuers |
|---|---|---|---|---|---|
| 2022 | $419/mo | $364 | $486 | 15 | 3 |
| 2023 | $486/mo | $387 | $580 | 29 | 4 |
| 2024 | $492/mo | $423 | $559 | 19 | 4 |
| 2025 | $513/mo | $461 | $570 | 15 | 4 |
| 2026 | $602/mo | $528 | $665 | 6 | 2 |
Frequently Asked Questions
How many ACA plans are available in Grant, WI?
There are 18 ACA marketplace plans available in Grant from 2 insurance issuers for plan year 2026.
What is the cheapest health insurance plan in Grant?
Silver plans in Grant start at $528/mo (age 27). Actual premiums vary by age and may be reduced by premium tax credits.
What is the benchmark premium for Grant?
The benchmark (second-lowest Silver) premium in Grant is $539/mo for a 27-year-old. This amount determines how much premium tax credit subsidy you may be eligible for.
How have premiums changed in Grant?
Average premiums in Grant changed by +33.5% year-over-year. Premium trends are tracked from 2022 to 2026 across all metal levels.
What is the average deductible and out-of-pocket maximum in Grant?
The average annual deductible across all plans in Grant is $4,904, and the average out-of-pocket maximum is $8,914. Bronze plans generally have higher deductibles but lower premiums, while Gold and Platinum plans have lower deductibles but higher monthly costs.
Which insurance companies offer plans in Grant?
There are 2 insurance issuers offering ACA marketplace plans in Grant, including Dean Health Plan, Anthem Blue Cross and Blue Shield. Competition among issuers affects plan variety and pricing. More issuers generally mean more choices and potentially lower premiums.
Disclaimer
This page is for informational purposes only and does not constitute insurance or financial advice. Premiums shown are for a 27-year-old non-tobacco user unless otherwise noted. Your actual premium depends on age, location, tobacco use, and subsidy eligibility. Visit HealthCare.gov for official enrollment. Source: CMS Marketplace PUF, PY2026.
Read our methodology - how this data is sourced, computed, and verified.
Counties With a Similar Benchmark Premium
The closest counties nationwide to Grant, WI's $539/mo benchmark premium.
Data sources
Data sourced from the CMS Health Insurance Marketplace Public Use Files. See our methodology for details. Retrieved and formatted by PlainHealthPlan Editorial
